Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.eclofphils.com/ |
Year established | 1995 |
Head of Institution | Lucrecio D. Delgado, Jr. |
Regions active | |
# Branches | 10 |
Total Portfolio (nat'l) | PhP 112,151,935 |
Total Portfolio (USD) | USD 2,683,060.65 |
Active clients with loans | 5,476 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | ECLOF International, National Council of Churches in the Philippines, Microfinance Council of the Philippines, Inc., FPSDC |
Funders | ECLOF International, National Council of Churches in the Philippines, Church of Sweden |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.tpc.com.kh/ |
Year established | 2002 |
Head of Institution | Mrs. Nurhayrah Sadava |
Regions active | Banteay Meanchey, Battambang, Kampong Cham, Kampong Speu, Kampot, KandalKratié, Oddar Meancheay, Phnom Penh, Prey VengSiem Reap, Svay Rieng, Takéo |
# Branches | 39 |
Total Portfolio (nat'l) | KHR 208,030,000,000 |
Total Portfolio (USD) | USD 52,665,822.78 |
Active clients with loans | 122,012 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0 |
Network affiliations | |
Funders | Developing World Market (DWM) |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Asset Acquisition and Carabao Loan | PHP 10,000 - 100,000 | 24 | 60% - 80% | 0% - 20% | Business, Leasing or purchase of agricultural equipment, Purchase of carabao | Women, Men, Have business, Farmer-client who are at least on their 3rd cycle up | Group Mtgs, Credit Ins, Tech Asst Visits, Other Training, Sustainable Agriculture practices (organic farming) | |||||||
Agricultural Production Loan | PHP 5,000 - 150,000 | 4 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Must have a farm to manage | Credit Educ, Credit Ins, Other Training, Sustainable Agriculture practices (organic farming) | |||||||
Micro Individual Loans | PHP 15,000 - 150,000 | 3 - 12 | 80% - 100% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Credit Ins, Business Training, Burial Assistance | |||||||
SMID | PHP 5,000 - 50,000 | 3 - 6 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Credit Ins, Tech Asst Visits, Burial Assistance |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Loan (KHR) | KHR 800,000 - 20,000,000 | 3 - 24 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | ||||||||
Individual Loan (USD) | USD 200 - 5,000 | 3 - 24 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | ||||||||
Individual Loan - Seasonal (KHR) | KHR 800,000 - 20,000,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | ||||||||
Individual Loan - Seasonal (USD) | USD 200 - 5,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | ||||||||
Individual Loan (THB) | THB 8,000 - 200,000 | 3 - 24 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | ||||||||
Individual Loan - Seasonal (THB) | THB 8,000 - 200,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | ||||||||
Solidarity Group Loan (THB) | THB 2,000 - 20,000 | 3 - 18 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Group Mtgs | |||||||
Solidarity Group Loan (KHR) | KHR 200,000 - 2,000,000 | 3 - 18 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Group Mtgs | |||||||
TP Loan End of Cycle (KHR) | KHR 100,000 - 1,800,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Group Mtgs | |||||||
TP Loan End of Cycle (THB) | THB 1,000 - 18,000 | 3 - 12 | 0% | 0% | Business | Women, Men, Have business, Have home or land | Group Mtgs | |||||||
TP Loan End Of Cycle (USD) | USD 25 - 450 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business | ||||||||
Solidarity Group Loan (USD) | USD 50 - 500 | 3 - 18 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business | ||||||||
Home Improvement Loan (USD) | USD 150 - 5,000 | 3 - 48 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Asset Acquisition and Carabao Loan | 24.0%-30.0% annual, Flat | 1 Fee | 1 Ins | None | 10.00% ongoing | 46.9% - 47.1% | 52.5% - 53.2% | 45 | ||||||||
Agricultural Production Loan | 36.0% annual, Flat | 1 Fee | 1 Ins | None | 10.00% ongoing | 42.9% - 44.3% | 44.8% - 46.1% | 78 | ||||||||
Micro Individual Loans | 36.0%-42.0% annual, Flat | 1 Fee | 1 Ins | None | 1.00% ongoing | 72.9% - 116.5% | 82.9% - 122.7% | 36 | ||||||||
