2. Bangko Kabayan
Please note that the information you are viewing is 163 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. WEMCS
Please note that the information you are viewing is 175 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Bangko Kabayan, A Rural Bank, Inc. Santiago St., PoblacionIbaan, Batangas4230
Data approved: 2011-11-15
Data version: 1
Age of data: 163 months

Institution

WOMENS EMPOWERMENT & MICRO CREDIT SERVICES R.O-107,AHIAPUR,ANCHAL-HASPURA,DIST-AURANGABAD,BIHAR,INDIA,PIN-824120H.O-A/204,SANGEETA SASWATAM APARTMENT,NEAR SHYAMAL HOSPITAL,MOURYA PATH,BAILEY ROAD,PATNA-800014,BIHPATNA, BIHAR800014
Data approved: 2010-10-25
Data version: 1
Age of data: 175 months

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addresshttp://www.bangkokabayan.com/
Year established1960
Head of InstitutionTeresa M. Ganzon
Regions active
# Branches16

Total Portfolio (nat'l)PhP 102,860,081
Total Portfolio (USD)USD 2,460,767.49
Active clients with loans8,941
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliations
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.wemcs.co.in/
Year established2008
Head of InstitutionASHWINI KUMAR SINHA
Regions active
# Branches2

Total Portfolio (nat'l)INR 4,507,144
Total Portfolio (USD)USD 85,040.45
Active clients with loans1,143
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliations

Loan Products » Summary

Kabayan
2,674 Borrowers
USD 1,222,164.47 Portfolio
Active Product
Kapitan
6,267 Borrowers
USD 1,151,793.47 Portfolio
Active Product

Loan Products » Summary

IGL
1,143 Borrowers
USD 85,040.45 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Kabayan Loan PHP 5,000 - 150,000 2 - 12 60% - 80% 0% - 20% Business Women, Men, Have business, Specific age group Credit Ins
Kapitan Loan PHP 2,000 - 60,000 6 80% - 100% 0% - 20% Business Women, Men, Have business, Specific age group Group Mtgs, Credit Ins, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
IGL INR 5,000 - 10,000 6 - 12 80% - 100% 0% - 20% Business Women Credit Educ, Group Mtgs, Credit Ins, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Kabayan Loan 24.0% annual, Flat 2 Fees 1 Ins 0.50% loan amt 2.0%-20.0% upfront 10.00% ongoing 55% - 64.7% 63.1% - 76.4% 35
Kapitan Loan 30.0% annual, Flat 1 Fee 2 Ins 0.50% loan amt 160.00 upfront 12.50% ongoing 59.1% - 60.5% 67.9% - 72.3% 42

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
IGL 0 39.3% 42.6% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
IGL 15.0% annual, Flat 1 Fee 1 Ins None N/A 39.3% 42.6% 35

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Kabayan Loan 24.0% annual, Flat 2 Fees 1 Ins Ins 0.50% loan amt 2.0%-20.0% upfront 10.00% ongoing 55% - 64.7% 63.1% - 76.4% 35
Kapitan Loan 30.0% annual, Flat 1 Fee 2 Ins Ins 0.50% loan amt 160.00 upfront 12.50% ongoing 59.1% - 60.5% 67.9% - 72.3% 42

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
IGL 0 39.3% 42.6% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
IGL 15.0% annual, Flat 1 Fee 1 Ins Ins None N/A 39.3% 42.6% 35
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.RurBankInstitution TypeBusinessLoan PurposeBangko KabayanInstitutionPH-009-V01-P01PH-009-V01-P02ProductPHCountry2011YearRange Number1Institution Data Version020,00040,00060,00080,000100,000120,000Loan Size (all)0%20%40%60%80%Full APR (int fee ins tax dep)> 1,8001,40090040050Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeWEMCSInstitutionIN-087-V01-P01ProductINCountry2010YearRange Number1Institution Data Version02,0004,0006,0008,00010,000Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 50020030Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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