| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.osdi.org |
| Year established | 2009 |
| Head of Institution | Aasim Siddiqui |
| Regions active | Khyber Pakhtunkwa, Sindh |
| # Branches | 1 |
| Total Portfolio (nat'l) | PKR 94,039,491.75 |
| Total Portfolio (USD) | USD 923,467.81 |
| Active clients with loans | 346 |
| Approximate % female clients | 0% - 20% |
| Approximate % urban clients | 0 |
| Network affiliations | |
| Funders |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.richstepinvestment.com |
| Year established | 2007 |
| Head of Institution | Stephen Dzovor |
| Regions active | Greater Accra Region |
| # Branches | 9 |
| Total Portfolio (nat'l) | GHS 200,000 |
| Total Portfolio (USD) | USD 101,522.84 |
| Active clients with loans | 150 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | GHAMFIN, GCSCA |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Development Loan | PKR 8,000 - 100,000 | 6 | 0% - 20% | 0 | Agriculture | Men, Any party in possession of land that can be used for agricultural purposes, sharecroppers and owners alike - usually male, Clients include both males and females | Group Mtgs, Tech Asst Visits, Other Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Petty Traders Loan | GHS 50 - 1,000 | 1 - 5 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business, Have home or land, Specific age group | Group Mtgs, Credit Ins, Other Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Development Loan | 0.0% annual, Flat | 1 Fee | 0 | None | N/A | 19.2% - 19.3% | 19.2% - 19.3% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Petty Traders Loan | 60.00%-120.00% annual, Flat | 2 Fees | 0 | None | 25.00% upfront | 147.3% - 245.4% | 259.4% - 420.1% | 16 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Development Loan | 0.0% annual, Flat | 1 Fee | 0 | None | N/A | 19.2% - 19.3% | 19.2% - 19.3% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Petty Traders Loan | 60.00%-120.00% annual, Flat | 2 Fees | 0 | None | 25.00% upfront | 147.3% - 245.4% | 259.4% - 420.1% | 16 |
| Key Statistics | |
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| Loan Portfolio (USD) | |
| % Products using declining balance | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