SMID | 36.0%-54.0% annual, Flat | 1 Fee | 1 Ins | None | 1.00% ongoing | 127.4% - 142.7% | 135.9% - 151.3% | 25 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Loan (KHR) | 30.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 30.2% - 36.4% | 30.2% - 36.4% | 90 | ||||||||
Individual Loan (USD) | 21.6%-30.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 21.8% - 31.1% | 21.8% - 31.1% | 81 | ||||||||
Individual Loan - Seasonal (KHR) | 30.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 32% - 36.7% | 32% - 36.7% | 87 | ||||||||
Individual Loan - Seasonal (USD) | 24.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 24.3% - 30.6% | 24.3% - 30.6% | 89 | ||||||||
Individual Loan (THB) | 30.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 30.2% - 34.6% | 30.2% - 34.6% | 93 | ||||||||
Individual Loan - Seasonal (THB) | 30.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 33% - 36.5% | 33% - 36.5% | 87 | ||||||||
Solidarity Group Loan (THB) | 32.4%-42.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 33.6% - 34% | 33.6% - 34% | 95 | ||||||||
Solidarity Group Loan (KHR) | 32.4%-42.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 34.9% - 35.1% | 34.9% - 35.1% | 92 | ||||||||
TP Loan End of Cycle (KHR) | 32.4%-42.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 36% | 36% | 90 | ||||||||
TP Loan End of Cycle (THB) | 32.4%-42.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 33.6% - 33.7% | 33.6% - 33.7% | 96 | ||||||||
TP Loan End Of Cycle (USD) | 32.4%-42.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 36% - 37.1% | 36% - 37.1% | 89 | ||||||||
Solidarity Group Loan (USD) | 32.4%-42.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 35.9% - 36% | 35.9% - 36% | 90 | ||||||||
Home Improvement Loan (USD) | 21.6%-30.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 21.8% - 31.7% | 21.8% - 31.7% | 87 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Asset Acquisition and Carabao Loan | 24.0%-30.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.00% ongoing | 46.9% - 47.1% | 52.5% - 53.2% | 45 | ||||||||
Agricultural Production Loan | 36.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.00% ongoing | 42.9% - 44.3% | 44.8% - 46.1% | 78 | ||||||||
Micro Individual Loans | 36.0%-42.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 1.00% ongoing | 72.9% - 116.5% | 82.9% - 122.7% | 36 | ||||||||
SMID | 36.0%-54.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 1.00% ongoing | 127.4% - 142.7% | 135.9% - 151.3% | 25 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Loan (KHR) | 30.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 30.2% - 36.4% | 30.2% - 36.4% | 90 | ||||||||
Individual Loan (USD) | 21.6%-30.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 21.8% - 31.1% | 21.8% - 31.1% | 81 | ||||||||
Individual Loan - Seasonal (KHR) | 30.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 32% - 36.7% | 32% - 36.7% | 87 | ||||||||
Individual Loan - Seasonal (USD) | 24.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 24.3% - 30.6% | 24.3% - 30.6% | 89 | ||||||||
Individual Loan (THB) | 30.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 30.2% - 34.6% | 30.2% - 34.6% | 93 | ||||||||
Individual Loan - Seasonal (THB) | 30.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 33% - 36.5% | 33% - 36.5% | 87 | ||||||||
Solidarity Group Loan (THB) | 32.4%-42.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 33.6% - 34% | 33.6% - 34% | 95 | ||||||||
Solidarity Group Loan (KHR) | 32.4%-42.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 34.9% - 35.1% | 34.9% - 35.1% | 92 | ||||||||
TP Loan End of Cycle (KHR) | 32.4%-42.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 36% | 36% | 90 | ||||||||
TP Loan End of Cycle (THB) | 32.4%-42.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 33.6% - 33.7% | 33.6% - 33.7% | 96 | ||||||||
TP Loan End Of Cycle (USD) | 32.4%-42.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 36% - 37.1% | 36% - 37.1% | 89 | ||||||||
Solidarity Group Loan (USD) | 32.4%-42.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 35.9% - 36% | 35.9% - 36% | 90 | ||||||||
Home Improvement Loan (USD) | 21.6%-30.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 21.8% - 31.7% | 21.8% - 31.7% | 87 |
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