Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://cev.org.ph/ |
Year established | 1998 |
Head of Institution | Jonar B. Dorado |
Regions active | |
# Branches | 30 |
Total Portfolio (nat'l) | PhP 207,898,362.30 |
Total Portfolio (USD) | USD 4,973,645.03 |
Active clients with loans | 35,107 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | VisionFund International (VFI), World Vision Development Foundation (WVDF), Microfinance Council of the Philippines (MCPI), Social Performance Management-Peer Learning Community (SPM-PLC) |
Funders | KIVA, PLANIS, Peoples Credit and Finance Corporation, World Vision Area Development Programs |
Institution Type | Other |
Is this institution regulated? | Yes |
Website address | http://www.asapakistan.com |
Year established | 2008 |
Head of Institution | Md. Mosharrof Hossain |
Regions active | Punjab, Sindh |
# Branches | 180 |
Total Portfolio (nat'l) | PKR 3,018,099,519 |
Total Portfolio (USD) | USD 29,637,737.28 |
Active clients with loans | 230,488 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Pakistan Microfinance Network |
Funders | ASA International Holding, Pakistan Poverty Alleviation Fund |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asenso Loan | PHP 31,000 - 150,000 | 12 - 24 | 20% - 40% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs | |||||||
BABE Loan | PHP 10,000 - 10,000 | 3 - 5 | 60% - 80% | 20% - 40% | Business, Agriculture, Hog-raising | Women, Men, Have business | Credit Educ, Group Mtgs | |||||||
CROP Loan | PHP 2,000 - 20,000 | 5 | 40% - 60% | 0% - 20% | Business, Agriculture | Women, Men, Farmer | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
Yaman Loan | PHP 2,000 - 30,000 | 4 - 5 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Business Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Small Loan | PKR 17,000 - 49,000 | 11 | 100% | 40% - 60% | Business | Women, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits | |||||||
Small Business Loan | PKR 50,000 - 99,000 | 11 | 0% - 20% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits | |||||||
Small & Medium Enterprise | PKR 100,000 - 200,000 | 11 - 17 | 0% | 40% - 60% | Business | Men, Have business | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asenso Loan | 30.0% annual, Flat | 2 Fees | 1 Ins | None | 20.0% upfront 200.00 ongoing | 58.9% - 68.6% | 69.1% - 115.5% | 35 | ||||||||
BABE Loan | 30.0% annual, Flat | 1 Fee | 1 Ins | None | 20.0% upfront 200.00 ongoing | 44.7% | 71.1% | 42 | ||||||||
CROP Loan | 30.0% annual, Flat | 2 Fees | 1 Ins | None | 20.0% upfront 50.00 ongoing | 39.5% - 45.7% | 61.5% - 79% | 44 | ||||||||
Yaman Loan | 30.0% annual, Flat | 2 Fees | 1 Ins | None | 20.0% upfront 50.00 ongoing | 79.7% - 88.1% | 142.3% - 200.9% | 17 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Small Loan | 43.7% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 43% | 43% | 100 | ||||||||
Small Business Loan | 43.7% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 43% | 43% | 100 | ||||||||
Small & Medium Enterprise | 42.4%-43.7% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asenso Loan | 30.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 20.0% upfront 200.00 ongoing | 58.9% - 68.6% | 69.1% - 115.5% | 35 | ||||||||
BABE Loan | 30.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 20.0% upfront 200.00 ongoing | 44.7% | 71.1% | 42 | ||||||||
CROP Loan | 30.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 20.0% upfront 50.00 ongoing | 39.5% - 45.7% | 61.5% - 79% | 44 | ||||||||
Yaman Loan | 30.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 20.0% upfront 50.00 ongoing | 79.7% - 88.1% | 142.3% - 200.9% | 17 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Small Loan | 43.7% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 43% | 43% | 100 | ||||||||
Small Business Loan | 43.7% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 43% | 43% | 100 | ||||||||
Small & Medium Enterprise | 42.4%-43.7% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A |
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