Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.jvofi.org/ |
Year established | 2001 |
Head of Institution | Ma. Rosario R. Lopez |
Regions active | |
# Branches | 2 |
Total Portfolio (nat'l) | PhP 11,939,514 |
Total Portfolio (USD) | USD 285,634.31 |
Active clients with loans | 1,372 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 60% - 80% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microloan | PHP 2,000 - 150,000 | 4.7 - 12 | 80% - 100% | 60% - 80% | Business | Women, Men, Have business, Must have max net income of 10,000 per family f 5 | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Market linkages |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microloan | 30.0% annual, Flat | 0 Fees | 1 Ins | None | 20.0% upfront 50.00 ongoing | 50.9% - 64.2% | 99.4% - 136.3% | 28 |
Outstanding portfolio (BOB) | BOB 68,051 |
Portfolio (USD) | USD 10,081.63 |
Active Clients with Loans | 5 |
Approximate % Female Clients | 40% - 60% |
Approximate % Urban Clients | 60% - 80% |
Any purpose | |
Income generation | x |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | Vivienda |
Other (2) |
Men | x |
Women | x |
Must run a business | x |
Must own a home or land | |
Must be a salaried worker | x |
Must be specific age group | |
Other | |
Other (2) |
# Regions for this institution | 6 |
# Regions for this product | N/A |
Regions Active |
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Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
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