Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.jvofi.org/ |
Year established | 2001 |
Head of Institution | Ma. Rosario R. Lopez |
Regions active | |
# Branches | 2 |
Total Portfolio (nat'l) | PhP 11,939,514 |
Total Portfolio (USD) | USD 285,634.31 |
Active clients with loans | 1,372 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 60% - 80% |
Network affiliations | |
Funders |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.crediblemicrofinance.com/ |
Year established | 2008 |
Head of Institution | Mr. Khirod Chandra Malick |
Regions active | |
# Branches | 21 |
Total Portfolio (nat'l) | INR 88,485,639 |
Total Portfolio (USD) | USD 1,669,540.36 |
Active clients with loans | 10,093 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microloan | PHP 2,000 - 150,000 | 4.7 - 12 | 80% - 100% | 60% - 80% | Business | Women, Men, Have business, Must have max net income of 10,000 per family f 5 | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Market linkages |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri-allied | INR 2,500 - 20,000 | 8 - 15 | 80% - 100% | 0% - 20% | Business, Housing | Women | Group Mtgs | |||||||
Income Generation Activities | INR 5,000 - 30,000 | 8 - 18 | 80% - 100% | 40% - 60% | Business, Housing | Women, Have business | Credit Educ, Group Mtgs |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microloan | 30.0% annual, Flat | 0 Fees | 1 Ins | None | 20.0% upfront 50.00 ongoing | 50.9% - 64.2% | 99.4% - 136.3% | 28 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri-allied | 0% | 24.2% - 25.1% | 24.2% - 25.1% | N/A | ||||||||||
Income Generation Activities | 0% | 23.6% - 24.2% | 23.6% - 24.2% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri-allied | 20.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 24.2% - 25.1% | 24.2% - 25.1% | 80 | ||||||||
Income Generation Activities | 20.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 23.6% - 24.2% | 23.6% - 24.2% | 83 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microloan | 30.0% annual, Flat | 0 Fees | 1 Ins Ins | None | 20.0% upfront 50.00 ongoing | 50.9% - 64.2% | 99.4% - 136.3% | 28 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri-allied | 0% | 24.2% - 25.1% | 24.2% - 25.1% | N/A | ||||||||||
Income Generation Activities | 0% | 23.6% - 24.2% | 23.6% - 24.2% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agri-allied | 20.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 24.2% - 25.1% | 24.2% - 25.1% | 80 | ||||||||
Income Generation Activities | 20.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 23.6% - 24.2% | 23.6% - 24.2% | 83 |
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