Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.opdpak.org |
Year established | 1991 |
Head of Institution | Syed Qurban Raza |
Regions active | Punjab |
# Branches | 5 |
Total Portfolio (nat'l) | PKR 93,483,333 |
Total Portfolio (USD) | USD 918,006.33 |
Active clients with loans | 7,501 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 60% - 80% |
Network affiliations | Pakistan Microfinance Network |
Funders | Pakistan Poverty Allevation Fund PPAF |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Working Capital Loan | PKR 10,000 - 45,000 | 12 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Working Capital Loan | 20.0% annual, Flat | 2 Fees | 0 | None | N/A | 42.5% - 42.6% | 42.5% - 42.6% | 47 |
Outstanding portfolio (USD) | USD 32,971.73 |
Portfolio (USD) | USD 32,971.73 |
Active Clients with Loans | 47 |
Approximate % Female Clients | 40% - 60% |
Approximate % Urban Clients | 20% - 40% |
Any purpose | |
Income generation | x |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | Solo Capital de Trabajo |
Other (2) |
Men | x |
Women | x |
Must run a business | x |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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