Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.amrdo.org |
Year established | 1998 |
Head of Institution | Mr. Abdul Jabbar Chhachhar |
Regions active | Sindh |
# Branches | 12 |
Total Portfolio (nat'l) | PKR 124,907,948 |
Total Portfolio (USD) | USD 1,226,596.05 |
Active clients with loans | 14,361 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | MON-PAK, NHN-Sindh Chapter, SMN-Sindh, FANSA-Pakistan Chapter |
Funders | Pakistan Povery Alleviation Fund-PPAF/Orix Leasing Pakistan, United Nations Development Program-UNDP, Aurat Foundation-USAID, OPP-OCT/RTI-MISEROR |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.village.net.in |
Year established | 2006 |
Head of Institution | Kuldip Maity |
Regions active | Bihar, West Bengal |
# Branches | 96 |
Total Portfolio (nat'l) | INR 1,020,993,623 |
Total Portfolio (USD) | USD 19,264,030.62 |
Active clients with loans | 175,408 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Sa-Dhan, MFIN |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
MC Enterprise | PKR 3,000 - 75,000 | 12 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Group Mtgs |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Pragati | INR 4,000 - 15,000 | 11.5 - 12.1 | 80% - 100% | 0% - 20% | Business | Women | Group Mtgs, Credit Ins | |||||||
Samridhhi | INR 16,000 - 50,000 | 23.9 - 24.3 | 80% - 100% | 0% - 20% | Business | Women | Group Mtgs, Credit Ins, Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
MC Enterprise | 22.0% annual, Flat | 2 Fees | 0 | None | N/A | 47.8% - 48.5% | 47.8% - 48.5% | 45 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Pragati | 25.1% - 26.1% | 27.3% - 28.3% | 29.8% - 30.9% | Yes | Yes | Yes | 91 | |||||||
Samridhhi | 22.6% - 26% | 23.7% - 27.1% | 26% - 29.5% | Yes | Yes | Yes | 95 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Pragati | 23.5% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 27.3% - 28.3% | 29.8% - 30.9% | 76 | ||||||||
Samridhhi | 23.5% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 23.7% - 27.1% | 26% - 29.5% | 83 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
MC Enterprise | 22.0% annual, Flat | 2 Fees | 0 | None | N/A | 47.8% - 48.5% | 47.8% - 48.5% | 45 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Pragati | 25.1% - 26.1% | 27.3% - 28.3% | 29.8% - 30.9% | Yes | Yes | Yes | 91 | |||||||
Samridhhi | 22.6% - 26% | 23.7% - 27.1% | 26% - 29.5% | Yes | Yes | Yes | 95 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Pragati | 23.5% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 27.3% - 28.3% | 29.8% - 30.9% | 76 | ||||||||
Samridhhi | 23.5% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 23.7% - 27.1% | 26% - 29.5% | 83 |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|