2. WMBL
Please note that the information you are viewing is 115 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Waseela Microfinance Bank 3-A/2, Kaghan Road, F-8 Markaz, IslamabadIslamabad, Capital Territory44000
Data approved: 2015-06-04
Data version: 1
Age of data: 115 months

Product

Waseela Khushhal Kisan Loan Product 2 of 3 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (PKR)PKR 308,090,243
Portfolio (USD)USD 3,025,446.19
Active Clients with Loans8,912
Approximate % Female Clients0% - 20%
Approximate % Urban Clients0% - 20%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
This is a financial facility offered to individuals engaged in Agricuture / livestock raising activities.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculturex
Education
Other household finance
OtherLivetsock
Other (2)
Included Services
Credit education
Group meetings
Credit insurance
Workplace visits
Business training
Other training
Other
Other (2)
No other servicesx
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution4
# Regions for this product4
Regions ActiveIslambad Capital Territory, Khyber Pakhtunkwa, Punjab, Sindh

Loan Conditions

Loan Amount
CurrencyPKR
Minimum loan sizePKR 20,000
Maximum loan size60,000
Distribution at Disbursement (Est.)
Loans less than PKR 10,0000
PKR 10,000-25,0000
PKR 25,000-50,000100%
PKR 50,000-75,0000
PKR 75,000-150,0000
Greater than PKR 150,0000
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term12.0 months
Approx averageDK
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months10%
Between 7 and 9 months30%
Between 10 and 12 months60%
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end paymentx
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest29.00%
Highest quoted nominal interest29.00%
Interest rate periodYearly
Interest Rate Calculation MethodFlat
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionLoan Processing Fee
% of loan amount - min0
% of loan amount - max0
OR, Fixed amount - min700
Fixed amount - max700
Reason for variationN/A
Appears on Repayment Sched?Yes
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?Yes
Percentage of fees16%
All or some fees taxedAll

Full Pricing Data

Waseela Khushhal Kisan Loan samples
Loan Amount
Type of Sample
Disbursement Date
Loan Term (Months)
Grace Period (Months)
Total Cost of Credit
Full APR (int fee ins tax dep)
True Price by Component
Transparency Index
Original Repayment Schedule
MFT Pricing Calculation
Interest price component
Fee Component
Insurance Component
Tax Component
Deposit Component
PKR 25,000 Real 2015-05-04 11.0 months N/A PKR 7,480.87 29.3% 25.7% 3.1% 0.0% 0.5% 0.0% 99 PDF PDF
PKR 25,000 Generated 2015-06-01 11.8 months N/A PKR 7,962.68 28.9% 25.5% 2.9% 0.0% 0.5% 0.0% 100 - PDF
PKR 50,000 Real 2015-05-07 12.0 months N/A PKR 15,337.94 27.1% 25.4% 1.5% 0.0% 0.2% 0.0% 100 PDF PDF
PKR 50,000 Generated 2015-06-01 11.8 months N/A PKR 15,113.37 27.2% 25.5% 1.4% 0.0% 0.3% 0.0% 100 - PDF
PKR 26,000 Generated 2015-06-01 5.9 months N/A PKR 4,530.36 33.6% 27.1% 5.6% 0.0% 0.9% 0.0% 86 - PDF
PKR 27,000 Generated 2015-06-01 11.8 months N/A PKR 8,534.74 28.6% 25.5% 2.7% 0.0% 0.4% 0.0% 100 - PDF
PKR 28,000 Generated 2015-06-01 11.8 months N/A PKR 8,820.77 28.5% 25.5% 2.6% 0.0% 0.4% 0.0% 100 - PDF
PKR 30,000 Generated 2015-06-01 11.8 months N/A PKR 9,392.82 28.3% 25.5% 2.4% 0.0% 0.4% 0.0% 100 - PDF
PKR 40,000 Generated 2015-06-01 8.9 months N/A PKR 9,392.82 29.1% 26.3% 2.4% 0.0% 0.4% 0.0% 100 - PDF
PKR 60,000 Generated 2015-06-01 8.9 months N/A PKR 13,683.23 28.1% 26.3% 1.6% 0.0% 0.2% 0.0% 100 - PDF
Waseela Khushhal Kisan Loan Price Graphs


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  2. ProCredit
Please note that the information you are viewing is 172 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Banco ProCredit SA Atahualpa y Amazonas esquinaQuito, Pichincha
Data approved: 2011-11-01
Data version: 1
Age of data: 172 months

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.bancoprocredit.com.ec/
Year established2001
Head of InstitutionJanet Pacheco
Regions activeAzuay, Carchi, Chimborazo, Cotopaxi, El Oro, GuayasImbabura, Loja, Manabí, PichinchaSanto Domingo de los Tsáchilas, Tungurahua
# Branches35

Total Portfolio (nat'l)USD 299,411,925
Total Portfolio (USD)USD 299,411,925
Active clients with loans46,176
Approximate % female clients20% - 40%
Approximate % urban clients60% - 80%
Network affiliationsProCredit Holding, Red Financiera Rural del Ecuador
FundersGrupo ProCredit Holding

Loan Products » Summary

Agropecuario
9,317 Borrowers
USD 44,400,074 Portfolio
Active Product
Microempresa
34,541 Borrowers
USD 167,541,293 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Crédito agropecuario USD 2,000 - 30,000 1 - 48 20% - 40% 40% - 60% Business, Housing, Education Women, Men, Have business Credit Ins
Crédito para microempresa USD 2,000 - 20,000 1 - 48 20% - 40% 80% - 100% Any Purpose Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Crédito agropecuario 22.6%-26.5% annual, Decl Bal 0 Fees 1 Ins None N/A 0% 0% N/A
Crédito para microempresa 22.6%-26.5% annual, Decl Bal 0 Fees 1 Ins None N/A 0% 0% N/A
Institution Price Graph
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Key Statistics
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# Countries
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Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
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