2. VDO
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Villagers Development Organization House # 206-A/A, ABL Street, Chaki ParaShahdadpur, Sindh68030
Data approved: 2013-06-14
Data version: 1
Age of data: 132 months

Product

Live Stock Loan Product 3 of 3 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (PKR)PKR 9,489,035
Portfolio (USD)USD 96,826.89
Active Clients with Loans1,085
Approximate % Female Clients40% - 60%
Approximate % Urban Clients0% - 20%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
livestock product is better for rural community particularly female. Generally livelihood of rural communities depends on Agriculture and livestock. So live stock loan play vital role to alleviate poverty of rural communities.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetingsx
Credit insurance
Workplace visitsx
Business trainingx
Other trainingx
OtherExposure Visit
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age groupx
OtherMust have relevant (livestock) experience
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution1
# Regions for this product1
Regions ActiveSindh

Loan Conditions

Loan Amount
CurrencyPKR
Minimum loan sizePKR 5,000
Maximum loan size30,000
Distribution at Disbursement (Est.)
Loans less than PKR 10,0005%
PKR 10,000-25,00090%
PKR 25,000-50,0005%
PKR 50,000-75,0000
PKR 75,000-150,0000
Greater than PKR 150,0000
Loan Term and Grace Period
Shortest loan term12.0 months
Longest loan term12.0 months
Approx average12.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months0
Between 7 and 9 months0
Between 10 and 12 months100%
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage0
Average grace periodDK
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 monthsx
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest22.00%
Highest quoted nominal interest22.00%
Interest rate periodYearly
Interest Rate Calculation MethodFlat
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionDocument/Registration Fee
% of loan amount - min2.50%
% of loan amount - max2.50%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Live Stock Loan samples
Sample 1Sample 2Sample 3Sample 4
Loan AmountPKR 12,000PKR 10,000PKR 20,000PKR 30,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot Known
Disbursement Date2013-05-072013-05-222013-05-222013-06-11
Loan Term (Months)12.0 months12.0 months12.0 months12.0 months
Grace Period (Months)0.1 months0.1 months0.1 months0.1 months
Total Cost of CreditPKR 2,940PKR 2,450PKR 4,900PKR 7,350
True Price by Comp       
Interest price component26.7%26.7%26.7%26.8%
Fee Component3.5%3.5%3.5%3.5%
Insurance Component0.0%0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%0.0%
Full APR (int fee ins tax dep)30.2%30.2%30.2%30.3%
Transparency IndexN/AN/AN/AN/A
        
Original Repayment SchedulePDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDF
Live Stock Loan Price Graphs


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  2. Comicoka
Please note that the information you are viewing is 143 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

COOPEC COMICOKA MahokoKanamaRubavu, West RwandaPO Box 506 RWA
Data approved: 2012-10-04
Data version: 2
Age of data: 143 months
Choose version

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addressN/A
Year established2005
Head of InstitutionJean Damascene Nkurikiyinka
Regions activeNgororero, Nyabihu
# Branches1

Total Portfolio (nat'l)RWF 477,814,327
Total Portfolio (USD)USD 758,435.44
Active clients with loans827
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsAMIR
FundersAQUADEV

Loan Products » Summary

Ord 30%
568 Borrowers
USD 332,775 Portfolio
Active Product
Ord 18%
75 Borrowers
USD 50,429 Portfolio
Active Product
Ord 19%
125 Borrowers
USD 347,500 Portfolio
Active Product
Urgence
59 Borrowers
USD 27,731 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Ordinaire 30% RWF 12,000 - 5,000,000 3 - 36 0% - 20% 0% - 20% Any Purpose Women, Men Credit Educ
Ordinaire 18% RWF 100,000 - 5,000,000 3 - 24 0% - 20% 0% - 20% Any Purpose Women, Men, Salaried worker Credit Educ
Ordinaire 19% RWF 1,000,000 - 5,000,000 13 - 36 20% - 40% 0% - 20% Business, Credit Agricole Avec Subvention RIF2 Women, Men, Have business, Autrest Immobilisations Credit Educ
Urgence 60% RWF 15,000 - 5,000,000 3 0% - 20% 0% - 20% Any Purpose Women, Men Credit Educ

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Ordinaire 30% 30.00% annual, Decl Bal 2 Fees 1 Ins 18.00% fees 20.00% upfront 19.9% - 37.1% 45.9% - 72.1% 53
Ordinaire 18% 18.00% annual, Decl Bal 2 Fees 1 Ins 18.00% fees N/A 19.4% - 20.3% 20.3% - 21.3% 86
Ordinaire 19% 19.00% annual, Decl Bal 2 Fees 1 Ins 18.00% fees 20.00% upfront 20% - 22.9% 30.3% - 37.4% 57
Urgence 60% 60.00% annual, Flat 2 Fees 0 Ins 18.00% fees N/A 63.6% - 66.1% 65.1% - 68% 90
Institution Price Graph
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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