Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.ardci.org/ |
Year established | 1995 |
Head of Institution | Victor T. Bernal |
Regions active | |
# Branches | 28 |
Total Portfolio (nat'l) | PhP 388,548,183 |
Total Portfolio (USD) | USD 9,295,411.08 |
Active clients with loans | 45,967 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | |
Funders | European Union, Department of Agriculture |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Business (MB) | PHP 10,000 - 200,000 | 3 - 12 | 60% - 80% | 20% - 40% | Business | Women, Men | Group Mtgs, Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Business (MB) | 24.0% annual, Flat | 0 Fees | 2 Ins | None | 10.0% upfront 30.00 ongoing | 44.2% - 46.3% | 58.5% - 75.7% | 37 |
Outstanding portfolio (KHR) | KHR 811,595,000 |
Portfolio (USD) | USD 205,467.09 |
Active Clients with Loans | 34 |
Approximate % Female Clients | 0% - 20% |
Approximate % Urban Clients | 60% - 80% |
Any purpose | x |
Income generation | |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) |
Men | x |
Women | x |
Must run a business | x |
Must own a home or land | x |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|