| Institution Type | RurBank |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 1979 |
| Head of Institution | Leticia G. Loquinario |
| Regions active | |
| # Branches | 10 |
| Total Portfolio (nat'l) | PhP 824,435,000 |
| Total Portfolio (USD) | USD 19,723,325.36 |
| Active clients with loans | 57,276 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | Rural Bankers Association of the Philippines (RBAP), Microenterprise Access to Banking Services (MABS), Zamboanga del Norte Federation of Rural Banks |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASENSO Loan | PHP 10,000 - 150,000 | 1 - 12 | 60% - 80% | 40% - 60% | Business | Women, Men, Have business, Specific age group, 18-65 years old | Business Training, Other Training, Tie-up with other agencies (DTI, TESDA) for trainings | |||||||
| Proyekto Maasenso | PHP 1,000 - 50,000 | 3 - 6 | 80% - 100% | 40% - 60% | Business | Women, Have business, Specific age group, 18-65 years old | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Livelihood, Leadership Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASENSO Loan | 30.0% annual, Flat | 2 Fees | 2 Ins | None | 100.00 upfront 10.00% ongoing | 66.1% - 74.4% | 79.2% - 103.5% | 34 | ||||||||
| Proyekto Maasenso | 30.0% annual, Flat | 1 Fee | 2 Ins | None | 100.00 upfront 45.00 ongoing | 78.9% - 97.7% | 92.2% - 179.2% | 24 |
| Outstanding portfolio (BOB) | BOB 129,952 |
| Portfolio (USD) | USD 19,252.15 |
| Active Clients with Loans | 36 |
| Approximate % Female Clients | 40% - 60% |
| Approximate % Urban Clients | 40% - 60% |
| Any purpose | |
| Income generation | |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | x |
| Other | |
| Other (2) |
| Men | x |
| Women | x |
| Must run a business | x |
| Must own a home or land | |
| Must be a salaried worker | x |
| Must be specific age group | |
| Other | |
| Other (2) |
| # Regions for this institution | 9 |
| # Regions for this product | N/A |
| Regions Active |
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| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
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