2. RSPI
Please note that the information you are viewing is 162 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. The Bridge
Please note that the information you are viewing is 161 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Rangtay sa Pagrang-ay, Inc. 4th Floor Manongdo Bldg.17 Private Road, Magsaysay Ave.Baguio City2600
Data approved: 2011-11-15
Data version: 1
Age of data: 162 months

Institution

The Bridge Financial Services Limited TamaleNorthern RegionPO Box TL 2124
Data approved: 2011-12-07
Data version: 1
Age of data: 161 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established1987
Head of InstitutionAlma M. Estolas
Regions active
# Branches21

Total Portfolio (nat'l)PhP 119,300,028.50
Total Portfolio (USD)USD 2,854,067.67
Active clients with loans39,663
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsAPPEND, MFC- Northern Luzon and CAR, Oikocredit
FundersOikocredit, PCFC, Small Business Corporation, NLDC

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.tbfghana.com/
Year established2011
Head of Institutionfrederick ohene sarfo
Regions activeNorthern Region
# Branches1

Total Portfolio (nat'l)GHS 67,730
Total Portfolio (USD)USD 34,380.71
Active clients with loans521
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliations
Funders

Loan Products » Summary

Agriculture
123 Borrowers
USD 25,525.97 Portfolio
Active Product
Business
39,182 Borrowers
USD 2,635,987.19 Portfolio
Active Product
Livestock
160 Borrowers
USD 128,626.93 Portfolio
Active Product
Salary
139 Borrowers
USD 44,619.02 Portfolio
Active Product

Loan Products » Summary

Trading
415 Borrowers
USD 18,111.68 Portfolio
Active Product
Business
3 Borrowers
USD 8,568.53 Portfolio
Low Volume Product
Worker
11 Borrowers
USD 6,279.19 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan PHP 5,000 - 50,000 4 40% - 60% 0% - 20% Business, Agriculture, Purchase of farm inputs Women, Men, Engaged in farming activities Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Values Formation
General Business Loan PHP 1,000 - 30,000 6 80% - 100% 0% - 20% Business Women, Men Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Values Formation
Livestock Loan PHP 5,000 - 15,000 4 - 6 60% - 80% 0% - 20% Business, Livestock-related expenses Women, Men Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Values Formation
Salary Loan PHP 10,000 - 40,000 3 - 12 40% - 60% 0% - 20% Any Purpose Women, Men, Salaried worker, Barangay Officials Credit Educ, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
The Bridge Petty Trading Group GHS 100 - 200 12 - 16 80% - 100% 0% - 20% Business Women, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 36.0% annual, Flat 1 Fee 1 Ins None 5.0% upfront 200.00 ongoing 44.6% - 46.2% 55% - 56.5% 64
General Business Loan 40.0% annual, Flat 1 Fee 2 Ins None 40.00 ongoing 88% - 92.6% 105.8% - 189.6% 32
Livestock Loan 36.0% annual, Flat 1 Fee 1 Ins None 5.0% upfront 200.00 ongoing 44.6% - 46.5% 55.1% - 61.4% 62
Salary Loan 36.0% annual, Flat 1 Fee 2 Ins None N/A 66.7% - 68.4% 73.2% - 79.3% 47

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
The Bridge Petty Trading Group 36.00% annual, Flat 1 Fee 0 None N/A 77.7% 77.7% 46

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 36.0% annual, Flat 1 Fee 1 Ins Ins None 5.0% upfront 200.00 ongoing 44.6% - 46.2% 55% - 56.5% 64
General Business Loan 40.0% annual, Flat 1 Fee 2 Ins Ins None 40.00 ongoing 88% - 92.6% 105.8% - 189.6% 32
Livestock Loan 36.0% annual, Flat 1 Fee 1 Ins Ins None 5.0% upfront 200.00 ongoing 44.6% - 46.5% 55.1% - 61.4% 62
Salary Loan 36.0% annual, Flat 1 Fee 2 Ins Ins None N/A 66.7% - 68.4% 73.2% - 79.3% 47

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
The Bridge Petty Trading Group 36.00% annual, Flat 1 Fee 0 None N/A 77.7% 77.7% 46
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeAnyBusinessMultipleLoan PurposeRSPIInstitutionPH-037-V01-P01PH-037-V01-P02PH-037-V01-P03PH-037-V01-P04ProductPHCountry2011YearRange Number1Institution Data Version05,00010,00015,00020,00025,00030,000Loan Size (all)0%50%100%150%200%Full APR (int fee ins tax dep)> 19,00014,0009,7004,800500Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeBusinessLoan PurposeThe BridgeInstitutionGH-043-V01-P02ProductGHCountry2011YearRange Number1Institution Data Version050100150200Loan Size (all)0%20%40%60%80%Full APR (int fee ins tax dep)> 20010010Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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