2. Mojaz
Please note that the information you are viewing is 118 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Valient
Please note that the information you are viewing is 162 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

MOJAZ Foundation Opposite DCO House, District NarowalNarowal, Punjab
Data approved: 2013-05-22
Data version: 1
Age of data: -   months 
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Institution

Valiant Rural Bank (Iloilo City), Inc. 41-A Mabini StreetIloilo City, Iloilo/Region VI5000
Data approved: 2011-11-15
Data version: 1
Age of data: 162 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.mojaz.org
Year established2008
Head of InstitutionGulshan Kaur
Regions activePunjab
# Branches4

Total Portfolio (nat'l)PKR 64,373,019
Total Portfolio (USD)USD 656,867.54
Active clients with loans4,002
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsPakistan Center for Philanthropy, Human Resource Development Network
FundersPakistan Poverty Alleviation Fund, Orix Leasing, Orangi Charitable Trust

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addressN/A
Year established1997
Head of InstitutionIAN ERIC S. PAMA
Regions active
# Branches3

Total Portfolio (nat'l)PhP 28,130,268
Total Portfolio (USD)USD 672,972.92
Active clients with loans1,772
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsRural Bankers Association of the Philippines (RBAP), Philippine Deposit Insurance Corporation (PDIC), Iloilo Federation of Rural Bankers
Funders

Loan Products » Summary

Regular
3,602 Borrowers
USD 583,169.08 Portfolio
Active Product
Seasonal
400 Borrowers
USD 69,892.14 Portfolio
Active Product

Loan Products » Summary

BUGANA
914 Borrowers
USD 343,132.15 Portfolio
Active Product
LEADS
858 Borrowers
USD 329,840.79 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Regular Loan PKR 5,000 - 75,000 12 40% - 60% 0% - 20% Agriculture, Consumer, Livestock, Commerce Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Seasonal Loan PKR 5,000 - 75,000 3 - 6 40% - 60% 0% Agriculture, Livestock Women, Men, Must be involved in agriculture activity Credit Educ, Group Mtgs, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
BUGANA PHP 3,000 - 150,000 2 - 12 80% - 100% 0% - 20% Any Purpose Women, Men, Farmers with Multiple Sources of Income Credit Ins
LEADS ME PHP 5,000 - 150,000 2 - 6 80% - 100% 0% - 20% Business Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Regular Loan 20.0% annual, Flat 1 Fee 1 Ins None N/A 39% - 39.5% 41% - 41.6% N/A
Seasonal Loan 20.0% annual, Decl Bal 1 Fee 1 Ins None N/A 22.6% - 23.2% 24.6% - 25.4% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
BUGANA 33.0% annual, Flat 1 Fee 1 Ins None 500.00 upfront 66.8% - 71.4% 70.6% - 75.4% 46
LEADS ME 36.0% annual, Flat 1 Fee 1 Ins None N/A 70.8% - 90.9% 81.8% - 149.9% 40

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Regular Loan 20.0% annual, Flat 1 Fee 1 Ins Ins None N/A 39% - 39.5% 41% - 41.6% N/A
Seasonal Loan 20.0% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 22.6% - 23.2% 24.6% - 25.4% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
BUGANA 33.0% annual, Flat 1 Fee 1 Ins Ins None 500.00 upfront 66.8% - 71.4% 70.6% - 75.4% 46
LEADS ME 36.0% annual, Flat 1 Fee 1 Ins Ins None N/A 70.8% - 90.9% 81.8% - 149.9% 40
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeAgricultureMultipleLoan PurposeMojazInstitutionPK-042-V01-P01PK-042-V01-P02ProductPKCountry2013YearRange Number1Institution Data Version010,00020,00030,00040,00050,000Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 3,2002,4001,60080090Number of Borrowers
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.RurBankInstitution TypeAnyBusinessLoan PurposeValientInstitutionPH-047-V01-P01PH-047-V01-P02ProductPHCountry2011YearRange Number1Institution Data Version050,000100,000150,000Loan Size (all)0%50%100%150%Full APR (int fee ins tax dep)> 1009010Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Key Statistics
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