Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.waseelabank.com |
Year established | 2012 |
Head of Institution | Mr. Ghazanfar Azzam |
Regions active | Islambad Capital Territory, Khyber Pakhtunkwa, Punjab, Sindh |
# Branches | 41 |
Total Portfolio (nat'l) | PKR 621,746,515 |
Total Portfolio (USD) | USD 6,105,550.78 |
Active clients with loans | 13,855 |
Approximate % female clients | 0% - 20% |
Approximate % urban clients | 0% - 20% |
Network affiliations | |
Funders | Global Telecom Holding S.A.E |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.worldvision.org/ |
Year established | 2001 |
Head of Institution | SPENCER BADU |
Regions active | 0 |
# Branches | 7 |
Total Portfolio (nat'l) | GHS 1,527,689 |
Total Portfolio (USD) | USD 1,018,459.33 |
Active clients with loans | 8,772 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | ASFIN, GHAMFIN, VISION FUND INTERNATIONAL |
Funders | WORLD VISION INTERNATIONAL, VISION FUND INTERNATIONAL |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Waseela Fori Cash Loan | PKR 25,000 - 150,000 | 3 - 12 | 0% - 20% | 20% - 40% | Business, Agriculture, Livestock, Trading & Manufacturing | Women, Men, Have business | ||||||||
Waseela Khushhal Kisan Loan | PKR 20,000 - 60,000 | 3 - 12 | 0% - 20% | 0% - 20% | Business, Agriculture, Livetsock | Women, Men, Have business |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Farmer Loan | GHS 200 - 7,000 | 6 - 12 | 60% - 80% | 0% - 20% | ||||||||||
Working Capital Loan | GHS 800 - 8,500 | 4 - 12 | 60% - 80% | 0% - 20% |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Waseela Fori Cash Loan | 27.0%-30.0% annual, Flat | 1 Fee | 0 Ins | 16.00% fees | N/A | 28% - 35.3% | 28.2% - 36.6% | 90 | ||||||||
Waseela Khushhal Kisan Loan | 29.0% annual, Flat | 1 Fee | 0 Ins | 16.00% fees | N/A | 26.9% - 32.7% | 27.1% - 33.6% | 98 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Farmer Loan | 39.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 45.2% - 50.6% | 54.3% - 60.1% | 68 | ||||||||||
Working Capital Loan | 39.00%-0.00% annual, Flat | 2 Fees | 1 Ins | 77.2% - 104.7% | 125.4% - 160.7% | 26 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Waseela Fori Cash Loan | 27.0%-30.0% annual, Flat | 1 Fee | 0 Ins Ins | 16.00% fees | N/A | 28% - 35.3% | 28.2% - 36.6% | 90 | ||||||||
Waseela Khushhal Kisan Loan | 29.0% annual, Flat | 1 Fee | 0 Ins Ins | 16.00% fees | N/A | 26.9% - 32.7% | 27.1% - 33.6% | 98 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Farmer Loan | 39.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 45.2% - 50.6% | 54.3% - 60.1% | 68 | ||||||||||
Working Capital Loan | 39.00%-0.00% annual, Flat | 2 Fees | 1 Ins Ins | 77.2% - 104.7% | 125.4% - 160.7% | 26 |
Key Statistics | |
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Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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