Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://adjesum.multiply.com/ |
Year established | 1997 |
Head of Institution | Sr. Bernadette R. Dollete, CSJ |
Regions active | |
# Branches | 9 |
Total Portfolio (nat'l) | PhP 76,253,793 |
Total Portfolio (USD) | USD 1,824,253.42 |
Active clients with loans | 9,525 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | People's Credit and Finance Corporation (PCFC), National Livelihood Development Corporation (NLDC), PinoyME Foundation, Responsible Investment for Solidarity Empowerment |
Funders | Catholic Relief Services |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.nirmaanbharati.org/ |
Year established | 2006 |
Head of Institution | Moses Prashant Rao |
Regions active | |
# Branches | 7 |
Total Portfolio (nat'l) | INR 149,519,664 |
Total Portfolio (USD) | USD 2,821,125.74 |
Active clients with loans | 28,193 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 80% - 100% |
Network affiliations | Sa-dhan |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asset Acquisition - Land | PHP 40,000 - 70,000 | 36 | 80% - 100% | 20% - 40% | Housing | Women, Men | Credit Educ, Credit Ins, Tech Asst Visits, Business Training, Other Training | |||||||
Educational Loan | PHP 3,000 - 5,000 | 6 | 80% - 100% | 0% - 20% | Education | Women, Men | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
Grameen I or Regular Loan | PHP 3,000 - 60,000 | 6 - 12 | 80% - 100% | 0% - 20% | Any Purpose | Women, Men | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
House Repair Loan | PHP 3,000 - 5,000 | 6 | 80% - 100% | 20% - 40% | Housing | Women, Men, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training | |||||||
Micro-Agri Loan | PHP 5,000 - 70,000 | 6 - 12 | 60% - 80% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits | |||||||
Multi Purpose Loan | PHP 5,000 - 15,000 | 6 - 12 | 80% - 100% | 20% - 40% | Any Purpose | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
5k30w | INR 5,000 - 10,000 | 12 | 80% - 100% | 80% - 100% | Business, Consumer | Women | Group Mtgs |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asset Acquisition - Land | 10.0% annual, Flat | 1 Fee | 2 Ins | None | N/A | 73.8% | 78.7% | 13 | ||||||||
Educational Loan | 0.0% annual, Flat | 1 Fee | 2 Ins | None | N/A | 12.3% | 125% | 0 | ||||||||
Grameen I or Regular Loan | 36.0% annual, Flat | 1 Fee | 2 Ins | 1.00% loan amt | 5.0% upfront 8.00-20.00 ongoing | 73.8% - 81.8% | 87% - 224% | 31 | ||||||||
House Repair Loan | 12.0% annual, Flat | 1 Fee | 2 Ins | None | N/A | 23.6% | 174.9% | 7 | ||||||||
Micro-Agri Loan | 36.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 42.9% - 43.7% | 44.4% - 56.4% | 74 | ||||||||
Multi Purpose Loan | 36.0% annual, Flat | 1 Fee | 2 Ins | None | 5.0% upfront 20.00 ongoing | 73.8% | 102.6% - 139.1% | 30 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
5k30w | 0 | 34.6% - 34.8% | 34.6% - 34.8% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
5k30w | 15.0% annual, Flat | 1 Fee | 0 | None | N/A | 34.6% - 34.8% | 34.6% - 34.8% | 43 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asset Acquisition - Land | 10.0% annual, Flat | 1 Fee | 2 Ins Ins | None | N/A | 73.8% | 78.7% | 13 | ||||||||
Educational Loan | 0.0% annual, Flat | 1 Fee | 2 Ins Ins | None | N/A | 12.3% | 125% | 0 | ||||||||
Grameen I or Regular Loan | 36.0% annual, Flat | 1 Fee | 2 Ins Ins | 1.00% loan amt | 5.0% upfront 8.00-20.00 ongoing | 73.8% - 81.8% | 87% - 224% | 31 | ||||||||
House Repair Loan | 12.0% annual, Flat | 1 Fee | 2 Ins Ins | None | N/A | 23.6% | 174.9% | 7 | ||||||||
Micro-Agri Loan | 36.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 42.9% - 43.7% | 44.4% - 56.4% | 74 | ||||||||
Multi Purpose Loan | 36.0% annual, Flat | 1 Fee | 2 Ins Ins | None | 5.0% upfront 20.00 ongoing | 73.8% | 102.6% - 139.1% | 30 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
5k30w | 0 | 34.6% - 34.8% | 34.6% - 34.8% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
5k30w | 15.0% annual, Flat | 1 Fee | 0 | None | N/A | 34.6% - 34.8% | 34.6% - 34.8% | 43 |
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