Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 1996 |
Head of Institution | Mr Gulbaz Afaqi |
Regions active | Punjab |
# Branches | 3 |
Total Portfolio (nat'l) | PKR 85,584,088 |
Total Portfolio (USD) | USD 873,307.02 |
Active clients with loans | 4,193 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 0 |
Network affiliations | Pakistan Microfinance Network, PMFN, MONPAK, HRDN |
Funders | Pakistan Poverty Alleviation Fund, One UN GRIP, OPP/OCT |
Institution Type | Credit Union / Cooperative |
Is this institution regulated? | No |
Website address | http://WWW.COACSANMIGUEL.FIN.EC/ |
Year established | 1995 |
Head of Institution | SULEMA PIZARRO CANDO |
Regions active | |
# Branches | 3 |
Total Portfolio (nat'l) | USD 4,602,402.64 |
Total Portfolio (USD) | USD 4,602,402.64 |
Active clients with loans | 1,953 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 40% - 60% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture | PKR 20,000 - 75,000 | 6 - 18 | 20% - 40% | 0% | Agriculture | Women, Men | ||||||||
Livestock | PKR 15,000 - 30,000 | 12 | 40% - 60% | 0% | Business | Women, Men | ||||||||
Livestock Fattening | PKR 20,000 - 30,000 | 6 - 11 | 40% - 60% | 0% | Business | Women, Men | Credit Ins, Tech Asst Visits | |||||||
Handicrafts | PKR 15,000 - 30,000 | 12 | 80% - 100% | 0% | Business | Women, Men, Have business | ||||||||
Trade Business | PKR 10,000 - 70,000 | 12 | 20% - 40% | 0% | Business | Women, Men, Have business | ||||||||
Solar Lighting | PKR 15,000 - 30,000 | 6 - 12 | 20% - 40% | 0% | Any Purpose | Women, Men |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito de Consumo | USD 250 - 8,000 | 4 - 30 | 20% - 40% | 40% - 60% | Any Purpose | Women, Men, Salaried worker | Credit Ins | |||||||
Credito de Vivienda | USD 8,001 - 17,000 | 38 - 58 | 20% - 40% | 60% - 80% | Housing, Compra de terreno, casa, apartamentos, Construccion y mejora de casa | Women, Men, Have business, Have home or land, Salaried worker | Credit Ins | |||||||
Micro Juanita Individual | USD 250 - 17,000 | 4 - 56 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business, DEPENDE DEL MONTO PRESENTA COPIAS DE UN BIEN INMUEBLE. | Credit Ins | |||||||
Microcreditos | USD 250 - 17,000 | 4 - 56 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business, DEPENDE DEL MONTO PRESENTA COPIAS DEL BIEN INMUEBLE. | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture | 21.0%-24.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 40.7% | 40.7% | N/A | ||||||||
Livestock | 21.0%-24.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 40.7% - 40.9% | 40.7% - 40.9% | N/A | ||||||||
Livestock Fattening | 21.0%-24.0% annual, Flat | 1 Fee | 1 Ins | None | None | 25.8% | 29% | N/A | ||||||||
Handicrafts | 21.0%-24.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 40.3% - 40.9% | 40.3% - 40.9% | N/A | ||||||||
Trade Business | 21.0%-24.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 40.7% - 40.9% | 40.7% - 40.9% | N/A | ||||||||
Solar Lighting | 36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 40.3% - 40.9% | 40.3% - 40.9% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito de Consumo | 15.2% annual, Decl Bal | 0 Fees | 1 Ins | None | 9.0% upfront | 15.4% | 18.7% - 19.2% | 79 | ||||||||
Credito de Vivienda | 10.8% annual, Decl Bal | 1 Fee | 0 Ins | None | 9.0% upfront | 10.9% | 13.8% | 78 | ||||||||
Micro Juanita Individual | 20.0%-26.9% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 20.3% | 21% | 95 | ||||||||
Microcreditos | 20.0%-26.9% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 22.3% - 27.3% | 23.1% - 28% | 80 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture | 21.0%-24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 40.7% | 40.7% | N/A | ||||||||
Livestock | 21.0%-24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 40.7% - 40.9% | 40.7% - 40.9% | N/A | ||||||||
Livestock Fattening | 21.0%-24.0% annual, Flat | 1 Fee | 1 Ins Ins | None | None | 25.8% | 29% | N/A | ||||||||
Handicrafts | 21.0%-24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 40.3% - 40.9% | 40.3% - 40.9% | N/A | ||||||||
Trade Business | 21.0%-24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 40.7% - 40.9% | 40.7% - 40.9% | N/A | ||||||||
Solar Lighting | 36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 40.3% - 40.9% | 40.3% - 40.9% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito de Consumo | 15.2% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 9.0% upfront | 15.4% | 18.7% - 19.2% | 79 | ||||||||
Credito de Vivienda | 10.8% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 9.0% upfront | 10.9% | 13.8% | 78 | ||||||||
Micro Juanita Individual | 20.0%-26.9% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 20.3% | 21% | 95 | ||||||||
Microcreditos | 20.0%-26.9% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 22.3% - 27.3% | 23.1% - 28% | 80 |
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