2. MWIMPC
Please note that the information you are viewing is 162 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Maranding Women Investors Multipurpose Cooperative 2nd Floor, Fabian Flores Cultural CenterMarandingLala, Lanao del Norte/Region X9211
Data approved: 2011-12-07
Data version: 1
Age of data: 162 months

Product

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Product Details

Key Statistics
Outstanding portfolio (PHP)PHP 534,000
Portfolio (USD)USD 12,775.12
Active Clients with Loans104
Approximate % Female Clients80% - 100%
Approximate % Urban Clients0% - 20%
Methodology
Individualx
Solidarity group
Village banking
Self help groupx
Other
Description
For farming households located in agrarian reform communities (ARCs) in Lanao del Norte. Agrarian Reform Beneficiaries (ARBs) are priority borrowers.
Loan Purpose
Any purpose
Income generation
Mortgage/housing
Consumer loan
Agriculturex
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurancex
Workplace visitsx
Business trainingx
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or landx
Must be a salaried worker
Must be specific age groupx
Other18-69 y.o.
Other (2)CI/BI
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyPHP
Minimum loan sizePHP 10,000
Maximum loan size40,000
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term6.0 months
Approx average0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weeklyx
Every 2 weeksx
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest3.00%
Highest quoted nominal interest3.00%
Interest rate periodMonthly
Interest Rate Calculation MethodFlat
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1Fee 2
DescriptionService chargeNotarial Fee
% of loan amount - min2.00%0
% of loan amount - max2.00%0
OR, Fixed amount - min0100
Fixed amount - max0100
Reason for variationN/A
Appears on Repayment Sched?NoNo
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
Ins 1
DescriptionLoan Insurance
% of loan amount - min0
% of loan amount - max0
OR, Fixed amount - min60
Fixed amount - max480
Reason for variationN/A
Appears on Repayment Sched?No
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?
Do borrowers control deposit in their group?
Deposit BEFORE or AT Disbursement
% loan amount deposited5.00%
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited0
or, Fixed-amount depositedPHP 90
Conditions on access to depositAccess During
Interest Paid on Deposit
Minimum interest rate paid5.00%
Maximum interest rate paid5.00%
Interest payment frequencyQuarterly
Taxes
Are taxes charged on this product?No
Additional Comments
Savings (Prior): 5% of CBU to apply.Savings (Periodic): PHP 4 Savings + PHP 5 CBU.

Full Pricing Data

KAPA Loan samples
Sample 1Sample 2Sample 3Sample 4
Loan AmountPHP 12,000PHP 16,000PHP 30,000PHP 30,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot Known
Disbursement Date2011-07-012011-06-282011-07-302011-07-10
Loan Term (Months)6.1 months6.1 months6.0 months6.0 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot Known
True Price by Comp       
Interest and Fee Component43.6%53.6%47.8%37.0%
Insurance Component4.8%4.9%4.5%4.5%
Tax Component0.0%0.0%0.0%0.0%
Deposit Component10.4%10.5%5.0%4.1%
Full APR (int fee ins tax dep)58.8%69.0%57.3%45.5%
Transparency Index61526379
        
Original Repayment SchedulePDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDF
KAPA Loan Price Graphs
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.CoopInstitution TypeAgricultureLoan PurposeMWIMPCInstitutionPH-030-V01-P02ProductPHCountry2011YearRange Number1Institution Data Version05,00010,00015,00020,00025,00030,000Loan Size (all)0%20%40%60%Full APR (int fee ins tax dep)> 50203Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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  2. SRSO
Please note that the information you are viewing is 118 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Sindh Rural Support Organization SRSO Complex, Near Taj Petroleum Pump, Shikarpur Road, SukkurSukkur, Sindh65200
Data approved: 2015-04-30
Data version: 2
Age of data: 118 months
Choose version

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.srso.org.pk
Year established2003
Head of InstitutionMr. Mohammad Dital Kalhoro
Regions activeSindh
# Branches50

Total Portfolio (nat'l)PKR 791,787,630
Total Portfolio (USD)USD 7,775,354.53
Active clients with loans51,175
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsRural Support Programmes Network, National Rural Support Programme, Pakistan Microfinance Network
FundersGovernment of Sindh, Pakistan Poverty Alleviation Fund, First Women Bank

Loan Products » Summary

Agri Inputs
25,349 Borrowers
USD 4,498,830.06 Portfolio
Active Product
Livestock
6,106 Borrowers
USD 910,653.86 Portfolio
Active Product
Enterprise
19,720 Borrowers
USD 2,365,870.61 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agri- Inputs PKR 10,000 - 35,000 4 - 8 80% 0% Business, Agriculture Women Group Mtgs, Tech Asst Visits, Business Training, Other Training
Livestock PKR 10,000 - 25,000 6 - 9 80% - 100% 0% Business Women Group Mtgs, Tech Asst Visits, Business Training, Other Training
Enterprise PKR 10,000 - 50,000 12 80% - 100% 100% Business Women Group Mtgs, Tech Asst Visits, Business Training, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agri- Inputs 28.0% annual, Decl Bal 2 Fees 1 Ins None N/A 28.9% - 35.6% 29.7% - 38.8% 84
Livestock 28.0% annual, Decl Bal 1 Fee 1 Ins None N/A 30.1% - 35.6% 31.4% - 38.8% 82
Enterprise 20.0% annual, Flat 1 Fee 1 Ins None N/A 20.8% - 24.9% 21.2% - 26.6% 87
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessMultipleLoan PurposeSRSOInstitutionPK-024-V02-P01PK-024-V02-P02PK-024-V02-P03ProductPKCountry2015YearRange Number2Institution Data Version010,00020,00030,00040,00050,000Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 16,00012,0008,1004,000400Number of Borrowers
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Loan Portfolio (USD)
% Products using declining balance
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% Products with one or more insurances
% Products with compulsory deposits
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