Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.asaphil.org/ |
Year established | 2004 |
Head of Institution | Kamrul H. Tarafder |
Regions active | |
# Branches | 290 |
Total Portfolio (nat'l) | PhP 1,563,240,950 |
Total Portfolio (USD) | USD 37,398,108.85 |
Active clients with loans | 429,907 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | MIX Market |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.prsp,org.pk |
Year established | 1997 |
Head of Institution | Allah Rakha Assi |
Regions active | Punjab |
# Branches | 60 |
Total Portfolio (nat'l) | PKR 903,792,770 |
Total Portfolio (USD) | USD 9,222,375.20 |
Active clients with loans | 72,789 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 0 |
Network affiliations | Pakistan Microfinance Network, RSPN, HRDN |
Funders | Pakistan Poverty Alleviation Fund, Punjab Government, RSPN |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microfinance Loan | PHP 1,000 - 120,000 | 3 - 6 | 80% - 100% | 20% - 40% | Business | Women, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Life insurance, Marketing facilities |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | PKR 15,000 - 40,000 | 6 - 18 | 40% - 60% | 0% | Agriculture | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Other Training | |||||||
Enterprise Loan | PKR 15,000 - 40,000 | 6 - 18 | 40% - 60% | 0% | Business | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Other Training | |||||||
Livestock Loan | PKR 15,000 - 40,000 | 6 - 18 | 40% - 60% | 0% | Other, Fattening/Breeding of Sheep, Goat, and other milk animals. | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microfinance Loan | 30.0% annual, Flat | 0 Fees | 0 | None | 60.00 upfront 60.00 ongoing | 53.2% - 60.1% | 54.6% - 86.8% | 47 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 20.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 22.5% - 23.9% | 22.5% - 23.9% | N/A | ||||||||
Enterprise Loan | 20.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 23.7% - 24.7% | 23.7% - 24.7% | N/A | ||||||||
Livestock Loan | 20.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 21.8% - 23.7% | 21.8% - 23.7% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microfinance Loan | 30.0% annual, Flat | 0 Fees | 0 | None | 60.00 upfront 60.00 ongoing | 53.2% - 60.1% | 54.6% - 86.8% | 47 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 20.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 22.5% - 23.9% | 22.5% - 23.9% | N/A | ||||||||
Enterprise Loan | 20.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 23.7% - 24.7% | 23.7% - 24.7% | N/A | ||||||||
Livestock Loan | 20.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 21.8% - 23.7% | 21.8% - 23.7% | N/A |
Key Statistics | |
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# Products | |
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Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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