Institution Type | Credit Union / Cooperative |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1991 |
Head of Institution | Sabiniano Canama |
Regions active | |
# Branches | 32 |
Total Portfolio (nat'l) | PhP 409,216,565 |
Total Portfolio (USD) | USD 9,789,869.98 |
Active clients with loans | 38,257 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | NATCCO, MASS-SPECC, MOFECO, LZMCN |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.aned.org/ |
Year established | 1978 |
Head of Institution | Martha Patricia Machicado Duran |
Regions active | Beni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , Potosí, Santa Cruz, Tarija |
# Branches | 38 |
Total Portfolio (nat'l) | BOB 45,322,243 |
Total Portfolio (USD) | USD 6,714,406.37 |
Active clients with loans | 5,652 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 20% - 40% |
Network affiliations | FINRURAL |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Grameen | PHP 3,000 - 15,000 | 3 - 6 | 80% - 100% | 20% - 40% | Business | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training | |||||||
Micro Non-Grameen | PHP 3,000 - 150,000 | 1 - 6 | 60% - 80% | 40% - 60% | Any Purpose | Women, Men, Have business, Have home or land | Tech Asst Visits, Business Training | |||||||
Regular Loan | PHP 3,000 - 300,000 | 1 - 36 | 60% - 80% | 40% - 60% | Any Purpose | Women, Men, Have business | Credit Educ, Other Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bancos Comunales | BOB 500 - 8,000 | 6 - 24 | 80% - 100% | 20% - 40% | Business, Agriculture, Housing, Consumer, Education | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
Credito Individual - BOB | BOB 1,000 - 70,000 | 4 - 69 | 40% - 60% | 20% - 40% | Business, Agriculture, Housing, Consumer, Education, Capital de Operación - Inversión | Women, Men, Have business, Para las Unidades Fami-Empresarial | Credit Ins | |||||||
Credito Individual - USD | USD 200 - 12,000 | 6 - 96 | 20% - 40% | 20% - 40% | Business, Agriculture, Housing, Consumer, Education, Capital de Operación - Inversión | Women, Men, Have business | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Grameen | 36.0% annual, Flat | 1 Fee | 2 Ins | None | 3.0% upfront 100.00 upfront 10.00 ongoing | 90.8% - 138.9% | 112.2% - 202.2% | 27 | ||||||||
Micro Non-Grameen | 48.0% annual, Flat | 1 Fee | 1 Ins | None | 1.0% upfront 500.00 upfront | 59.3% | 65.7% - 80% | 70 | ||||||||
Regular Loan | 36.0% annual, Flat | 1 Fee | 1 Ins | None | 2.0% upfront 500.00 upfront | 32% - 63.1% | 34.3% - 74.5% | 63 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bancos Comunales | 26.0%-38.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 26.1% - 37.9% | 27.1% - 38.9% | 78 | ||||||||
Credito Individual - BOB | 12.0%-36.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 16.1% - 36% | 17.2% - 37% | 45 | ||||||||
Credito Individual - USD | 12.0%-36.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 18.1% - 36% | 19.1% - 37% | 48 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Grameen | 36.0% annual, Flat | 1 Fee | 2 Ins Ins | None | 3.0% upfront 100.00 upfront 10.00 ongoing | 90.8% - 138.9% | 112.2% - 202.2% | 27 | ||||||||
Micro Non-Grameen | 48.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 1.0% upfront 500.00 upfront | 59.3% | 65.7% - 80% | 70 | ||||||||
Regular Loan | 36.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 2.0% upfront 500.00 upfront | 32% - 63.1% | 34.3% - 74.5% | 63 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bancos Comunales | 26.0%-38.0% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 26.1% - 37.9% | 27.1% - 38.9% | 78 | ||||||||
Credito Individual - BOB | 12.0%-36.0% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 16.1% - 36% | 17.2% - 37% | 45 | ||||||||
Credito Individual - USD | 12.0%-36.0% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 18.1% - 36% | 19.1% - 37% | 48 |
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