Institution

Katipunan Bank (ZN), Inc Quezon Ave. cor. Aguilar St.MiputakDipolog City, Zamboanga del Norte/Region IX7100
Data approved: 2011-11-15
Data version: 1
Age of data: 160 months

Institution

Saadhana Microfin Society # 50-760A-116, 02nd Floor,Gayatri EstatesKurnool, Andhra Pradesh518002
Data approved: 2010-11-15
Data version: 1
Age of data: 172 months

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addressN/A
Year established1979
Head of InstitutionLeticia G. Loquinario
Regions active
# Branches10

Total Portfolio (nat'l)PhP 824,435,000
Total Portfolio (USD)USD 19,723,325.36
Active clients with loans57,276
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliationsRural Bankers Association of the Philippines (RBAP), Microenterprise Access to Banking Services (MABS), Zamboanga del Norte Federation of Rural Banks
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established2001
Head of InstitutionM.Ernest Paul
Regions active
# Branches41

Total Portfolio (nat'l)INR 668,968,774
Total Portfolio (USD)USD 12,622,052.34
Active clients with loans90,929
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliations

Loan Products » Summary

5,719 Borrowers
USD 1,795,761.96 Portfolio
Active Product
36,402 Borrowers
USD 3,529,482.25 Portfolio
Active Product

Loan Products » Summary

89,438 Borrowers
USD 11,528,500 Portfolio
Active Product
1,491 Borrowers
USD 518,326.42 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
ASENSO Loan PHP 10,000 - 150,000 1 - 12 60% - 80% 40% - 60% Business Women, Men, Have business, Specific age group, 18-65 years old Business Training, Other Training, Tie-up with other agencies (DTI, TESDA) for trainings
Proyekto Maasenso PHP 1,000 - 50,000 3 - 6 80% - 100% 40% - 60% Business Women, Have business, Specific age group, 18-65 years old Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Livelihood, Leadership Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
General Loan INR 8,000 - 22,000 12 80% - 100% 80% - 100% Business Women Credit Educ, Group Mtgs, Credit Ins
Micro Enterprise Development Loan INR 25,000 - 50,000 12 80% - 100% 80% - 100% Business Women Credit Educ, Group Mtgs, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
ASENSO Loan 30.0% annual, Flat 2 Fees 2 Ins None 100.00 upfront 10.00% ongoing 66.1% - 74.4% 79.2% - 103.5% 34
Proyekto Maasenso 30.0% annual, Flat 1 Fee 2 Ins None 100.00 upfront 45.00 ongoing 78.9% - 97.7% 92.2% - 179.2% 24

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
General Loan 0% 26.2% - 27.7% 28.3% - 32.2% N/A
Micro Enterprise Development Loan 0% 27.6% - 27.8% 27.6% - 27.8% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
General Loan 12.5% annual, Flat 1 Fee 1 Ins None N/A 26.2% - 27.7% 28.3% - 32.2% 41
Micro Enterprise Development Loan 12.5% annual, Flat 1 Fee 1 Ins None N/A 27.6% - 27.8% 27.6% - 27.8% 45

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
ASENSO Loan 30.0% annual, Flat 2 Fees 2 Ins Ins None 100.00 upfront 10.00% ongoing 66.1% - 74.4% 79.2% - 103.5% 34
Proyekto Maasenso 30.0% annual, Flat 1 Fee 2 Ins Ins None 100.00 upfront 45.00 ongoing 78.9% - 97.7% 92.2% - 179.2% 24

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
General Loan 0% 26.2% - 27.7% 28.3% - 32.2% N/A
Micro Enterprise Development Loan 0% 27.6% - 27.8% 27.6% - 27.8% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
General Loan 12.5% annual, Flat 1 Fee 1 Ins Ins None N/A 26.2% - 27.7% 28.3% - 32.2% 41
Micro Enterprise Development Loan 12.5% annual, Flat 1 Fee 1 Ins Ins None N/A 27.6% - 27.8% 27.6% - 27.8% 45
Institution Price Graph
Institution Price Graph
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to