Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.eclofphils.com/ |
Year established | 1995 |
Head of Institution | Lucrecio D. Delgado, Jr. |
Regions active | |
# Branches | 10 |
Total Portfolio (nat'l) | PhP 112,151,935 |
Total Portfolio (USD) | USD 2,683,060.65 |
Active clients with loans | 5,476 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | ECLOF International, National Council of Churches in the Philippines, Microfinance Council of the Philippines, Inc., FPSDC |
Funders | ECLOF International, National Council of Churches in the Philippines, Church of Sweden |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.diaconia-frif.org/ |
Year established | 1991 |
Head of Institution | Ricardo Suxo Condori |
Regions active | Beni , Chuquisaca , Cochabamba , La Paz , Oruro , PotosÃ, Santa Cruz, Tarija |
# Branches | 36 |
Total Portfolio (nat'l) | BOB 578,706,840 |
Total Portfolio (USD) | USD 85,734,346.67 |
Active clients with loans | 67,073 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 80% - 100% |
Network affiliations | FINRURAL |
Funders | Mision Alianza Noruega |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Asset Acquisition and Carabao Loan | PHP 10,000 - 100,000 | 24 | 60% - 80% | 0% - 20% | Business, Leasing or purchase of agricultural equipment, Purchase of carabao | Women, Men, Have business, Farmer-client who are at least on their 3rd cycle up | Group Mtgs, Credit Ins, Tech Asst Visits, Other Training, Sustainable Agriculture practices (organic farming) | |||||||
Agricultural Production Loan | PHP 5,000 - 150,000 | 4 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Must have a farm to manage | Credit Educ, Credit Ins, Other Training, Sustainable Agriculture practices (organic farming) | |||||||
Micro Individual Loans | PHP 15,000 - 150,000 | 3 - 12 | 80% - 100% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Credit Ins, Business Training, Burial Assistance | |||||||
SMID | PHP 5,000 - 50,000 | 3 - 6 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Credit Ins, Tech Asst Visits, Burial Assistance |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito de Banca Communal | BOB 200 - 10,000 | 4 - 10 | 80% - 100% | 80% - 100% | Business, Housing, Consumer, Education, Other | Women | Group Mtgs | |||||||
Microcredito Individual | BOB 200 - 560,000 | 3 - 96 | 20% - 40% | 80% - 100% | Any Purpose | Women, Men | Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Asset Acquisition and Carabao Loan | 24.0%-30.0% annual, Flat | 1 Fee | 1 Ins | None | 10.00% ongoing | 46.9% - 47.1% | 52.5% - 53.2% | 45 | ||||||||
Agricultural Production Loan | 36.0% annual, Flat | 1 Fee | 1 Ins | None | 10.00% ongoing | 42.9% - 44.3% | 44.8% - 46.1% | 78 | ||||||||
Micro Individual Loans | 36.0%-42.0% annual, Flat | 1 Fee | 1 Ins | None | 1.00% ongoing | 72.9% - 116.5% | 82.9% - 122.7% | 36 | ||||||||
SMID | 36.0%-54.0% annual, Flat | 1 Fee | 1 Ins | None | 1.00% ongoing | 127.4% - 142.7% | 135.9% - 151.3% | 25 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito de Banca Communal | 36.0% annual, Flat | 0 Fees | 1 Ins | None | 20.0% upfront 20.00% ongoing | 55.8% - 59.6% | 93.5% - 106.7% | 36 | ||||||||
Microcredito Individual | 13.0%-24.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 17.1% - 24.1% | 17.7% - 24.7% | 62 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Asset Acquisition and Carabao Loan | 24.0%-30.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.00% ongoing | 46.9% - 47.1% | 52.5% - 53.2% | 45 | ||||||||
Agricultural Production Loan | 36.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.00% ongoing | 42.9% - 44.3% | 44.8% - 46.1% | 78 | ||||||||
Micro Individual Loans | 36.0%-42.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 1.00% ongoing | 72.9% - 116.5% | 82.9% - 122.7% | 36 | ||||||||
SMID | 36.0%-54.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 1.00% ongoing | 127.4% - 142.7% | 135.9% - 151.3% | 25 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito de Banca Communal | 36.0% annual, Flat | 0 Fees | 1 Ins Ins | None | 20.0% upfront 20.00% ongoing | 55.8% - 59.6% | 93.5% - 106.7% | 36 | ||||||||
Microcredito Individual | 13.0%-24.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 17.1% - 24.1% | 17.7% - 24.7% | 62 |
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