| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://cev.org.ph/ |
| Year established | 1998 |
| Head of Institution | Jonar B. Dorado |
| Regions active | |
| # Branches | 30 |
| Total Portfolio (nat'l) | PhP 207,898,362.30 |
| Total Portfolio (USD) | USD 4,973,645.03 |
| Active clients with loans | 35,107 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | VisionFund International (VFI), World Vision Development Foundation (WVDF), Microfinance Council of the Philippines (MCPI), Social Performance Management-Peer Learning Community (SPM-PLC) |
| Funders | KIVA, PLANIS, Peoples Credit and Finance Corporation, World Vision Area Development Programs |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asenso Loan | PHP 31,000 - 150,000 | 12 - 24 | 20% - 40% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs | |||||||
| BABE Loan | PHP 10,000 - 10,000 | 3 - 5 | 60% - 80% | 20% - 40% | Business, Agriculture, Hog-raising | Women, Men, Have business | Credit Educ, Group Mtgs | |||||||
| CROP Loan | PHP 2,000 - 20,000 | 5 | 40% - 60% | 0% - 20% | Business, Agriculture | Women, Men, Farmer | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
| Yaman Loan | PHP 2,000 - 30,000 | 4 - 5 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asenso Loan | 30.0% annual, Flat | 2 Fees | 1 Ins | None | 20.0% upfront 200.00 ongoing | 58.9% - 68.6% | 69.1% - 115.5% | 35 | ||||||||
| BABE Loan | 30.0% annual, Flat | 1 Fee | 1 Ins | None | 20.0% upfront 200.00 ongoing | 44.7% | 71.1% | 42 | ||||||||
| CROP Loan | 30.0% annual, Flat | 2 Fees | 1 Ins | None | 20.0% upfront 50.00 ongoing | 39.5% - 45.7% | 61.5% - 79% | 44 | ||||||||
| Yaman Loan | 30.0% annual, Flat | 2 Fees | 1 Ins | None | 20.0% upfront 50.00 ongoing | 79.7% - 88.1% | 142.3% - 200.9% | 17 |
| Outstanding portfolio (INR) | 0 |
| Portfolio (USD) | |
| Active Clients with Loans | 0 |
| Approximate % Female Clients | 0 |
| Approximate % Urban Clients | 0 |
| Any purpose | |
| Income generation | |
| Mortgage/housing | x |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | |
| Other (2) |
| Men | |
| Women | x |
| Must run a business | |
| Must own a home or land | x |
| Must be a salaried worker | |
| Must be specific age group | |
| Household income <60,000 INR | |
| Household income <120,000 INR | |
| Must live in rural area | |
| Must lives in urban area | |
| Other | |
| Other (2) |
| # Regions for this institution | 3 |
| # Regions for this product | N/A |
| Regions Active |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
