| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.karwan.org.pk |
| Year established | 1995 |
| Head of Institution | Ziaullah Khan |
| Regions active | Punjab |
| # Branches | 1 |
| Total Portfolio (nat'l) | PKR 9,260,660 |
| Total Portfolio (USD) | USD 94,496.53 |
| Active clients with loans | 874 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders | Pakistan Poverty Alleviation Fund |
| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2000 |
| Head of Institution | A.Y.Ghuhia |
| Regions active | 0 |
| # Branches | 1 |
| Total Portfolio (nat'l) | TZS 5,610,000,000 |
| Total Portfolio (USD) | USD 3,740,000 |
| Active clients with loans | 4,087 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | TAMFI |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business | PKR 5,000 - 50,000 | 12 | 60% - 80% | 40% - 60% | Business | Women, Men, Have business |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loans | TZS 500,000 - 3,000,000 | 12 | 40% - 60% | 0% - 20% | ||||||||||
| Group Loans | TZS 100,000 - 2,000,000 | 3 - 6 | 60% - 80% | 0% - 20% | ||||||||||
| Business Loans | TZS 100,000 - 5,000,000 | 6 - 24 | 20% - 40% | 0% - 20% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business | 18.0% annual, Flat | 1 Fee | 0 | None | N/A | 35.7% | 35.7% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loans | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins | N/A | #N/A | #N/A | ||||||||||
| Group Loans | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins | N/A | #N/A | #N/A | ||||||||||
| Business Loans | 21.60%-0.00% annual, Flat | 1 Fee | 0 Ins | #N/A | #N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business | 18.0% annual, Flat | 1 Fee | 0 | None | N/A | 35.7% | 35.7% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loans | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | N/A | #N/A | #N/A | ||||||||||
| Group Loans | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | N/A | #N/A | #N/A | ||||||||||
| Business Loans | 21.60%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | #N/A | #N/A |
| Key Statistics | |
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| # Products | |
| # Institutions | |
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| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
