Institution Type | RurBank |
Is this institution regulated? | Yes |
Website address | http://www.cantilanbank.com/ |
Year established | 1980 |
Head of Institution | William K. Hotchkiss III (Ret.) |
Regions active | |
# Branches | 14 |
Total Portfolio (nat'l) | PhP 84,060,000 |
Total Portfolio (USD) | USD 2,011,004.79 |
Active clients with loans | 8,113 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 60% - 80% |
Network affiliations | MCPI, RBAP, MABS, MMC |
Funders | PCFC, NLDC, Landbank, CARBAF |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.aned.org/ |
Year established | 1978 |
Head of Institution | Martha Patricia Machicado Duran |
Regions active | Beni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , Potosí, Santa Cruz, Tarija |
# Branches | 38 |
Total Portfolio (nat'l) | BOB 45,322,243 |
Total Portfolio (USD) | USD 6,714,406.37 |
Active clients with loans | 5,652 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 20% - 40% |
Network affiliations | FINRURAL |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
HOME - Housing Microfinance for Entrepeneurs | PHP 7,000 - 150,000 | 6 - 12 | 60% - 80% | 60% - 80% | Housing | Women, Men, Have business, Specific age group | Credit Ins, Business Training | |||||||
KITA - Kita Insakto Tipon Asenso | PHP 3,000 - 150,000 | 3 - 12 | 60% - 80% | 40% - 60% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Business Training | |||||||
MAKITA - Magkahupong Kita Alang Sa Tanan | PHP 3,000 - 25,000 | 6 - 12 | 60% - 80% | 40% - 60% | Business | Women, Men, Have business, Have home or land, Specific age group | Group Mtgs, Credit Ins, Business Training | |||||||
PAG-UMA - Programang Agrikultura Alang Sa Mag-Uma Aron Mo Asenso | PHP 3,000 - 150,000 | 3 - 12 | 20% - 40% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Ins, Business Training | |||||||
PEL - Pang Eskwela Loan | PHP 2,000 - 6,000 | 6 | 60% - 80% | 60% - 80% | Education | Women, Men, Have business, Have home or land, Specific age group | Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bancos Comunales | BOB 500 - 8,000 | 6 - 24 | 80% - 100% | 20% - 40% | Business, Agriculture, Housing, Consumer, Education | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
Credito Individual - BOB | BOB 1,000 - 70,000 | 4 - 69 | 40% - 60% | 20% - 40% | Business, Agriculture, Housing, Consumer, Education, Capital de Operación - Inversión | Women, Men, Have business, Para las Unidades Fami-Empresarial | Credit Ins | |||||||
Credito Individual - USD | USD 200 - 12,000 | 6 - 96 | 20% - 40% | 20% - 40% | Business, Agriculture, Housing, Consumer, Education, Capital de Operación - Inversión | Women, Men, Have business | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
HOME - Housing Microfinance for Entrepeneurs | 36.0% annual, Flat | 1 Fee | 1 Ins | 0.50% loan amt | 100.00 upfront | 63% - 71.3% | 65.1% - 75% | 51 | ||||||||
KITA - Kita Insakto Tipon Asenso | 24.0%-36.0% annual, Flat | 1 Fee | 1 Ins | None | 100.00 upfront 5.00% ongoing | 77% - 93.8% | 80.9% - 101.7% | 27 | ||||||||
MAKITA - Magkahupong Kita Alang Sa Tanan | 24.0% annual, Flat | 1 Fee | 1 Ins | 0.50% loan amt | 100.00 upfront 0.74% ongoing | 68.6% | 86.9% - 93.6% | 27 | ||||||||
PAG-UMA - Programang Agrikultura Alang Sa Mag-Uma Aron Mo Asenso | 30.0%-36.0% annual, Flat | 1 Fee | 1 Ins | None | 100.00 upfront 5.00 ongoing | 59% - 94.4% | 61% - 104.9% | 41 | ||||||||
PEL - Pang Eskwela Loan | 24.0% annual, Flat | 1 Fee | 1 Ins | 30.00 fixed | 100.00 upfront 3.00% ongoing | 78.4% - 80.9% | 105.4% - 114.1% | 21 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bancos Comunales | 26.0%-38.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 26.1% - 37.9% | 27.1% - 38.9% | 78 | ||||||||
Credito Individual - BOB | 12.0%-36.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 16.1% - 36% | 17.2% - 37% | 45 | ||||||||
Credito Individual - USD | 12.0%-36.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 18.1% - 36% | 19.1% - 37% | 48 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
HOME - Housing Microfinance for Entrepeneurs | 36.0% annual, Flat | 1 Fee | 1 Ins Ins | 0.50% loan amt | 100.00 upfront | 63% - 71.3% | 65.1% - 75% | 51 | ||||||||
KITA - Kita Insakto Tipon Asenso | 24.0%-36.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 100.00 upfront 5.00% ongoing | 77% - 93.8% | 80.9% - 101.7% | 27 | ||||||||
MAKITA - Magkahupong Kita Alang Sa Tanan | 24.0% annual, Flat | 1 Fee | 1 Ins Ins | 0.50% loan amt | 100.00 upfront 0.74% ongoing | 68.6% | 86.9% - 93.6% | 27 | ||||||||
PAG-UMA - Programang Agrikultura Alang Sa Mag-Uma Aron Mo Asenso | 30.0%-36.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 100.00 upfront 5.00 ongoing | 59% - 94.4% | 61% - 104.9% | 41 | ||||||||
PEL - Pang Eskwela Loan | 24.0% annual, Flat | 1 Fee | 1 Ins Ins | 30.00 fixed | 100.00 upfront 3.00% ongoing | 78.4% - 80.9% | 105.4% - 114.1% | 21 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bancos Comunales | 26.0%-38.0% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 26.1% - 37.9% | 27.1% - 38.9% | 78 | ||||||||
Credito Individual - BOB | 12.0%-36.0% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 16.1% - 36% | 17.2% - 37% | 45 | ||||||||
Credito Individual - USD | 12.0%-36.0% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 18.1% - 36% | 19.1% - 37% | 48 |
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