| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.nrdp.org |
| Year established | 1992 |
| Head of Institution | Mirza Moqeem Baig |
| Regions active | Punjab |
| # Branches | 5 |
| Total Portfolio (nat'l) | PKR 70,423,958 |
| Total Portfolio (USD) | USD 718,611.82 |
| Active clients with loans | 4,799 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | |
| Funders | Pakistan Poverty Alleviation Fund (PPAF), ORIX Leasing Pakistan Ltd. |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | PKR 10,000 - 75,000 | 12 | 40% - 60% | 20% - 40% | Business | Women, Men, Have business, Specific age group, Productive Loans for legal business (Small) | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
| Seasonal Loan | PKR 10,000 - 30,000 | 6 | 40% - 60% | 0% | Agriculture | Women, Men, Specific age group | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | 20.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 38.5% - 38.7% | 38.5% - 38.7% | N/A | ||||||||
| Seasonal Loan | 30.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 32.3% | 32.3% | N/A |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACB-SA | 4,335 | 1,476,288 | 6 | 143 |
| Comicoka | 827 | 758,435 | 4 | 143 |
| COOJAD | 511 | 823,215 | 6 | 143 |
| COOPEDU | 2,029 | 7,549,835 | 9 | 143 |
| Duterimbere | 6,607 | 4,365,044 | 3 | 143 |
| Goshen | 2,076 | 3,716,008 | 5 | 160 |
| Inkingi | 2,648 | 2,593,366 | 5 | 160 |
| RML | 4,960 | 3,473,781 | 3 | 143 |
| UCU | 3,391 | 1,603,524 | 4 | 143 |
| Urwego | 37,900 | 14,755,000 | 6 | |
| Vision Finance | 14,226 | 3,474,646 | 6 | 160 |
| Wisigara | 2,177 | 904,708 | 3 | 143 |
| Zamuka | 253 | 124,445 | 3 | 143 |
| Zigama CSS | 53,806 | 59,670,753 | 2 | 160 |
| Key Statistics | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
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