Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
KBL | 468,300 | 120,082,000 | 16 | 110 |
KF | 233,600 | 41,416,000 | 4 | 109 |
NRSP | 399,900 | 70,157,000 | 3 | 110 |
ASA | 230,400 | 29,637,000 | 3 | 110 |
TMFB | 221,200 | 85,449,000 | 7 | 110 |
FMFB | 163,544 | 38,481,323 | 9 | 128 |
TRDP | 100,000 | 13,817,000 | 3 | 110 |
PRSP | 75,656 | 9,907,176 | 3 | 128 |
BRAC^P | 57,300 | 11,869,000 | 3 | 110 |
SRSO | 51,100 | 7,775,000 | 3 | 110 |
SSF | 46,000 | 4,776,000 | 3 | 110 |
FINCA | 82,000 | 43,559,000 | 9 | 110 |
JWS | 36,000 | 6,545,000 | 2 | 110 |
RCDS | 35,552 | 4,856,122 | 4 | 128 |
DAMEN | 35,185 | 7,150,864 | 1 | 128 |
FFO | 22,400 | 3,335,000 | 3 | 110 |
OLP | 21,400 | 3,510,000 | 3 | 110 |
CSC | 17,600 | 3,147,000 | 1 | 110 |
AMRDO | 13,800 | 1,206,000 | 5 | 110 |
WMBL | 13,800 | 6,105,000 | 3 | 110 |
Mojaz | 13,400 | 2,415,000 | 2 | 110 |
SDF | 11,500 | 1,041,000 | 4 | 110 |
POMFB | 8,500 | 2,795,000 | 4 | 110 |
OPD | 7,500 | 918,000 | 2 | 110 |
AGAHE | 7,300 | 797,000 | 2 | 110 |
NRDP | 6,184 | 1,521,972 | 3 | 128 |
GBTI | 6,100 | 669,000 | 3 | 128 |
WASIL | 4,300 | 1,135,000 | 2 | 110 |
Micro Options | 4,000 | 768,000 | 5 | 110 |
VDO | 3,900 | 489,000 | 3 | 128 |
SVDP | 3,900 | 811,000 | 13 | 128 |
SRDO | 3,500 | 766,000 | 4 | 110 |
OSDI | 2,000 | 923,000 | 3 | 110 |
APMBL | 1,800 | 1,401,000 | 3 | 110 |
BEDF | 1,400 | 209,000 | 3 | 128 |
KCDO | 800 | 94,000 | 1 | 128 |
Outstanding portfolio (INR) | INR 2,937,000 |
Portfolio (USD) | USD 55,415.09 |
Active Clients with Loans | 298 |
Approximate % Female Clients | 80% - 100% |
Approximate % Urban Clients | 0% - 20% |
Individual | |
Solidarity group | x |
Village banking | |
Self help group | x |
Other |
Any purpose | |
Income generation | |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | Livestock Purchase |
Other (2) |
Credit education | x |
Group meetings | x |
Credit insurance | x |
Workplace visits | |
Business training | |
Other training | |
Other | |
Other (2) | |
No other services |
Men | |
Women | x |
Must run a business | |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Household income <60,000 INR | |
Household income <120,000 INR | |
Must live in rural area | |
Must lives in urban area | |
Other | She should have experince of keeping Buffalow , cow and goat. |
Other (2) |
# Regions for this institution | 2 |
# Regions for this product | 2 |
Regions Active | Madhya Pradesh, Uttar Pradesh |
Currency | INR |
Minimum loan size | INR 5,000 |
Maximum loan size | 20,000 |
Shortest loan term | 12.0 months |
Longest loan term | 12.0 months |
Approx average | 12.0 months |
Grace period usage | 0 |
Average grace period | 0 |
Daily | |
Weekly | |
Every 2 weeks | |
Every 4 weeks | |
Monthly | x |
Every 2 months | |
Quarterly | x |
Every 6 months | |
Every 12 months | |
Single end payment | |
Irregular payments |
Lowest quoted nominal interest | 1.50% |
Highest quoted nominal interest | 1.50% |
Interest rate period | Monthly |
Interest Rate Calculation Method | Flat |
Subsidized by funder request? | |
Is rate fixed for entire loan term | Yes |
Fee 1 | |
---|---|
Description | Processing Fee |
% of loan amount - min | 2.00% |
% of loan amount - max | 2.00% |
OR, Fixed amount - min | 0 |
Fixed amount - max | 0 |
Reason for variation | N/A |
Appears on Repayment Sched? | No |
Ins 1 | |
---|---|
Description | Insurance Fee |
% of loan amount - min | 0 |
% of loan amount - max | 0 |
OR, Fixed amount - min | 50 |
Fixed amount - max | 200 |
Reason for variation | N/A |
Appears on Repayment Sched? | No |
Required for | Some |
Criteria | If loan amount is greater than 5000 Rs than security deposit is compulsary. |
Is deposit indicated on the repayment schedule? | |
Do borrowers control deposit in their group? |
% loan amount deposited | 10.00% |
or, Fixed-amount deposited | 0 |
% loan amount deposited | 0 |
or, Fixed-amount deposited | 0 |
Conditions on access to deposit | Final Pmt |
Minimum interest rate paid | 3.50% |
Maximum interest rate paid | 3.50% |
Interest payment frequency | Annually |
Are taxes charged on this product? | No |
Sample 1 | Sample 2 | Sample 3 | |||
---|---|---|---|---|---|
Loan Amount | INR 5,000 | INR 10,000 | INR 20,000 | ||
Loan Cycle (1, 2, 3, etc) | 1 | 1 | 3 | ||
Disbursement Date | 2010-05-21 | 2010-06-18 | 2010-05-07 | ||
Loan Term (Months) | 12.0 months | 12.0 months | 12.0 months | ||
Grace Period (Months) | 0.0 months | 0.0 months | 0.0 months | ||
Total Cost of Credit | Not Known | Not Known | Not Known | ||
True Price by Comp | |||||
Interest and Fee Component | 18.7% | 34.8% | 33.5% | ||
Insurance Component | 3.8% | 2.0% | 1.9% | ||
Tax Component | 0.0% | 0.0% | 0.0% | ||
Deposit Component | 0.0% | 6.8% | 6.5% | ||
Full APR (int fee ins tax dep) | 22.5% | 43.6% | 41.9% | ||
MFIN MFI Earning (Annualised) | 18.7% | 34.8% | 33.5% | ||
MFIN Cost to Borrower (Annualised) | 22.5% | 43.6% | 41.9% | ||
Transparency Index | 80 | 41 | 43 | ||
MFIN Transparency Index | N/A | N/A | N/A | ||
Original Repayment Schedule | |||||
MFT Pricing Calculation |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
N (# of Samples) | ||||||
Total Borrrowers of Samples | ||||||
Avg | ||||||
Min | ||||||
Max | ||||||
Std Dev | ||||||
By Inst Type | ||||||
By Country | ||||||
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
From 0 to | ||||||
to | ||||||
to | ||||||
to ∞ |