2. KGI
Please note that the information you are viewing is 162 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. East Mamprusi
Please note that the information you are viewing is 143 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Kazama Grameen, Inc. Blk. 12, Lot 25, Sta. Monica SubdivisionSubic, Zambales2209
Data approved: 2011-11-15
Data version: 1
Age of data: 162 months

Institution

East Mamprusi Community Bank GambagaNorthern RegionP.O Box 11
Data approved: 2013-03-26
Data version: 2
Age of data: 143 months
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://kazamagrameen.org/
Year established1991
Head of InstitutionMarlou R. Concepcion
Regions active
# Branches28

Total Portfolio (nat'l)PhP 145,279,953
Total Portfolio (USD)USD 3,475,596.96
Active clients with loans26,607
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliations
Funders

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addressN/A
Year established1997
Head of InstitutionMr James Acquaye
Regions activeNorthern Region
# Branches3

Total Portfolio (nat'l)GHS 4,468,812
Total Portfolio (USD)USD 2,268,432.49
Active clients with loans13,801
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsUNDP, TRIAS GHANA, SPEED GHANA, Oxfam
FundersTRAIS, UNDP, SPEED, NORTHFIN

Loan Products » Summary

Multipurpose
9,337 Borrowers
USD 861,244.02 Portfolio
Active Product
Project 1
14,000 Borrowers
USD 1,555,023.92 Portfolio
Active Product
Project 2
6,800 Borrowers
USD 765,550.24 Portfolio
Active Product
Project 3
2,200 Borrowers
USD 239,234.45 Portfolio
Active Product

Loan Products » Summary

CWE
6,836 Borrowers
USD 641,624.37 Portfolio
Active Product
Salary
5,600 Borrowers
USD 1,067,660.91 Portfolio
Active Product
Business
640 Borrowers
USD 327,512.69 Portfolio
Low Volume Product
Farming
725 Borrowers
USD 231,634.52 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Multi-Purpose Loan PHP 2,000 - 10,000 3 - 6 80% - 100% 20% - 40% Any Purpose Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training
Project Loan 1 PHP 5,000 - 14,000 3 - 6 80% - 100% 20% - 40% Business Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training
Project Loan 2 PHP 15,000 - 29,000 3 - 12 80% - 100% 20% - 40% Business Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training
Project Loan 3 PHP 30,000 - 150,000 3 - 12 80% - 100% 20% - 40% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credit With Education (CWE) Loan GHS 200 - 1,000 6 - 8 80% - 100% 0% - 20% Business Women, Have business, Specific age group, Must be 18 years of age., Must have residence in the community near relevant branch. Credit Ins
Salary Loan GHS 500 - 15,000 6 - 36 40% - 60% 0% - 20% Consumer, Education Women, Men, Salaried worker Credit Ins, Overdraft

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Multi-Purpose Loan 20.0% annual, Flat 0 Fees 0 Ins None N/A 43.1% 43.1% 46
Project Loan 1 30.0% annual, Flat 0 Fees 0 Ins None 50.00 ongoing 62.5% - 64.1% 67% - 71.2% 43
Project Loan 2 30.0% annual, Flat 0 Fees 1 Ins None 5.0% upfront 50.00 ongoing 61.8% - 63.2% 83.3% - 95.1% 34
Project Loan 3 20.0% annual, Flat 1 Fee 1 Ins None 5.0% upfront 50.00 ongoing 56.1% - 57.2% 73.7% - 76.3% 26

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credit With Education (CWE) Loan 20.00% annual, Flat 0 Fees 0 Ins None 20.00% upfront 67% 97.5% 20
Salary Loan 30.00% annual, Decl Bal 1 Fee 0 Ins None N/A 46.7% - 48.4% 46.7% - 48.4% 62

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Multi-Purpose Loan 20.0% annual, Flat 0 Fees 0 Ins Ins None N/A 43.1% 43.1% 46
Project Loan 1 30.0% annual, Flat 0 Fees 0 Ins Ins None 50.00 ongoing 62.5% - 64.1% 67% - 71.2% 43
Project Loan 2 30.0% annual, Flat 0 Fees 1 Ins Ins None 5.0% upfront 50.00 ongoing 61.8% - 63.2% 83.3% - 95.1% 34
Project Loan 3 20.0% annual, Flat 1 Fee 1 Ins Ins None 5.0% upfront 50.00 ongoing 56.1% - 57.2% 73.7% - 76.3% 26

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credit With Education (CWE) Loan 20.00% annual, Flat 0 Fees 0 Ins Ins None 20.00% upfront 67% 97.5% 20
Salary Loan 30.00% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 46.7% - 48.4% 46.7% - 48.4% 62
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeAnyBusinessLoan PurposeKGIInstitutionPH-027-V01-P01PH-027-V01-P02PH-027-V01-P03PH-027-V01-P04ProductPHCountry2011YearRange Number1Institution Data Version050,000100,000150,000Loan Size (all)0%20%40%60%80%100%Full APR (int fee ins tax dep)> 7,0005,2003,5001,700100Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.RurBankInstitution TypeBusinessMultipleLoan PurposeEast MamprusiInstitutionGH-018-V02-P02GH-018-V02-P04ProductGHCountry2013YearRange Number2Institution Data Version05001,0001,5002,0002,5003,000Loan Size (all)0%20%40%60%80%100%Full APR (int fee ins tax dep)> 6,8005,1003,4001,700100Number of Borrowers
Click to view Price Analysis Tool
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Key Statistics
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# Countries
# Borrowers
Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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