Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 1995 |
Head of Institution | Marilyn Operio |
Regions active | |
# Branches | 3 |
Total Portfolio (nat'l) | PhP 9,202,747 |
Total Portfolio (USD) | USD 220,161.41 |
Active clients with loans | 925 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | |
Funders | Oikocredit |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.karwan.org.pk |
Year established | 1995 |
Head of Institution | Ziaullah Khan |
Regions active | Punjab |
# Branches | 1 |
Total Portfolio (nat'l) | PKR 9,260,660 |
Total Portfolio (USD) | USD 94,496.53 |
Active clients with loans | 874 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 40% - 60% |
Network affiliations | |
Funders | Pakistan Poverty Alleviation Fund |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Livelihood Loan | PHP 1,000 - 60,000 | 1 - 12 | 80% - 100% | 20% - 40% | Business | Women, Men, Have business, Has no history of loan delinquency | Credit Educ, Credit Ins, Tech Asst Visits, Business Training, Other Training, Social Services, Spiritual formation (Bible study), Environmental projects - maintenance of forest park, tree planting, waste management, skills trainin |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business | PKR 5,000 - 50,000 | 12 | 60% - 80% | 40% - 60% | Business | Women, Men, Have business |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Livelihood Loan | 24.0%-36.0% annual, Flat | 2 Fees | 2 Ins | None | 2.0% upfront 100.00 ongoing | 48.1% - 95.4% | 88.9% - 175.8% | 21 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business | 18.0% annual, Flat | 1 Fee | 0 | None | N/A | 35.7% | 35.7% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Livelihood Loan | 24.0%-36.0% annual, Flat | 2 Fees | 2 Ins Ins | None | 2.0% upfront 100.00 ongoing | 48.1% - 95.4% | 88.9% - 175.8% | 21 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business | 18.0% annual, Flat | 1 Fee | 0 | None | N/A | 35.7% | 35.7% | N/A |
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