2. Mallig Plains
Please note that the information you are viewing is 158 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Mallig Plains Rural Bank (Isabela), Inc. CentroMallig, Isabela3323
Data approved: 2011-11-15
Data version: 1
Age of data: 158 months

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addressN/A
Year established1970
Head of InstitutionPraxedes Asuncion-Ignacio, DBM
Regions active
# Branches17

Total Portfolio (nat'l)PhP 27,090,831.76
Total Portfolio (USD)USD 648,106.02
Active clients with loans6,570
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsMicrofinance Council of the Philippines, Inc., Rural Bankers Association of the Philippines
Funders

Loan Products » Summary

Masipag
765 Borrowers
USD 258,373.21 Portfolio
Active Product
Micropinay
5,775 Borrowers
USD 382,775.12 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Masipag Loan PHP 5,000 - 100,000 3 - 12 80% - 100% 0% - 20% Business Women, Men, Have business Tech Asst Visits, Business Training
Micropinay PHP 5,000 - 50,000 2 - 12 80% - 100% 0% - 20% Business Women, Have business Group Mtgs, Tech Asst Visits, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Masipag Loan 30.0% annual, Flat 2 Fees 1 Ins 5.00% loan amt 5.00% ongoing 81.2% - 86.8% 103% - 137.3% 25
Micropinay 24.0% annual, Flat 2 Fees 1 Ins 5.00% loan amt 5.00% ongoing 72.8% - 75.5% 85.1% - 86.8% 28
Institution Price Graph
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  2. FONDECO
Please note that the information you are viewing is 130 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

FONDECO Av. Pedro Ribera Méndez (Tercer Anillo Interno) esquina Chuubi, entre Av. Paraguá y Av. MutualistaSanta Cruz de la Sierra, Bolivia
Data approved: 2013-09-13
Data version: 2
Age of data: 130 months
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Product

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Product Details

Key Statistics
Outstanding portfolio (BOB)BOB 19,992,902
Portfolio (USD)USD 2,961,911.41
Active Clients with Loans11,250
Approximate % Female Clients60% - 80%
Approximate % Urban Clients40% - 60%
Methodology
Individual
Solidarity group
Village bankingx
Self help group
Other
Description
Créditos a grupos de mujeres organizados desde 10 a 30 personas, garantías solidarias y mancomunadas, disponibilidad de ahorros al final del ciclo, ciclos y plazos adecuados a sus actividades.
Loan Purpose
Any purposex
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurancex
Workplace visits
Business training
Other trainingx
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
OtherCada grupo deber estar compuesto por al menos 75% de mujeres
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution6
# Regions for this product5
Regions ActiveChuquisaca , Cochabamba , La Paz , Santa Cruz, Tarija

Loan Conditions

Loan Amount
CurrencyBOB
Minimum loan sizeBOB 500
Maximum loan size15,000
Distribution at Disbursement (Est.)
Loans less than BOB 10,00090%
BOB 10,000-40,00010%
BOB 40,000-70,0000
BOB 70,000-100,0000
BOB 100,000-125,0000
Greater than BOB 125,0000
Loan Term and Grace Period
Shortest loan term1.0 month
Longest loan term12.0 months
Approx average10.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months5%
Between 7 and 9 months15%
Between 10 and 12 months80%
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeksx
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end paymentx
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest27.00%
Highest quoted nominal interest32.00%
Reason(s) why interest rate variesLoan Purpose, Número de participante en cada grupo y por tipo de credito, beneficiando al sector productivo.
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionComision por Gastos Administrativos
% of loan amount - min2.00%
% of loan amount - max2.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?No
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
CriteriaEl depósito obligatorio antes del desembolso varía entre 10%-15% basado en el nivel de riesgo de cada agencia.
Is deposit indicated on the repayment schedule?Yes
Do borrowers control deposit in their group?No
Deposit BEFORE or AT Disbursement
% loan amount deposited10.00% - 15.00%
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited15.00%
or, Fixed-amount deposited0
Conditions on access to depositEnd Term
Interest Paid on Deposit
Minimum interest rate paid0
Maximum interest rate paid0
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Fondos Comunales samples
Sample 1Sample 2Sample 3Sample 4Sample 5Sample 6
Loan AmountBOB 1,000BOB 5,000BOB 6,800BOB 8,000BOB 9,500BOB 11,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot KnownNot KnownNot Known
Disbursement Date2013-09-132013-10-262013-10-262013-09-132013-10-262013-10-26
Loan Term (Months)8.0 months11.0 months11.0 months8.0 months11.0 months11.0 months
Grace Period (Months)0.2 months0.2 months0.2 months0.2 months0.2 months0.2 months
Total Cost of CreditBOB 218.60BOB 969.57BOB 1,319.89BOB 1,748.80BOB 1,844.03BOB 2,134.22
True Price by Comp           
Interest price component31.1%32.0%32.0%31.1%32.0%32.0%
Fee Component3.4%4.2%4.2%3.4%4.2%4.2%
Insurance Component0.0%0.0%0.0%0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%0.0%0.0%0.0%
Deposit Component9.7%19.7%13.6%7.1%13.6%13.6%
Full APR (int fee ins tax dep)44.2%55.9%49.8%41.6%49.8%49.8%
Transparency Index614854655454
            
Original Repayment SchedulePDFPDFPDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDFPDFPDF
Fondos Comunales Price Graphs


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% Products with compulsory deposits
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