Negros Women for Tomorrow Foundation, Inc. - MFTransparency.org Truth In Lending Tables

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Institution

Negros Women for Tomorrow Foundation, Inc. 102 San Sebastian, Verbena Sts.Bacolod City, Negros Occidental6100

Data approved: 2011-11-15

Data version: 1

Age of data: 160 months

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Institution Details

Institution Type	Non-Governmental Organization
Is this institution regulated?	No
Website address	http://www.nwtf.ph/
Year established	1984
Head of Institution	Dr. Cecilia D. del Castillo
Regions active
# Branches	50

Total Portfolio (nat'l)	PhP 607,833,441
Total Portfolio (USD)	USD 14,541,469.88
Active clients with loans	98,363
Approximate % female clients	80% - 100%
Approximate % urban clients	0% - 20%
Network affiliations
Funders

Loan Products » Summary

General

96,603 Borrowers

USD 11,887,559.81 Portfolio

Active Product

Green

2,000 Borrowers

USD 45,454.55 Portfolio

Active Product

Individual

1,760 Borrowers

USD 222,488.04 Portfolio

Active Product

Special

5,000 Borrowers

USD 428,229.67 Portfolio

Active Product

Asset

200 Borrowers

USD 114,832.54 Portfolio

Active Product

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
General Loan	PHP 1,000 - 30,000	3 - 12	80% - 100%	20% - 40%	Business	Women	Group Mtgs, Credit Ins, Business Training, Other Training, Insurance - life, accident, burial assistance for member & family, Savings / Medical and dental missions
Green Loan	PHP 1,800 - 3,400	6 - 12	80% - 100%	0% - 20%	Business, Housing, Consumer	Women, Men, Have business, Have home or land	Tech Asst Visits
Individual Loan	PHP 30,000 - 150,000	3 - 24	80% - 100%	0% - 20%	Business	Women, Have business
Special Loan	PHP 1,000 - 150,000	3 - 36	80% - 100%	0% - 20%	Business, Housing, Education	Women, Have business
Special Loan - Asset Acquisition Loan	PHP 30,000 - 150,000	12 - 36	80% - 100%	0% - 20%	Business, Productive assets	Women, Men, Have business

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
General Loan	30.0% annual, Flat	2 Fees	1 Ins	None	5.0% upfront 1.00 ongoing	69.7% - 85.6%	97.2% - 118.7%	27
Green Loan	30.0% annual, Flat	2 Fees	0 Ins	None	N/A	86.3% - 87.3%	87.2% - 88.2%	34
Individual Loan	30.0% annual, Flat	2 Fees	1 Ins	None	5.0% upfront 1.00 ongoing	70.1% - 87.6%	81.2% - 101.6%	33
Special Loan	30.0% annual, Flat	2 Fees	0 Ins	None	10.0% upfront	67.2% - 85.6%	67.2% - 85.9%	41
Special Loan - Asset Acquisition Loan	30.0% annual, Decl Bal	2 Fees	0 Ins	None	10.0% upfront	52.1% - 63.4%	59.6% - 74.7%	47

Institution Price Graph

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Institution	# Borrowers	Portfolio (US$)	Products	Age of Data
Adhikar	35,300	2,674,000	1	140
AMPL	0	0	0	140
Arman	41,500	529,107,000	1	140
Arohan	43,500	8,091,000	2	140
ASA INDIA	164,000	15,380,000	1	140
Asirvad	113,500	19,328,000	1	140
Asmitha	1,114,800	217,867,000	1	140
Bandhan	4,048,600	674,564,000	5	140
Belstar	123,000	23,945,000	2	119
BSFL	275,200	31,590,000	3	140
Chaitanya	20,700	3,748,000	3	140
Disha Microfin	69,000	14,332,000	2	140
Equitas	1,220,000	186,415,000	4	140
ESAF	354,200	43,500,000	5	140
FFSL	150,600	35,719,000	2	140
Fusion	66,800	9,820,000	2	140
Grama Vidiyal	738,200	102,101,000	1	140
Grameen Koota	586,600	83,555,000	15	142
Janalakshmi	506,000	119,077,000	2	140
L & T Finance	399,800	37,199,000	1	140
MFL	331,800	49,083,000	1	140
MMFL	175,000	23,752,000	2	140
Mpower	13,600	2,263,000	2	140
Sahayata	0	0	0	140
Saija	24,700	4,682,000	2	140
Samasta	45,500	4,809,000	2	140
Satin	405,600	90,174,000	2	140
SCCI	115,600	15,910,000	2	140
Share	2,195,400	376,727,000	1	140
SKS	3,409,000	355,029,000	2	140
SMILE	360,200	56,927,000	1	140
SNFL	9,400	1,779,000	1	140
Sonata Finance	158,200	22,724,000	3	142
Spandana	533,400	147,240,000	2	140
Suryoday	78,600	14,713,000	3	140
SVCL	118,200	18,886,000	1	140
Swadhaar	92,800	17,166,000	3	140
Trident	68,700	8,852,000	1	140
Ujjivan	913,300	160,848,000	5	140
Utkarsh	168,600	25,915,000	3	140
VFS	175,400	19,264,000	2	140
Asomi	50,300	4,743,000	2	173
AES India	3,600	286,000	1	173
Arth	2,900	611,000	2	173
Asomi	50,300	4,743,000	2	173
Barasat GS	1,100	99,508.02	1	173
BJS	6,000	468,000	1	173
Cashpor	417,000	50,452,000	1	172
Credible	10,000	1,669,540.36	2	173
DIBAKAR	1,800	145,000	1	172
GOF	65,200	5,388,000	4	172
Hope	62,600	4,407,000	1	170
Jaago	2,700	237,000	1	171
LOK	4,900	573,000	1	172
Nano	25,600	3,660,000	2	173
NBSAAVS	28,100	2,821,000	1	170
Nirantara	8,200	917,000	2	172
Parama	7,100	482,000	1	172
Pragathi	26,200	4,579,000	6	172
PWMACS	36,500	5,946,000	1	172
Saadhana	90,900	12,046,000	2	172
Sambhav	1,500	183,000	3	172
Seba Rahara	6,700	468,000	1	172
SU	61,100	5,498,000	1	172
Swayanshree	7,900	918,000	2	172
Vikas Samiti	1,600	168,000	1	172
Vistaar	4,300	1,157,000	2	170
We The People	1,100	244,000	2	172
WEMCS	1,100	85,000	1	172
Yukti	1,100	99,000	2	172

Key Statistics
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Institution

Institution Details

Loan Products » Summary

Loan Products » Conditions

Loan Products » Pricing Information

Institution Price Graph

Total Borrowers of Samples

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