2. KMBI
Please note that the information you are viewing is 158 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Kabalikat para sa Maunlad na Buhay, Inc. 12 San Francisco St.KaruhatanValenzuela City1441
Data approved: 2011-11-15
Data version: 1
Age of data: 158 months

Product

Group Loan Product 1 of 1 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (PHP)PHP 631,134,086
Portfolio (USD)USD 15,098,901.58
Active Clients with Loans245,017
Approximate % Female Clients80% - 100%
Approximate % Urban Clients60% - 80%
Methodology
Individual
Solidarity group
Village banking
Self help group
OtherSolidarity group between 30 to 40 individuals.
Description
Group loan is an additional financial provision to all women microentrepreneurial poor. Minimum of 30, maximum of 40. Initial loan of Php4000 and maximum of Php20000 with an interest 3.33% per month.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetingsx
Credit insurance
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Men
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyPHP
Minimum loan sizePHP 4,000
Maximum loan size20,000
Loan Term and Grace Period
Shortest loan term6.0 months
Longest loan term6.0 months
Approx average6.0 months
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weeklyx
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest3.33%
Highest quoted nominal interest3.33%
Interest rate periodMonthly
Interest Rate Calculation MethodFlat
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionProcessing Fee
% of loan amount - min1.50%
% of loan amount - max1.50%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variation
Appears on Repayment Sched?No
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
Ins 1
DescriptionMicroinsurance
% of loan amount - min0
% of loan amount - max0
OR, Fixed amount - min196
Fixed amount - max206
Reason for variationN/A
Appears on Repayment Sched?No
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?
Do borrowers control deposit in their group?Yes
Deposit BEFORE or AT Disbursement
% loan amount deposited5.00%
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited0
or, Fixed-amount depositedPHP 40
Conditions on access to depositWhen Leaving
Interest Paid on Deposit
Minimum interest rate paid2.00%
Maximum interest rate paid2.00%
Interest payment frequencyEnd Term
Taxes
Are taxes charged on this product?No

Full Pricing Data

Group Loan samples
Sample 1Sample 2Sample 3Sample 4
Loan AmountPHP 7,000PHP 7,000PHP 13,000PHP 16,000
Loan Cycle (1, 2, 3, etc)6Not Known66
Disbursement Date2011-08-052011-09-012011-08-052011-09-01
Loan Term (Months)5.6 months6.0 months6.0 months6.0 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot Known
True Price by Comp       
Interest and Fee Component85.7%93.8%85.7%93.8%
Insurance Component13.1%14.5%7.0%6.3%
Tax Component0.0%0.0%0.0%0.0%
Deposit Component22.5%26.9%15.0%15.9%
Full APR (int fee ins tax dep)121.3%135.2%107.7%116.0%
Transparency Index33303734
        
Original Repayment SchedulePDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDF
Group Loan Price Graphs


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  2. BancoSol
Please note that the information you are viewing is 130 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

BancoSol S.A. Calle Nicolás Acosta No. 289 esq. Cañada Strongest, MurilloLa Paz, Bolivia13176
Data approved: 2013-09-05
Data version: 2
Age of data: 130 months
Choose version

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.bancosol.com.bo/
Year established1992
Head of InstitutionRaul Cabrera
Regions activeBeni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , Potosí, Santa Cruz, Tarija
# Branches95

Total Portfolio (nat'l)BOB 5,819,300,002
Total Portfolio (USD)USD 862,118,518.80
Active clients with loans215,313
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsASOFIN (Asociación de Entidades Financieras Especializadas en Micro Finanzas de Bolivia), ASOBAN (Asociación de Bancos Privados de Bolivia )
Funders

