| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.opdpak.org |
| Year established | 1991 |
| Head of Institution | Syed Qurban Raza |
| Regions active | Punjab |
| # Branches | 5 |
| Total Portfolio (nat'l) | PKR 93,483,333 |
| Total Portfolio (USD) | USD 918,006.33 |
| Active clients with loans | 7,501 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | Pakistan Microfinance Network |
| Funders | Pakistan Poverty Allevation Fund PPAF |
| Institution Type | Bank |
| Is this institution regulated? | Yes |
| Website address | http://www.bancoprocredit.com.ec/ |
| Year established | 2001 |
| Head of Institution | Janet Pacheco |
| Regions active | Azuay, Carchi, Chimborazo, Cotopaxi, El Oro, GuayasImbabura, Loja, Manabí, PichinchaSanto Domingo de los Tsáchilas, Tungurahua |
| # Branches | 35 |
| Total Portfolio (nat'l) | USD 299,411,925 |
| Total Portfolio (USD) | USD 299,411,925 |
| Active clients with loans | 46,176 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | ProCredit Holding, Red Financiera Rural del Ecuador |
| Funders | Grupo ProCredit Holding |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Working Capital Loan | PKR 10,000 - 45,000 | 12 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Crédito agropecuario | USD 2,000 - 30,000 | 1 - 48 | 20% - 40% | 40% - 60% | Business, Housing, Education | Women, Men, Have business | Credit Ins | |||||||
| Crédito para microempresa | USD 2,000 - 20,000 | 1 - 48 | 20% - 40% | 80% - 100% | Any Purpose | Women, Men, Have business | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Working Capital Loan | 20.0% annual, Flat | 2 Fees | 0 | None | N/A | 42.5% - 42.6% | 42.5% - 42.6% | 47 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Crédito agropecuario | 22.6%-26.5% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Crédito para microempresa | 22.6%-26.5% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 0% | 0% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Working Capital Loan | 20.0% annual, Flat | 2 Fees | 0 | None | N/A | 42.5% - 42.6% | 42.5% - 42.6% | 47 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Crédito agropecuario | 22.6%-26.5% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Crédito para microempresa | 22.6%-26.5% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 0% | 0% | N/A |
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