Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.amrdo.org |
Year established | 1998 |
Head of Institution | Mr. Abdul Jabbar Chhachhar |
Regions active | Sindh |
# Branches | 12 |
Total Portfolio (nat'l) | PKR 124,907,948 |
Total Portfolio (USD) | USD 1,226,596.05 |
Active clients with loans | 14,361 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | MON-PAK, NHN-Sindh Chapter, SMN-Sindh, FANSA-Pakistan Chapter |
Funders | Pakistan Povery Alleviation Fund-PPAF/Orix Leasing Pakistan, United Nations Development Program-UNDP, Aurat Foundation-USAID, OPP-OCT/RTI-MISEROR |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 2007 |
Head of Institution | Niranjan Sheelavant |
Regions active | |
# Branches | 6 |
Total Portfolio (nat'l) | INR 48,626,144 |
Total Portfolio (USD) | USD 917,474.42 |
Active clients with loans | 8,267 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 60% - 80% |
Network affiliations |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
MC Enterprise | PKR 3,000 - 75,000 | 12 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Group Mtgs |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan (IGL) - FNR - IGL | INR 5,000 - 12,000 | 16.8 - 18 | 80% - 100% | 20% - 40% | Business | Women | Credit Educ, Group Mtgs, Credit Ins, Other Training, Financial Literacy Programs, Community Contact Programs | |||||||
Income Generation Loan (IGL) | INR 5,000 - 20,000 | 11.7 | 80% - 100% | 60% - 80% | Business | Women | Credit Educ, Group Mtgs, Credit Ins, Financial Literacy Programs, Community Contact Programs |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
MC Enterprise | 22.0% annual, Flat | 2 Fees | 0 | None | N/A | 47.8% - 48.5% | 47.8% - 48.5% | 45 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan (IGL) - FNR - IGL | 0% | 31% | 34.2% - 37.4% | N/A | ||||||||||
Income Generation Loan (IGL) | 0% | 33.7% | 36.5% - 39.3% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan (IGL) - FNR - IGL | 27.9% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 31% | 34.2% - 37.4% | 79 | ||||||||
Income Generation Loan (IGL) | 15.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 33.7% | 36.5% - 39.3% | 39 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
MC Enterprise | 22.0% annual, Flat | 2 Fees | 0 | None | N/A | 47.8% - 48.5% | 47.8% - 48.5% | 45 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan (IGL) - FNR - IGL | 0% | 31% | 34.2% - 37.4% | N/A | ||||||||||
Income Generation Loan (IGL) | 0% | 33.7% | 36.5% - 39.3% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan (IGL) - FNR - IGL | 27.9% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 31% | 34.2% - 37.4% | 79 | ||||||||
Income Generation Loan (IGL) | 15.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 33.7% | 36.5% - 39.3% | 39 |
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