Loan Products » Summary

1000 TF BOB
8,775 Borrowers
USD 7,127,396.91 Portfolio
Active Product
DPF TF BOB
339 Borrowers
USD 675,156.97 Portfolio
Active Product
SolEf TF BOB
24,958 Borrowers
USD 87,466,688.74 Portfolio
Active Product
SolEF TF USD
84 Borrowers
USD 173,698.23 Portfolio
Active Product
Soliv TF BOB
107,618 Borrowers
USD 371,215,221.60 Portfolio
Active Product
Soliv TF USD
1,157 Borrowers
USD 3,262,772.23 Portfolio
Active Product
Soliv TV BOB
5,329 Borrowers
USD 79,521,656.33 Portfolio
Active Product
Soliv TV USD
1,416 Borrowers
USD 20,578,441.48 Portfolio
Active Product
Veh TV USD
50 Borrowers
USD 612,841.02 Portfolio
Active Product
Viv TF BOB
16,804 Borrowers
USD 61,573,163.69 Portfolio
Active Product
Viv TF USD
319 Borrowers
USD 974,891.51 Portfolio
Active Product
Viv TV USD
932 Borrowers
USD 15,323,772.46 Portfolio
Active Product
Viv TV BOB
1,084 Borrowers
USD 17,135,541.88 Portfolio
Active Product
Veh TV BOB
76 Borrowers
USD 1,169,598.22 Portfolio
Active Product
Prod TF BOB
40,631 Borrowers
USD 146,862,815.70 Portfolio
Active Product
Prod TF USD
61 Borrowers
USD 266,721.72 Portfolio
Active Product
Prod TV BOB
1,315 Borrowers
USD 19,760,309.99 Portfolio
Active Product
Prod TV USD
80 Borrowers
USD 1,255,840.63 Portfolio
Active Product
Agro TF BOB
3,480 Borrowers
USD 16,581,077.04 Portfolio
Active Product
Agro TV BOB
172 Borrowers
USD 2,694,541.22 Portfolio
Active Product
Effe TV BOB
502 Borrowers
USD 6,220,263.68 Portfolio
Active Product
1000 TF USD
17 Borrowers
USD 16,346.55 Portfolio
Low Volume Product
DPF TF USD
19 Borrowers
USD 65,508.65 Portfolio
Low Volume Product
SolEF TV USD
21 Borrowers
USD 126,708.56 Portfolio
Low Volume Product
Veh TF BOB
17 Borrowers
USD 132,410.82 Portfolio
Low Volume Product
Veh TF USD
1 Borrowers
USD 16,451.37 Portfolio
Low Volume Product
Agro TF USD
14 Borrowers
USD 81,226.55 Portfolio
Low Volume Product
Agro TV USD
11 Borrowers
USD 162,279.72 Portfolio
Low Volume Product
DPF TV BOB
26 Borrowers
USD 316,194.24 Portfolio
Low Volume Product
DPF TV USD
5 Borrowers
USD 48,789.70 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Sol 1000 (Tasa Fija) BOB 400 - 16,000 3 - 24 60% - 80% 80% - 100% Business Women, Men, Have business Credit Ins
Sol DPF (Tasa Fija, BOB) BOB 400 - 80,000 3 - 36 40% - 60% 80% - 100% Any Purpose Women, Men, Have business, Salaried worker, Clientes con DPFs propios del Banco Credit Ins
Sol Efectivo (Tasa Fija) BOB 400 - 80,000 3 - 60 40% - 60% 80% - 100% Any Purpose Women, Men, Have business, Salaried worker Credit Ins
Sol Efectivo (Tasa Fija, USD) USD 50 - 10,000 3 - 36 40% - 60% 60% - 80% Any Purpose Women, Men, Have business, Salaried worker Credit Ins
Sol Individual (Tasa Fija) BOB 400 - 95,000 3 - 60 40% - 60% 80% - 100% Business Women, Men, Have business Credit Ins
Sol Individual (Tasa Fija, USD) USD 50 - 10,000 3 - 36 40% - 60% 60% - 80% Business Women, Men, Have business Credit Ins
Sol Individual (Tasa Variable) BOB 400 - 2,000,000 37 - 120 20% - 40% 80% - 100% Business Women, Men, Have business Credit Ins
Sol Individual (Tasa Variable, USD) USD 50 - 250,000 37 - 120 20% - 40% 80% - 100% Business Women, Men, Have business Credit Ins
Sol Vehículo (Tasa Variable, USD) USD 6,000 - 50,000 37 - 60 20% - 40% 80% - 100% Activo Fijo Women, Men, Have business, Salaried worker Credit Ins
Sol Vivienda (Tasa Fija, BOB) BOB 400 - 200,000 3 - 60 40% - 60% 80% - 100% Housing, Compra de vivienda, terreno, construcción, Refacción, remodelación, ampliación, etc. Women, Men, Have business, Salaried worker Credit Ins
Sol Vivienda (Tasa Fija, USD) USD 50 - 25,000 3 - 60 40% - 60% 80% - 100% Housing, Compra de vivienda, terreno, construcción, Refacción, remodelación, ampliación, etc. Women, Men, Have business, Salaried worker Credit Ins
Sol Vivienda (Tasa Variable, USD) USD 50 - 150,000 37 - 180 40% - 60% 80% - 100% Housing, Compra de vivienda, terreno, construcción, Refacción, remodelación, ampliación, etc. Women, Men, Have business, Salaried worker Credit Ins
