Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.badbaan.pk |
Year established | 2006 |
Head of Institution | Main Khan Abbasi |
Regions active | Khyber Pakhtunkwa |
# Branches | 1 |
Total Portfolio (nat'l) | PKR 20,618,028 |
Total Portfolio (USD) | USD 210,388.04 |
Active clients with loans | 1,484 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Pakistan Poverty Alleviation Fund (PPAF), Rural Support Program Network (RSPN), Pakistan Mocrofinance Network (PMN), Regional NGOs Coordination Forum (RNCF) |
Funders | Pakistan Poverty Alleviation Fund, The Bank of Khyber, Rural Support Program Network |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.basixindia.com/ |
Year established | 1996 |
Head of Institution | Mr. Vijaymahajan |
Regions active | Andhra Pradesh, Bihar, Chhattisgarh, GujaratJharkhand, Karnataka, Madhya Pradesh, Maharashtra, Meghalaya, OrissaPunjab, Rajasthan, Sikkim, Tripura, Uttar Pradesh, Uttarakhand, West Bengal |
# Branches | 188 |
Total Portfolio (nat'l) | INR 2,414,154 |
Total Portfolio (USD) | USD 45,550.08 |
Active clients with loans | 396,861 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | MFIN, Sadhan |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Badbaan Enterprise Loan | PKR 10,000 - 50,000 | 12 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Group Mtgs, Tech Asst Visits, Business Training, Technical Trainings to Women (Handicraft) |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Samruddhi Agri Allied Loan | INR 15,000 - 50,000 | 23 - 24 | 60% - 80% | 0% - 20% | Business, Agriculture, For improving dairy livelihoods and buying inputs, purchase of mulch animals,procurement of fodder | Women, Men, Joint Liability Group | Credit Ins | |||||||
Samruddhi Crop Loan | INR 10,000 - 15,000 | 11 | 20% - 40% | 0% - 20% | Business, Agriculture | Women, Men, All farmers/tenant farmers engaged in field crop cultivation | Credit Ins | |||||||
Samruddhi Micro Enterprise (NFS) Loan | INR 15,000 - 50,000 | 23 - 24 | 60% - 80% | 0% - 20% | Business, For establishment cost,fixed cost,working capital | Women, Men | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Badbaan Enterprise Loan | 18.0% annual, Flat | 1 Fee | 0 | None | N/A | 35.1% - 35.2% | 35.1% - 35.2% | N/A |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Samruddhi Agri Allied Loan | 23.8% | 24.5% - 24.8% | 28.5% - 29.5% | Yes | Yes | Yes | 100 | |||||||
Samruddhi Crop Loan | 22.9% - 23% | 24.7% - 24.8% | 29.1% - 29.2% | Yes | Yes | Yes | 100 | |||||||
Samruddhi Micro Enterprise (NFS) Loan | 23.7% - 23.8% | 24.5% - 24.7% | 28.9% - 29.3% | Yes | Yes | Yes | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Samruddhi Agri Allied Loan | 24.0% annual, Decl Bal | 1 Fee | 2 Ins | 12.36% fees | N/A | 24.5% - 24.8% | 28.5% - 29.5% | 83 | ||||||||
Samruddhi Crop Loan | 24.0% annual, Decl Bal | 1 Fee | 2 Ins | 12.36% fees | N/A | 24.7% - 24.8% | 29.1% - 29.2% | 82 | ||||||||
Samruddhi Micro Enterprise (NFS) Loan | 24.0% annual, Decl Bal | 1 Fee | 2 Ins | 12.36% fees | N/A | 24.5% - 24.7% | 28.9% - 29.3% | 82 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Badbaan Enterprise Loan | 18.0% annual, Flat | 1 Fee | 0 | None | N/A | 35.1% - 35.2% | 35.1% - 35.2% | N/A |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Samruddhi Agri Allied Loan | 23.8% | 24.5% - 24.8% | 28.5% - 29.5% | Yes | Yes | Yes | 100 | |||||||
Samruddhi Crop Loan | 22.9% - 23% | 24.7% - 24.8% | 29.1% - 29.2% | Yes | Yes | Yes | 100 | |||||||
Samruddhi Micro Enterprise (NFS) Loan | 23.7% - 23.8% | 24.5% - 24.7% | 28.9% - 29.3% | Yes | Yes | Yes | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Samruddhi Agri Allied Loan | 24.0% annual, Decl Bal | 1 Fee | 2 Ins Ins | 12.36% fees | N/A | 24.5% - 24.8% | 28.5% - 29.5% | 83 | ||||||||
Samruddhi Crop Loan | 24.0% annual, Decl Bal | 1 Fee | 2 Ins Ins | 12.36% fees | N/A | 24.7% - 24.8% | 29.1% - 29.2% | 82 | ||||||||
Samruddhi Micro Enterprise (NFS) Loan | 24.0% annual, Decl Bal | 1 Fee | 2 Ins Ins | 12.36% fees | N/A | 24.5% - 24.7% | 28.9% - 29.3% | 82 |
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