Institution Type | Credit Union / Cooperative |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1991 |
Head of Institution | Sabiniano Canama |
Regions active | |
# Branches | 32 |
Total Portfolio (nat'l) | PhP 409,216,565 |
Total Portfolio (USD) | USD 9,789,869.98 |
Active clients with loans | 38,257 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | NATCCO, MASS-SPECC, MOFECO, LZMCN |
Funders |
Institution Type | Credit Union / Cooperative |
Is this institution regulated? | No |
Website address | N/A |
Year established | 1997 |
Head of Institution | P.V. Ravikumar |
Regions active | |
# Branches | 8 |
Total Portfolio (nat'l) | INR 315,140,153 |
Total Portfolio (USD) | USD 5,946,040.62 |
Active clients with loans | 36,543 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 40% - 60% |
Network affiliations |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Grameen | PHP 3,000 - 15,000 | 3 - 6 | 80% - 100% | 20% - 40% | Business | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training | |||||||
Micro Non-Grameen | PHP 3,000 - 150,000 | 1 - 6 | 60% - 80% | 40% - 60% | Any Purpose | Women, Men, Have business, Have home or land | Tech Asst Visits, Business Training | |||||||
Regular Loan | PHP 3,000 - 300,000 | 1 - 36 | 60% - 80% | 40% - 60% | Any Purpose | Women, Men, Have business | Credit Educ, Other Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generating Loan | INR 5,000 - 50,000 | 12 - 60 | 80% - 100% | 20% - 40% | Any Purpose | Women | Group Mtgs, Credit Ins, Business Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Grameen | 36.0% annual, Flat | 1 Fee | 2 Ins | None | 3.0% upfront 100.00 upfront 10.00 ongoing | 90.8% - 138.9% | 112.2% - 202.2% | 27 | ||||||||
Micro Non-Grameen | 48.0% annual, Flat | 1 Fee | 1 Ins | None | 1.0% upfront 500.00 upfront | 59.3% | 65.7% - 80% | 70 | ||||||||
Regular Loan | 36.0% annual, Flat | 1 Fee | 1 Ins | None | 2.0% upfront 500.00 upfront | 32% - 63.1% | 34.3% - 74.5% | 63 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generating Loan | 0 | 20.2% - 20.6% | 31% - 37.2% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generating Loan | 19.2% annual, Decl Bal | 1 Fee | 1 Ins | None | 20.0% upfront 50.00 ongoing | 20.2% - 20.6% | 31% - 37.2% | 58 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Grameen | 36.0% annual, Flat | 1 Fee | 2 Ins Ins | None | 3.0% upfront 100.00 upfront 10.00 ongoing | 90.8% - 138.9% | 112.2% - 202.2% | 27 | ||||||||
Micro Non-Grameen | 48.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 1.0% upfront 500.00 upfront | 59.3% | 65.7% - 80% | 70 | ||||||||
Regular Loan | 36.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 2.0% upfront 500.00 upfront | 32% - 63.1% | 34.3% - 74.5% | 63 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generating Loan | 0 | 20.2% - 20.6% | 31% - 37.2% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generating Loan | 19.2% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 20.0% upfront 50.00 ongoing | 20.2% - 20.6% | 31% - 37.2% | 58 |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
N (# of Samples) | ||||||
Total Borrrowers of Samples | ||||||
Avg | ||||||
Min | ||||||
Max | ||||||
Std Dev | ||||||
By Inst Type | ||||||
By Country | ||||||
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
From 0 to | ||||||
to | ||||||
to | ||||||
to ∞ |