Outstanding portfolio (PKR) | PKR 17,429,895 |
Portfolio (USD) | USD 171,161.57 |
Active Clients with Loans | 280 |
Approximate % Female Clients | N/A |
Approximate % Urban Clients | N/A |
Any purpose | |
Income generation | x |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) |
Men | x |
Women | |
Must run a business | |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | Anyone within the particular community |
Other (2) | Clients include males and females but are usually male |
# Regions for this institution | 2 |
# Regions for this product | N/A |
Regions Active |
Institution Type | Credit Union / Cooperative |
Is this institution regulated? | No |
Website address | N/A |
Year established | 2000 |
Head of Institution | Sandra Mireya Naula Cuenca |
Regions active | |
# Branches | 1 |
Total Portfolio (nat'l) | USD 4,200,342 |
Total Portfolio (USD) | USD 4,200,342 |
Active clients with loans | 2,511 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 80% - 100% |
Network affiliations | RFR, Contrato Social por la Vivienda |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crédito de consumo | USD 100 - 5,000 | 3 - 36 | 60% - 80% | 80% - 100% | Any Purpose | Women, Men, Si el deudor no es propietario de una casa, el garante sí requiere tener una casa., Pueden acceder personas desde los 18 años de edad en adelante. | Credit Educ, Credit Ins, Asesoría administración del dinero | |||||||
Crédito Grupal Solidario | USD 500 - 1,500 | 6 - 15 | 60% - 80% | 80% - 100% | Business | Women, Men, Los grupos se conforman con personas de la misma zona de residencia, Se utiliza la garantía grupal | Credit Educ, Group Mtgs, Credit Ins, Business Training, Capacitación en proyectos de vida y espíritu emprendedor | |||||||
Crédito Individual para Micro | USD 100 - 5,000 | 3 - 24 | 60% - 80% | 80% - 100% | Business, Housing, Other, Como capiltal para iniciar un negocio, Incremento de mercadería | Women, Men, Si el deudor no es propietario de una casa, el garante sí requiere tener una casa., Pueden acceder personas desde los 15 años de edad en adelante | Credit Educ, Credit Ins, Tech Asst Visits, Business Training, Capacitación en formulación de planes de negocio, Capacitación en proyectos de vida y espíritu emprendedor |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crédito de consumo | 14.0%-16.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 5.00 ongoing | 16.2% - 16.4% | 17.3% - 19.8% | 75 | ||||||||
Crédito Grupal Solidario | 14.0%-18.5% annual, Decl Bal | 1 Fee | 0 Ins | None | 5.00 ongoing | 18.8% | 20.8% - 21.2% | 66 | ||||||||
Crédito Individual para Micro | 14.0%-18.5% annual, Decl Bal | 1 Fee | 0 Ins | None | 5.00 ongoing | 18.7% - 18.8% | 20.2% - 24.3% | 65 |
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% Products with one or more insurances | |
% Products with compulsory deposits |
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