Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.waseelabank.com |
Year established | 2012 |
Head of Institution | Mr. Ghazanfar Azzam |
Regions active | Islambad Capital Territory, Khyber Pakhtunkwa, Punjab, Sindh |
# Branches | 41 |
Total Portfolio (nat'l) | PKR 621,746,515 |
Total Portfolio (USD) | USD 6,105,550.78 |
Active clients with loans | 13,855 |
Approximate % female clients | 0% - 20% |
Approximate % urban clients | 0% - 20% |
Network affiliations | |
Funders | Global Telecom Holding S.A.E |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Waseela Fori Cash Loan | PKR 25,000 - 150,000 | 3 - 12 | 0% - 20% | 20% - 40% | Business, Agriculture, Livestock, Trading & Manufacturing | Women, Men, Have business | ||||||||
Waseela Khushhal Kisan Loan | PKR 20,000 - 60,000 | 3 - 12 | 0% - 20% | 0% - 20% | Business, Agriculture, Livetsock | Women, Men, Have business |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Waseela Fori Cash Loan | 27.0%-30.0% annual, Flat | 1 Fee | 0 Ins | 16.00% fees | N/A | 28% - 35.3% | 28.2% - 36.6% | 90 | ||||||||
Waseela Khushhal Kisan Loan | 29.0% annual, Flat | 1 Fee | 0 Ins | 16.00% fees | N/A | 26.9% - 32.7% | 27.1% - 33.6% | 98 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
ACB-SA | 4,335 | 1,476,288 | 6 | 140 |
Comicoka | 827 | 758,435 | 4 | 140 |
COOJAD | 511 | 823,215 | 6 | 140 |
COOPEDU | 2,029 | 7,549,835 | 9 | 140 |
Duterimbere | 6,607 | 4,365,044 | 3 | 140 |
Goshen | 2,076 | 3,716,008 | 5 | 158 |
Inkingi | 2,648 | 2,593,366 | 5 | 158 |
RML | 4,960 | 3,473,781 | 3 | 140 |
UCU | 3,391 | 1,603,524 | 4 | 140 |
Urwego | 37,900 | 14,755,000 | 6 | |
Vision Finance | 14,226 | 3,474,646 | 6 | 158 |
Wisigara | 2,177 | 904,708 | 3 | 140 |
Zamuka | 253 | 124,445 | 3 | 140 |
Zigama CSS | 53,806 | 59,670,753 | 2 | 158 |
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