Institution

Community Economic Ventures, Inc. Sarabia-Co-Torralba Bldg. 2 , Espeulas St.Tagbilaran, Bohol6300
Data approved: 2011-11-15
Data version: 1
Age of data: 163 months

Institution

Urwego Opportunity Bank Plot 1230 NyarugengeAvenue de la PaixKigaliPO Box 748
Data approved: 2012-09-27
Data version: 2
Age of data: -   months 

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://cev.org.ph/
Year established1998
Head of InstitutionJonar B. Dorado
Regions active
# Branches30

Total Portfolio (nat'l)PhP 207,898,362.30
Total Portfolio (USD)USD 4,973,645.03
Active clients with loans35,107
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsVisionFund International (VFI), World Vision Development Foundation (WVDF), Microfinance Council of the Philippines (MCPI), Social Performance Management-Peer Learning Community (SPM-PLC)
FundersKIVA, PLANIS, Peoples Credit and Finance Corporation, World Vision Area Development Programs

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.uob.rw/
Year established1997
Head of InstitutionJeffrey J. Lee
Regions activeBugesera, Burera, Gakenke, Gasabo, Gatsibo, Gicumbi, Gisagara, Huye, Kamonyi, KarongiKayonza, Kicukiro, Kirehe, Muhanga, Musanze, Ngoma, Ngororero, Nyabihu, Nyagatare, NyamagabeNyamasheke, Nyanza
# Branches36

Total Portfolio (nat'l)RWF 9,342,142,670
Total Portfolio (USD)USD 14,597,097.92
Active clients with loans41,246
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliationsOpportunity International, Hope International, World Relief
FundersMasterCard Foundation, Gates Foundation, Credit Suisse, European Union

Loan Products » Summary

886 Borrowers
USD 71,982.63 Portfolio
Active Product
100 Borrowers
USD 15,311 Portfolio
Active Product
15,000 Borrowers
USD 2,177,033.49 Portfolio
Active Product
19,500 Borrowers
USD 2,846,889.95 Portfolio
Active Product

Loan Products » Summary

7,933 Borrowers
USD 8,128,174.48 Portfolio
Active Product
34,286 Borrowers
USD 11,526,115.84 Portfolio
Active Product
1,184 Borrowers
USD 4,832,015.35 Portfolio
Active Product
489 Borrowers
USD 756,359.38 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Asenso Loan PHP 31,000 - 150,000 12 - 24 20% - 40% 0% - 20% Business Women, Men, Have business Credit Educ, Group Mtgs
BABE Loan PHP 10,000 - 10,000 3 - 5 60% - 80% 20% - 40% Business, Agriculture, Hog-raising Women, Men, Have business Credit Educ, Group Mtgs
CROP Loan PHP 2,000 - 20,000 5 40% - 60% 0% - 20% Business, Agriculture Women, Men, Farmer Credit Educ, Group Mtgs, Credit Ins, Business Training
Yaman Loan PHP 2,000 - 30,000 4 - 5 60% - 80% 20% - 40% Business Women, Men, Have business, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Advanced Community Banking RWF 250,000 - 3,000,000 4 - 12 80% - 100% 40% - 60% Business, Other Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training
Community Banking RWF 30,000 - 1,500,000 4 80% - 100% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training
Micro Individual/Business Loan RWF 250,000 - 60,000,000 4 - 60 40% - 60% 80% - 100% Business, Consumer Women, Men Credit Educ, Group Mtgs, Credit Ins, Business Training
New Solidarity Group RWF 250,000 - 6,000,000 4 - 24 60% - 80% 80% - 100% Business, Consumer, Other Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asenso Loan 30.0% annual, Flat 2 Fees 1 Ins None 20.0% upfront 200.00 ongoing 58.9% - 68.6% 69.1% - 115.5% 35
BABE Loan 30.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 200.00 ongoing 44.7% 71.1% 42
CROP Loan 30.0% annual, Flat 2 Fees 1 Ins None 20.0% upfront 50.00 ongoing 39.5% - 45.7% 61.5% - 79% 44
Yaman Loan 30.0% annual, Flat 2 Fees 1 Ins None 20.0% upfront 50.00 ongoing 79.7% - 88.1% 142.3% - 200.9% 17

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Advanced Community Banking 30.0% annual, Flat 1 Fee 1 Ins 18.00% fees 10.0% upfront 10.00% ongoing 52.7% - 53% 70.6% - 72.9% 41
Community Banking 30.0% annual, Flat 1 Fee 1 Ins 18.00% fees 10.0% upfront 10.00% ongoing 57.4% 76.8% 39
Micro Individual/Business Loan 18.0%-24.0% annual, Decl Bal 1 Fee 1 Ins 18.00% fees N/A 21.9% - 27.6% 22.6% - 30.7% 71
New Solidarity Group 24.0% annual, Flat 1 Fee 1 Ins 18.00% fees 15.0% upfront 15.00% ongoing 43.9% - 45.1% 69.5% - 74.5% 33

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asenso Loan 30.0% annual, Flat 2 Fees 1 Ins Ins None 20.0% upfront 200.00 ongoing 58.9% - 68.6% 69.1% - 115.5% 35
BABE Loan 30.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 200.00 ongoing 44.7% 71.1% 42
CROP Loan 30.0% annual, Flat 2 Fees 1 Ins Ins None 20.0% upfront 50.00 ongoing 39.5% - 45.7% 61.5% - 79% 44
Yaman Loan 30.0% annual, Flat 2 Fees 1 Ins Ins None 20.0% upfront 50.00 ongoing 79.7% - 88.1% 142.3% - 200.9% 17

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Advanced Community Banking 30.0% annual, Flat 1 Fee 1 Ins Ins 18.00% fees 10.0% upfront 10.00% ongoing 52.7% - 53% 70.6% - 72.9% 41
Community Banking 30.0% annual, Flat 1 Fee 1 Ins Ins 18.00% fees 10.0% upfront 10.00% ongoing 57.4% 76.8% 39
Micro Individual/Business Loan 18.0%-24.0% annual, Decl Bal 1 Fee 1 Ins Ins 18.00% fees N/A 21.9% - 27.6% 22.6% - 30.7% 71
New Solidarity Group 24.0% annual, Flat 1 Fee 1 Ins Ins 18.00% fees 15.0% upfront 15.00% ongoing 43.9% - 45.1% 69.5% - 74.5% 33
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessMultipleLoan PurposeCEVInstitutionPH-015-V01-P01PH-015-V01-P02PH-015-V01-P03PH-015-V01-P04ProductPHCountry2011YearRange Number1Institution Data Version050,000100,000150,000Loan Size (all)0%50%100%150%200%Full APR (int fee ins tax dep)> 9,7007,3004,8002,400200Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeBusinessMultipleLoan PurposeUrwegoInstitutionRW-012-V02-P01RW-012-V02-P02RW-012-V02-P03RW-012-V02-P04ProductRWCountry2012YearRange Number2Institution Data Version01,000,0002,000,0003,000,0004,000,000Loan Size (all)0%20%40%60%80%Full APR (int fee ins tax dep)> 17,00012,0008,5004,200400Number of Borrowers
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