Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
KBL | 468,300 | 120,082,000 | 16 | 113 |
KF | 233,600 | 41,416,000 | 4 | 112 |
NRSP | 399,900 | 70,157,000 | 3 | 113 |
ASA | 230,400 | 29,637,000 | 3 | 113 |
TMFB | 221,200 | 85,449,000 | 7 | 113 |
FMFB | 163,544 | 38,481,323 | 9 | 132 |
TRDP | 100,000 | 13,817,000 | 3 | 113 |
PRSP | 75,656 | 9,907,176 | 3 | 132 |
BRAC^P | 57,300 | 11,869,000 | 3 | 113 |
SRSO | 51,100 | 7,775,000 | 3 | 113 |
SSF | 46,000 | 4,776,000 | 3 | 113 |
FINCA | 82,000 | 43,559,000 | 9 | 113 |
JWS | 36,000 | 6,545,000 | 2 | 113 |
RCDS | 35,552 | 4,856,122 | 4 | 132 |
DAMEN | 35,185 | 7,150,864 | 1 | 132 |
FFO | 22,400 | 3,335,000 | 3 | 113 |
OLP | 21,400 | 3,510,000 | 3 | 113 |
CSC | 17,600 | 3,147,000 | 1 | 113 |
AMRDO | 13,800 | 1,206,000 | 5 | 113 |
WMBL | 13,800 | 6,105,000 | 3 | 113 |
Mojaz | 13,400 | 2,415,000 | 2 | 113 |
SDF | 11,500 | 1,041,000 | 4 | 113 |
POMFB | 8,500 | 2,795,000 | 4 | 113 |
OPD | 7,500 | 918,000 | 2 | 113 |
AGAHE | 7,300 | 797,000 | 2 | 113 |
NRDP | 6,184 | 1,521,972 | 3 | 132 |
GBTI | 6,100 | 669,000 | 3 | 132 |
WASIL | 4,300 | 1,135,000 | 2 | 113 |
Micro Options | 4,000 | 768,000 | 5 | 113 |
VDO | 3,900 | 489,000 | 3 | 132 |
SVDP | 3,900 | 811,000 | 13 | 132 |
SRDO | 3,500 | 766,000 | 4 | 113 |
OSDI | 2,000 | 923,000 | 3 | 113 |
APMBL | 1,800 | 1,401,000 | 3 | 113 |
BEDF | 1,400 | 209,000 | 3 | 132 |
KCDO | 800 | 94,000 | 1 | 132 |
Outstanding portfolio (RWF) | RWF 220,979,541 |
Portfolio (USD) | USD 345,280.53 |
Active Clients with Loans | 2,500 |
Approximate % Female Clients | 60% - 80% |
Approximate % Urban Clients | 0% - 20% |
Individual | |
Solidarity group | x |
Village banking | |
Self help group | |
Other |
Any purpose | |
Income generation | x |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) |
Credit education | x |
Group meetings | |
Credit insurance | |
Workplace visits | x |
Business training | x |
Other training | |
Other | |
Other (2) | |
No other services |
Men | x |
Women | x |
Must run a business | |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
# Regions for this institution | 18 |
# Regions for this product | 21 |
Regions Active | Burera, Gakenke, Gasabo, Gatsibo, Gisagara, Huye, KamonyiKayonza, Kicukiro, Kirehe, Muhanga, Musanze, Ngororero, Nyabihu, Nyagatare, Nyanza, Nyarugenge, Rubavu, Ruhango, Rulindo, Rusizi |
Currency | RWF |
Minimum loan size | RWF 100,000 |
Maximum loan size | 2,500,000 |
Loans less than RWF 500,000 | 60% |
RWF 500,000-1,500,000 | 30% |
RWF 1,500,000-2,500,000 | 10% |
RWF 2,500,000-3,500,000 | 0 |
RWF 3,500,000-4,500,000 | 0 |
Greater than RWF 4,500,000 | 0 |
Shortest loan term | 12.0 months |
Longest loan term | 12.0 months |
Approx average | 12.0 months |
Loans 3 months or less | 0 |
Between 4 and 6 months | 0 |
Between 7 and 9 months | 0 |
Between 10 and 12 months | 100% |
Between 13 and 18 months | 0 |
Longer than 18 months | 0 |
Grace period usage | 100% |
Average grace period | 6.0 months |
Daily | |
Weekly | |
Every 2 weeks | x |
Every 4 weeks | |
Monthly | |
Every 2 months | |
Quarterly | |
Every 6 months | |
Every 12 months | |
Single end payment | |
Irregular payments |
Lowest quoted nominal interest | 2.00% |
Highest quoted nominal interest | 2.00% |
Interest rate period | Monthly |
Interest Rate Calculation Method | Flat |
Subsidized by funder request? | No |
Is rate fixed for entire loan term | Yes |
Fee 1 | |
---|---|
Description | Commission Fee |
% of loan amount - min | 1.00% |
% of loan amount - max | 1.00% |
OR, Fixed amount - min | 0 |
Fixed amount - max | 0 |
Reason for variation | N/A |
Appears on Repayment Sched? | No |
Required for | All |
Criteria | N/A |
Is deposit indicated on the repayment schedule? | No |
Do borrowers control deposit in their group? | No |
% loan amount deposited | 20.00% |
or, Fixed-amount deposited | 0 |
% loan amount deposited | 10.00% |
or, Fixed-amount deposited | 0 |
Conditions on access to deposit | End Term |
Minimum interest rate paid | 0 |
Maximum interest rate paid | 0 |
Interest payment frequency | N/A |
Are taxes charged on this product? | Yes |
Percentage of fees | 18% |
All or some fees taxed | Some |
Sample 1 | Sample 2 | Sample 3 | |||
---|---|---|---|---|---|
Loan Amount | RWF 100,000 | RWF 200,000 | RWF 300,000 | ||
Loan Cycle (1, 2, 3, etc) | 1 | 3 | 5 | ||
Disbursement Date | 2011-11-18 | 2012-03-08 | 2012-03-08 | ||
Loan Term (Months) | 9.0 months | 9.0 months | 9.0 months | ||
Grace Period (Months) | 3.1 months | 3.1 months | 3.1 months | ||
Total Cost of Credit | RWF 19,180 | RWF 38,360 | RWF 57,540 | ||
True Price by Comp | |||||
Interest price component | 33.6% | 33.4% | 33.4% | ||
Fee Component | 2.0% | 2.0% | 2.0% | ||
Insurance Component | 0.0% | 0.0% | 0.0% | ||
Tax Component | 0.4% | 0.4% | 0.4% | ||
Deposit Component | 16.3% | 16.2% | 16.2% | ||
Full APR (int fee ins tax dep) | 52.3% | 52.0% | 52.0% | ||
Transparency Index | 46 | 46 | 46 | ||
Original Repayment Schedule | |||||
MFT Pricing Calculation |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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