Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 1995 |
Head of Institution | Marilyn Operio |
Regions active | |
# Branches | 3 |
Total Portfolio (nat'l) | PhP 9,202,747 |
Total Portfolio (USD) | USD 220,161.41 |
Active clients with loans | 925 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | |
Funders | Oikocredit |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.safcosupport.org |
Year established | 2009 |
Head of Institution | Syed Sajjad Ali Shah |
Regions active | Sindh |
# Branches | 31 |
Total Portfolio (nat'l) | PKR 486,359,898 |
Total Portfolio (USD) | USD 4,776,054.20 |
Active clients with loans | 46,044 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Pakistan Microfinance Network (PMN), South Asian Microfinanace Network (SAMN), Sindh Microfinance Network (SMN), Banking With The Poor (BWTP) |
Funders | Pakistan Poverty Alleviation Fund (PPAF), Habib Bank Limited (HBL), MCB Bank Limited, JS Bank Limited |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Livelihood Loan | PHP 1,000 - 60,000 | 1 - 12 | 80% - 100% | 20% - 40% | Business | Women, Men, Have business, Has no history of loan delinquency | Credit Educ, Credit Ins, Tech Asst Visits, Business Training, Other Training, Social Services, Spiritual formation (Bible study), Environmental projects - maintenance of forest park, tree planting, waste management, skills trainin |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | PKR 3,000 - 50,000 | 3 - 6 | 40% - 60% | 40% - 60% | Agriculture | Women, Men | Business Training, Refund of principle amount in case of death | |||||||
Enterprise Loan | PKR 3,000 - 50,000 | 12 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Tech Asst Visits, Business Training, Refund of principle amount in case of death | |||||||
Live Stock Loan | PKR 3,000 - 50,000 | 12 | 40% - 60% | 40% - 60% | Business | Women, Men | Tech Asst Visits, Business Training, Refund of principle amount in case of death |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Livelihood Loan | 24.0%-36.0% annual, Flat | 2 Fees | 2 Ins | None | 2.0% upfront 100.00 ongoing | 48.1% - 95.4% | 88.9% - 175.8% | 21 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 22.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 29.2% | 29.2% | 75 | ||||||||
Enterprise Loan | 22.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 45% | 45% | 49 | ||||||||
Live Stock Loan | 22.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 44.9% - 53% | 44.9% - 53% | 47 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Livelihood Loan | 24.0%-36.0% annual, Flat | 2 Fees | 2 Ins Ins | None | 2.0% upfront 100.00 ongoing | 48.1% - 95.4% | 88.9% - 175.8% | 21 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 22.0% annual, Flat | 2 Fees | 0 Ins Ins | None | N/A | 29.2% | 29.2% | 75 | ||||||||
Enterprise Loan | 22.0% annual, Flat | 2 Fees | 0 Ins Ins | None | N/A | 45% | 45% | 49 | ||||||||
Live Stock Loan | 22.0% annual, Flat | 2 Fees | 0 Ins Ins | None | N/A | 44.9% - 53% | 44.9% - 53% | 47 |
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