2. CCT
Please note that the information you are viewing is 158 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Asirvad
Please note that the information you are viewing is 139 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

CCT Credit Cooperative 5/F Joshua Center1428 Taft Avenue, ErmitaManila, NCR1000
Data approved: 2011-11-15
Data version: 1
Age of data: 158 months

Institution

Asirvad Microfinance Private Limited 1st Floor, Deshabandu Plaza47, Whites Road, RoyapettahChennai, Tamilnadu600014
Data approved: 2013-04-29
Data version: 2
Age of data: 139 months
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Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addresshttp://www.cct.org.ph/
Year established2003
Head of InstitutionRuth S. Callanta
Regions active
# Branches132

Total Portfolio (nat'l)PhP 387,176,016
Total Portfolio (USD)USD 9,262,584.12
Active clients with loans76,168
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliationsNATTCO, MCPI, Hope International, Peer Servants
FundersFive Talents USA, United Kingdom, Tear Fund, New Zealand, Cross International, USA, End Poverty

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.asirvadmicrofinance.co.in/
Year established2007
Head of InstitutionS.V. Raja Vaidyanathan
Regions activeTamil Nadu
# Branches64

Total Portfolio (nat'l)INR 1,024,421,625
Total Portfolio (USD)USD 19,328,709.91
Active clients with loans113,512
Approximate % female clients100%
Approximate % urban clients100%
Network affiliationsMFIN, SaDhan

Loan Products » Summary

Enterprise
100 Borrowers
USD 167,552.11 Portfolio
Active Product
Housing
120 Borrowers
USD 107,655.50 Portfolio
Active Product
Regular 4
30,060 Borrowers
USD 3,932,881.20 Portfolio
Active Product
Regular 6
40,100 Borrowers
USD 5,296,039.69 Portfolio
Active Product

Loan Products » Summary

IGPL
113,512 Borrowers
USD 19,328,709.91 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Growth Enterprise Loan PHP 51,000 - 700,000 6 - 12 60% - 80% 40% - 60% Business Women, Men, Have business, Have home or land, Must be community resident for at least 5 years Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Values Development, Personal Counselling and Life Skills Training
Housing Loan PHP 10,000 - 30,000 12 20% - 40% 40% - 60% Housing Women, Men, Have business, Have home or land, Must meet requirements of CCT regular business loan Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, values development, personal counselling, life skills training, health care
Regular Business Loan 4 months PHP 4,000 - 50,000 3.5 80% - 100% 60% - 80% Business Women, Men, Have business, Have home or land, Must be community resident for at least 5 years Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Values Development, Personal Counselling and Life Skills Training, Health Care
Regular Business Loan 6 months PHP 11,000 - 50,000 6 80% - 100% 60% - 80% Business Women, Men, Have business, Have home or land, Must be community resident for at least 5 years Credit Educ, Group Mtgs, Tech Asst Visits, Values Development, Personal Counselling and Life Skills Training, Business mentoring

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Income Generation Program Loan INR 7,500 - 15,000 12 - 18 80% - 100% 80% - 100% Business Women Credit Educ, Group Mtgs, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Growth Enterprise Loan 10.0%-24.0% annual, Flat 1 Fee 0 Ins None 30.0% upfront 100.00 ongoing 56.1% - 60.2% 109.8% - 121.5% 8
Housing Loan 18.0% annual, Flat 1 Fee 0 Ins None 30.0% upfront 50.00 ongoing 36.9% - 37% 55.6% - 56.3% 32
Regular Business Loan 4 months 37.6% annual, Flat 1 Fee 0 Ins None 20.0% upfront 50.00 ongoing 92.2% 139.9% 27
Regular Business Loan 6 months 40.0% annual, Flat 1 Fee 0 Ins None 20.0% upfront 100.00 ongoing 87.6% 131.3% - 131.4% 30

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generation Program Loan 25.3% - 25.8% 26.7% - 27.2% 28.9% - 29.5% Yes Yes Info awaited 100
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generation Program Loan 26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.7% - 27.2% 28.9% - 29.5% 89

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Growth Enterprise Loan 10.0%-24.0% annual, Flat 1 Fee 0 Ins Ins None 30.0% upfront 100.00 ongoing 56.1% - 60.2% 109.8% - 121.5% 8
Housing Loan 18.0% annual, Flat 1 Fee 0 Ins Ins None 30.0% upfront 50.00 ongoing 36.9% - 37% 55.6% - 56.3% 32
Regular Business Loan 4 months 37.6% annual, Flat 1 Fee 0 Ins Ins None 20.0% upfront 50.00 ongoing 92.2% 139.9% 27
Regular Business Loan 6 months 40.0% annual, Flat 1 Fee 0 Ins Ins None 20.0% upfront 100.00 ongoing 87.6% 131.3% - 131.4% 30

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generation Program Loan 25.3% - 25.8% 26.7% - 27.2% 28.9% - 29.5% Yes Yes Info awaited 100
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generation Program Loan 26.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 26.7% - 27.2% 28.9% - 29.5% 89
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