2. AJDFI
Please note that the information you are viewing is 158 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Ad Jesum Development Foundation, Inc. Clergy House CompoundMadangMati City, Davao Oriental/Region XI8200
Data approved: 2011-11-15
Data version: 1
Age of data: 158 months

Product

Multi Purpose Loan Product 6 of 6 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (PHP)PHP 3,405,503
Portfolio (USD)USD 81,471.36
Active Clients with Loans1,200
Approximate % Female Clients80% - 100%
Approximate % Urban Clients20% - 40%
Methodology
Individual
Solidarity group
Village bankingx
Self help groupx
Other
Description
Additional loan or capital
Loan Purpose
Any purposex
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurancex
Workplace visitsx
Business trainingx
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyPHP
Minimum loan sizePHP 5,000
Maximum loan size15,000
Loan Term and Grace Period
Shortest loan term6.0 months
Longest loan term12.0 months
Approx average0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weeklyx
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest3.00%
Highest quoted nominal interest3.00%
Interest rate periodMonthly
Interest Rate Calculation MethodFlat
Subsidized by funder request?Yes
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionService Charge
% of loan amount - min3.00%
% of loan amount - max3.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variation
Appears on Repayment Sched?No
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
Ins 1
DescriptionLife Insurance - Registration
% of loan amount - min0
% of loan amount - max0
OR, Fixed amount - min300
Fixed amount - max300
Reason for variationN/A
Appears on Repayment Sched?No
Ongoing Insurance Fees
Ins 1
DescriptionLife Insurance
% of loan amount - min0
% of loan amount - max0
OR, Fixed amount - min20
Fixed amount - max20
Reason for variationN/A
Appears on Repayment Sched?No
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?
Do borrowers control deposit in their group?
Deposit BEFORE or AT Disbursement
% loan amount deposited5.00%
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited0
or, Fixed-amount depositedPHP 20
Conditions on access to depositAccess During
Interest Paid on Deposit
Minimum interest rate paid3.00%
Maximum interest rate paid3.00%
Interest payment frequencyAnnually
Taxes
Are taxes charged on this product?No

Full Pricing Data

Multi Purpose Loan samples
Sample 1Sample 2Sample 3Sample 4
Loan AmountPHP 6,000PHP 8,000PHP 10,000PHP 15,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot Known
Disbursement Date2011-02-142011-08-222011-04-182011-05-09
Loan Term (Months)11.7 months11.7 months11.7 months11.7 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot Known
True Price by Comp       
Interest and Fee Component73.8%73.8%73.8%73.8%
Insurance Component41.0%30.7%24.5%16.3%
Tax Component0.0%0.0%0.0%0.0%
Deposit Component24.3%19.0%16.1%12.5%
Full APR (int fee ins tax dep)139.1%123.5%114.4%102.6%
Transparency Index26293135
        
Original Repayment SchedulePDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDF
Multi Purpose Loan Price Graphs


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  2. Banco FIE
Please note that the information you are viewing is 130 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Banco FIE Calle General Gonzales 1272 Zona San PedroLa Paz, La Paz
Data approved: 2013-10-02
Data version: 1
Age of data: 130 months

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.bancofie.com.bo/
Year established1985
Head of InstitutionAndrés Urquidi
Regions activeBeni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , Potosí, Santa Cruz, Tarija
# Branches144

Total Portfolio (nat'l)BOB 3,842,958,060
Total Portfolio (USD)USD 569,327,120
Active clients with loans231,888
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliationsGAVB, ASOFIN
FundersCONFIE, DWM Funds S.C.A.-SICAV SIF, CPP Incofin C.V.S.O., Oikocredit

Loan Products » Summary

Hipo BOB
4,484 Borrowers
USD 117,954,401.10 Portfolio
Active Product
Hipo USD
824 Borrowers
USD 19,108,539 Portfolio
Active Product
Vehiculo BOB
174,304 Borrowers
USD 308,247,538.80 Portfolio
Active Product
Vehiculo USD
1,288 Borrowers
USD 5,898,103 Portfolio
Active Product
Otros BOB
49,819 Borrowers
USD 116,424,254.10 Portfolio
Active Product
Otros USD
447 Borrowers
USD 1,689,854 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Créditos Garantia Hipotecaria (BOB) BOB 15,000 - 9,115,000 18 - 144 20% - 40% 60% - 80% Any Purpose Women, Men, Have business, Have home or land Credit Educ
Créditos Garantia Hipotecaria (USD) USD 3,000 - 692,000 24 - 120 20% - 40% 60% - 80% Any Purpose Women, Men, Have business, Have home or land Credit Educ
Créditos Garantia Vehículo (BOB) BOB 200 - 1,175,804 1 - 120 40% - 60% 60% - 80% Any Purpose Women, Men, Have business Credit Educ
Créditos Garantia Vehículo (USD) USD 500 - 137,600 6 - 120 20% - 40% 60% - 80% Any Purpose Women, Men, Have business Credit Educ
Créditos Otros Garantia (BOB) BOB 200 - 742,252 1 - 120 20% - 40% 60% - 80% Any Purpose Women, Men, Have business Credit Educ
Créditos Otros Garantia (USD) USD 310 - 80,000 1 - 120 20% - 40% 80% - 100% Any Purpose Women, Men, Have business Credit Educ

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Créditos Garantia Hipotecaria (BOB) 9.0%-15.0% annual, Decl Bal 0 Fees 0 Ins None N/A 12.5% - 14.1% 12.5% - 14.1% 63
Créditos Garantia Hipotecaria (USD) 10.0%-16.0% annual, Decl Bal 0 Fees 0 Ins 0.15% Principal N/A 13.1% - 14.1% 13.1% - 14.1% 65
Créditos Garantia Vehículo (BOB) 12.0%-17.0% annual, Decl Bal 0 Fees 0 Ins None N/A 13.8% - 16.6% 13.8% - 16.6% 53
Créditos Garantia Vehículo (USD) 14.0%-19.0% annual, Decl Bal 0 Fees 0 Ins 0.15% Principal N/A 15.3% - 17% 15.3% - 17% 55
Créditos Otros Garantia (BOB) 15.0%-26.0% annual, Decl Bal 0 Fees 0 Ins None N/A 18.1% - 26.1% 18.1% - 26.1% 63
Créditos Otros Garantia (USD) 16.0%-27.0% annual, Decl Bal 0 Fees 0 Ins 0.15% Principal N/A 22.1% - 26.6% 22.1% - 26.6% 39
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Key Statistics
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# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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