Sol Vivienda (Tasa Variable, BOB) BOB 400 - 1,200,000 37 - 180 20% - 40% 80% - 100% Housing, Compra de vivienda, terreno, construcción, Refacción, remodelación, ampliación, etc. Women, Men, Have business, Salaried worker Credit Ins
Sol Vehiculo (Tasa Variable, BOB) BOB 48,000 - 400,000 37 - 60 20% - 40% 80% - 100% Activo Fijo Women, Men, Have business, Salaried worker Credit Ins
Sol Productivo (Tasa Fija, BOB) BOB 400 - 80,000 3 - 60 20% - 40% 80% - 100% Business Women, Men, Have business Credit Ins
Sol Productivo (Tasa Fija, USD) USD 50 - 10,000 3 - 36 20% - 40% 60% - 80% Business Women, Men, Have business Credit Ins
Sol Productivo (Tasa Variable, BOB) BOB 400 - 2,000,000 37 - 120 20% - 40% 80% - 100% Business Women, Men, Have business Credit Ins
Sol Productivo (Tasa Variable, USD) USD 50 - 250,000 37 - 120 20% - 40% 60% - 80% Business Women, Men, Have business Credit Ins
Sol Agropecuario (Tasa Fija, BOB) BOB 400 - 80,000 3 - 60 20% - 40% 40% - 60% Agriculture Women, Men, Have business Credit Ins
Sol Agropecuario (Tasa Variable, BOB) BOB 400 - 2,000,000 37 - 120 20% - 40% 40% - 60% Agriculture Women, Men, Have business Credit Ins
Sol Effectivo (Tasa Variable, BOB) BOB 400 - 160,000 37 - 60 20% - 40% 80% - 100% Any Purpose Women, Men, Have business, Salaried worker Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Sol 1000 (Tasa Fija) 23.0% annual, Decl Bal 0 Fees 0 Ins None N/A 22.9% - 23.1% 22.9% - 23.1% 100
Sol DPF (Tasa Fija, BOB) 5.3%-8.0% annual, Decl Bal 0 Fees 0 Ins None 100.0% upfront 7.8% 0% 100
Sol Efectivo (Tasa Fija) 18.0%-18.5% annual, Decl Bal 0 Fees 0 Ins None N/A 18% - 18.1% 18% - 18.1% 99
Sol Efectivo (Tasa Fija, USD) 21.0%-28.5% annual, Decl Bal 0 Fees 0 Ins None N/A 21% - 28% 21% - 28% 84
Sol Individual (Tasa Fija) 17.0%-24.0% annual, Decl Bal 0 Fees 0 Ins None N/A 17.1% - 21.1% 17.1% - 21.1% 90
Sol Individual (Tasa Fija, USD) 18.0%-24.5% annual, Decl Bal 0 Fees 0 Ins None N/A 18.6% - 24.5% 18.6% - 24.5% 83
Sol Individual (Tasa Variable) 10.0%-17.0% annual, Decl Bal 0 Fees 0 Ins None N/A 12.9% - 17.1% 12.9% - 17.1% 70
Sol Individual (Tasa Variable, USD) 11.0%-18.5% annual, Decl Bal 0 Fees 0 Ins None N/A 12.3% - 17.8% 12.3% - 17.8% 74
Sol Vehículo (Tasa Variable, USD) 8.0%-10.0% annual, Decl Bal 0 Fees 0 Ins None N/A 8.7% - 9.5% 8.7% - 9.5% 88
Sol Vivienda (Tasa Fija, BOB) 17.0%-24.5% annual, Decl Bal 0 Fees 0 Ins None N/A 17.1% - 23.1% 17.1% - 23.1% 82
Sol Vivienda (Tasa Fija, USD) 18.0%-25.5% annual, Decl Bal 0 Fees 0 Ins None N/A 18.4% - 24.5% 18.4% - 24.5% 87
Sol Vivienda (Tasa Variable, USD) 10.0%-18.0% annual, Decl Bal 0 Fees 0 Ins None N/A 11.3% - 17.6% 11.3% - 17.6% 77
Sol Vivienda (Tasa Variable, BOB) 10.0%-17.0% annual, Decl Bal 0 Fees 0 Ins None N/A 10.9% - 16.2% 10.9% - 16.2% 73
Sol Vehiculo (Tasa Variable, BOB) 8.0%-10.0% annual, Decl Bal 0 Fees 0 Ins None N/A 8% - 9.9% 8% - 9.9% 87
Sol Productivo (Tasa Fija, BOB) 14.5%-21.5% annual, Decl Bal 0 Fees 0 Ins None N/A 14.4% - 19.1% 14.4% - 19.1% 85
Sol Productivo (Tasa Fija, USD) 15.5%-22.0% annual, Decl Bal 0 Fees 0 Ins None N/A 16.6% - 21.8% 16.6% - 21.8% 84
Sol Productivo (Tasa Variable, BOB) 8.5%-15.0% annual, Decl Bal 0 Fees 0 Ins None N/A 10.8% - 13.1% 10.8% - 13.1% 70
Sol Productivo (Tasa Variable, USD) 9.5%-16.5% annual, Decl Bal 0 Fees 0 Ins None N/A 11.3% - 16.4% 11.3% - 16.4% 72
Sol Agropecuario (Tasa Fija, BOB) 13.0%-20.0% annual, Decl Bal 0 Fees 0 Ins None N/A 13.1% - 19.6% 13.1% - 19.6% 81
Sol Agropecuario (Tasa Variable, BOB) 7.0%-13.5% annual, Decl Bal 0 Fees 0 Ins None N/A 8% - 13.4% 8% - 13.4% 66
Sol Effectivo (Tasa Variable, BOB) 12.0%-18.0% annual, Decl Bal 0 Fees 0 Ins None N/A 15.3% - 17.8% 15.3% - 17.8% 74
Institution Price Graph
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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