Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.kmbi.org.ph/ |
Year established | 1986 |
Head of Institution | Damiana D. Exiomo |
Regions active | |
# Branches | 71 |
Total Portfolio (nat'l) | PhP 631,134,086 |
Total Portfolio (USD) | USD 15,098,901.58 |
Active clients with loans | 245,017 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 60% - 80% |
Network affiliations | Microfinance Council of the Philippines, Inc., Alliance of Philippine Partners in Enterprise Development (APPEND), Opportunity International Network (OIN), Banking with the Poor (BWTP) |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.crecer.org.bo/ |
Year established | 1999 |
Head of Institution | José Auad Lema |
Regions active | Beni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , Potosí, Santa Cruz, Tarija |
# Branches | 9 |
Total Portfolio (nat'l) | BOB 910,004,033.70 |
Total Portfolio (USD) | USD 134,815,412.40 |
Active clients with loans | 167,043 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 40% - 60% |
Network affiliations | FINRURAL, FOROLAC, PROCOSI |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | PHP 4,000 - 20,000 | 6 | 80% - 100% | 60% - 80% | Business | Women, Have business | Group Mtgs |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Banca Comunal | BOB 100 - 15,000 | 5.3 - 11.3 | 80% - 100% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Servicios de Salud a través de alianzas estratégicas | |||||||
Credito Individual - USD | USD 100 - 10,000 | 13 - 80.53 | 60% - 80% | 40% - 60% | Business, Housing, Education, Other | Women, Men, Have business | Credit Educ, Credit Ins, Business Training, Other Training | |||||||
Credito Individual - BOB | BOB 700 - 70,000 | 3.03 - 87.8 | 80% - 100% | 40% - 60% | Business, Housing, Education, Other | Women, Men, Have business | Credit Educ, Credit Ins, Business Training, Other Training, Capacitación en temas de salud | |||||||
Crédito Agropecuario - BOB | BOB 700 - 70,000 | 4.6 - 83.13 | 20% - 40% | 0% - 20% | Business, Agriculture, Other | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
Crédito Agropecuario - USD | USD 100 - 10,000 | 10.7 - 71.3 | 20% - 40% | 0% - 20% | Business, Agriculture, Other | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
Crédito para Consumo - BOB | BOB 700 - 70,000 | 3.4 - 61.2 | 0% - 20% | 40% - 60% | Consumer, Other | Women, Men, Have business, Salaried worker | Credit Educ, Credit Ins | |||||||
Crédito para Vivienda - BOB | BOB 700 - 70,000 | 5 - 49.7 | 40% - 60% | 40% - 60% | Housing, Other | Women, Men, Have business, Salaried worker | Credit Educ, Credit Ins | |||||||
Crédito Oportuno | BOB 500 - 3,000 | 0.7 - 16.9 | 80% - 100% | 40% - 60% | Any Purpose | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Crédito al Personal - BOB | BOB 700 - 35,000 | 18.6 - 37.2 | 40% - 60% | 40% - 60% | Other | Women, Men, Salaried worker | Credit Educ, Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | 40.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0% upfront 40.00 ongoing | 85.7% - 93.8% | 107.7% - 135.2% | 33 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Banca Comunal | 34.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 10.0% upfront 20.00% ongoing | 36% | 50.6% - 51.4% | 66 | ||||||||
Credito Individual - USD | 16.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 16.3% - 22.4% | 16.3% - 22.4% | 82 | ||||||||
Credito Individual - BOB | 12.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 17.4% - 23.7% | 17.4% - 23.7% | 62 | ||||||||
Crédito Agropecuario - BOB | 18.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 18.4% - 24.6% | 18.4% - 24.6% | 87 | ||||||||
Crédito Agropecuario - USD | 18.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 19.1% - 23.4% | 19.1% - 23.4% | 86 | ||||||||
Crédito para Consumo - BOB | 19.0%-30.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 20.4% - 27.5% | 20.4% - 27.5% | 75 | ||||||||
Crédito para Vivienda - BOB | 19.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 18.8% - 19.4% | 18.8% - 19.4% | 99 | ||||||||
Crédito Oportuno | 32.1% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 32.6% - 32.7% | 32.6% - 32.7% | 98 | ||||||||
Crédito al Personal - BOB | 12.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | 40.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 5.0% upfront 40.00 ongoing | 85.7% - 93.8% | 107.7% - 135.2% | 33 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Banca Comunal | 34.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 10.0% upfront 20.00% ongoing | 36% | 50.6% - 51.4% | 66 | ||||||||
Credito Individual - USD | 16.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 16.3% - 22.4% | 16.3% - 22.4% | 82 | ||||||||
Credito Individual - BOB | 12.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 17.4% - 23.7% | 17.4% - 23.7% | 62 | ||||||||
Crédito Agropecuario - BOB | 18.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 18.4% - 24.6% | 18.4% - 24.6% | 87 | ||||||||
Crédito Agropecuario - USD | 18.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 19.1% - 23.4% | 19.1% - 23.4% | 86 | ||||||||
Crédito para Consumo - BOB | 19.0%-30.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 20.4% - 27.5% | 20.4% - 27.5% | 75 | ||||||||
Crédito para Vivienda - BOB | 19.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 18.8% - 19.4% | 18.8% - 19.4% | 99 | ||||||||
Crédito Oportuno | 32.1% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 32.6% - 32.7% | 32.6% - 32.7% | 98 | ||||||||
Crédito al Personal - BOB | 12.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A |
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