| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| KBL | 468,300 | 120,082,000 | 16 | 117 |
| KF | 233,600 | 41,416,000 | 4 | 116 |
| NRSP | 399,900 | 70,157,000 | 3 | 117 |
| ASA | 230,400 | 29,637,000 | 3 | 117 |
| TMFB | 221,200 | 85,449,000 | 7 | 117 |
| FMFB | 163,544 | 38,481,323 | 9 | 136 |
| TRDP | 100,000 | 13,817,000 | 3 | 117 |
| PRSP | 75,656 | 9,907,176 | 3 | 136 |
| BRAC^P | 57,300 | 11,869,000 | 3 | 117 |
| SRSO | 51,100 | 7,775,000 | 3 | 117 |
| SSF | 46,000 | 4,776,000 | 3 | 117 |
| FINCA | 82,000 | 43,559,000 | 9 | 117 |
| JWS | 36,000 | 6,545,000 | 2 | 117 |
| RCDS | 35,552 | 4,856,122 | 4 | 136 |
| DAMEN | 35,185 | 7,150,864 | 1 | 136 |
| FFO | 22,400 | 3,335,000 | 3 | 117 |
| OLP | 21,400 | 3,510,000 | 3 | 117 |
| CSC | 17,600 | 3,147,000 | 1 | 117 |
| AMRDO | 13,800 | 1,206,000 | 5 | 117 |
| WMBL | 13,800 | 6,105,000 | 3 | 117 |
| Mojaz | 13,400 | 2,415,000 | 2 | 117 |
| SDF | 11,500 | 1,041,000 | 4 | 117 |
| POMFB | 8,500 | 2,795,000 | 4 | 117 |
| OPD | 7,500 | 918,000 | 2 | 117 |
| AGAHE | 7,300 | 797,000 | 2 | 117 |
| NRDP | 6,184 | 1,521,972 | 3 | 136 |
| GBTI | 6,100 | 669,000 | 3 | 136 |
| WASIL | 4,300 | 1,135,000 | 2 | 117 |
| Micro Options | 4,000 | 768,000 | 5 | 117 |
| VDO | 3,900 | 489,000 | 3 | 136 |
| SVDP | 3,900 | 811,000 | 13 | 136 |
| SRDO | 3,500 | 766,000 | 4 | 117 |
| OSDI | 2,000 | 923,000 | 3 | 117 |
| APMBL | 1,800 | 1,401,000 | 3 | 117 |
| BEDF | 1,400 | 209,000 | 3 | 136 |
| KCDO | 800 | 94,000 | 1 | 136 |
| Outstanding portfolio (USD) | USD 1,659,418.25 |
| Portfolio (USD) | USD 1,659,418.25 |
| Active Clients with Loans | 749 |
| Approximate % Female Clients | 20% - 40% |
| Approximate % Urban Clients | 40% - 60% |
| Individual | x |
| Solidarity group | |
| Village banking | |
| Self help group | |
| Other |
| Any purpose | x |
| Income generation | |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | |
| Other (2) |
| Credit education | |
| Group meetings | |
| Credit insurance | x |
| Workplace visits | |
| Business training | |
| Other training | |
| Other | |
| Other (2) | |
| No other services |
| Men | x |
| Women | x |
| Must run a business | |
| Must own a home or land | |
| Must be a salaried worker | x |
| Must be specific age group | |
| Other | |
| Other (2) |
| # Regions for this institution | N/A |
| # Regions for this product | N/A |
| Regions Active |
| Currency | USD |
| Minimum loan size | USD 250 |
| Maximum loan size | 8,000 |
| Shortest loan term | 4.0 months |
| Longest loan term | 30.0 months |
| Approx average | 20.0 months |
| Grace period usage | 0 |
| Average grace period | 0 |
| Daily | |
| Weekly | |
| Every 2 weeks | |
| Every 4 weeks | |
| Monthly | x |
| Every 2 months | |
| Quarterly | |
| Every 6 months | |
| Every 12 months | |
| Single end payment | |
| Irregular payments |
| Lowest quoted nominal interest | 15.20% |
| Highest quoted nominal interest | 15.20% |
| Interest rate period | Yearly |
| Interest Rate Calculation Method | Decl Bal |
| Subsidized by funder request? | |
| Is rate fixed for entire loan term | Yes |
| Ins 1 | |
|---|---|
| Description | SEGURO DE DESGRAVAMEN DOS CABEZAS, CALCULADA SOBRE EL MONTO DEL CREDITO DISTRIBUIDO EN CADA CUOTA |
| % of loan amount - min | 6.00% |
| % of loan amount - max | 6.00% |
| OR, Fixed amount - min | 0 |
| Fixed amount - max | 0 |
| Reason for variation | N/A |
| Appears on Repayment Sched? | Yes |
| Required for | All |
| Criteria | N/A |
| Is deposit indicated on the repayment schedule? | |
| Do borrowers control deposit in their group? |
| % loan amount deposited | 9.00% |
| or, Fixed-amount deposited | 0 |
| % loan amount deposited | 0 |
| or, Fixed-amount deposited | 0 |
| Conditions on access to deposit | End Term |
| Minimum interest rate paid | 0.50% |
| Maximum interest rate paid | 2.50% |
| Interest payment frequency | Annually |
| Are taxes charged on this product? | No |
| Sample 1 | Sample 2 | Sample 3 | Sample 4 | Sample 5 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Loan Amount | USD 400 | USD 1,000 | USD 2,000 | USD 4,000 | USD 8,000 | ||||
| Loan Cycle (1, 2, 3, etc) | Not Known | Not Known | Not Known | Not Known | Not Known | ||||
| Disbursement Date | 2010-10-06 | 2010-09-21 | 2010-10-05 | 2010-10-12 | 2010-09-21 | ||||
| Loan Term (Months) | 5.0 months | 10.0 months | 14.0 months | 24.0 months | 32.0 months | ||||
| Grace Period (Months) | 0.0 months | 0.0 months | 0.0 months | 0.0 months | 0.0 months | ||||
| Total Cost of Credit | Not Known | Not Known | Not Known | Not Known | Not Known | ||||
| True Price by Comp | |||||||||
| Interest and Fee Component | 15.4% | 15.4% | 15.4% | 15.4% | 15.4% | ||||
| Insurance Component | 0.7% | 0.7% | 0.7% | 0.7% | 0.7% | ||||
| Tax Component | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | ||||
| Deposit Component | 2.6% | 3.0% | 3.0% | 3.1% | 3.0% | ||||
| Full APR (int fee ins tax dep) | 18.7% | 19.1% | 19.2% | 19.2% | 19.2% | ||||
| Transparency Index | 81 | 80 | 79 | 79 | 79 | ||||
| Original Repayment Schedule | |||||||||
| MFT Pricing Calculation |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
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| Greater than: | ||||||
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| N (# of Samples) | ||||||
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| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
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