Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.simbag.org/ |
Year established | 1994 |
Head of Institution | Remegia L. Balucio |
Regions active | |
# Branches | 18 |
Total Portfolio (nat'l) | PhP 205,575,411 |
Total Portfolio (USD) | USD 4,918,072.03 |
Active clients with loans | 26,942 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | People's Credit and Fiannce Corporation |
Funders | Manos Unidas |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.ecofuturo.com.bo/ |
Year established | 1998 |
Head of Institution | Joaquin Fernando Mompo Siles |
Regions active | 0 |
# Branches | 9 |
Total Portfolio (nat'l) | BOB 732,097,749 |
Total Portfolio (USD) | USD 106,875,583.80 |
Active clients with loans | 43,844 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 60% - 80% |
Network affiliations | ASOFIN |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Balay Asenso | PHP 1,000 - 20,000 | 5 - 10 | 80% - 100% | 20% - 40% | Housing | Women, Men, Have business, Have home or land, Member for > 6 months, At least on the 2nd cycle of regular loan | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training | |||||||
Productive Loan | PHP 1,000 - 150,000 | 2 - 10 | 80% - 100% | 20% - 40% | Business | Women, Men | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Advocacy & scholarship program; Social Services, Spiritual & Formation Activities, Enterprise Development & Services, Calamity Relief Assistance | |||||||
Sagip Asenso | PHP 1,000 - 10,000 | 5 | 80% - 100% | 20% - 40% | Business | Women, Men, Have business, Member for > 6 months, At least on the 2nd cycle of regular loan | Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Eco Individual | BOB 350 - 40,000 | 3 - 36 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business, Contar con un documento de identidad vigente, Tener residencia en territorio Nacional | Credit Ins | |||||||
Eco Individual (USD) | USD 50 - 50,000 | 3 - 72 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business, Contar con documento de identidad vigente, Tener residencia en Territorio Nacional | Credit Ins | |||||||
Eco-Agropecuario | BOB 350 - 40,000 | 3 - 60 | 20% - 40% | 0% - 20% | Business, Compra de Maquinaria, Semilla, ganado entre otros | Women, Men, Have business, Que cuente con experiencia en la actividad agrÃcola, Exclusivo para el Agro | Credit Ins, Seguro de todo riesgo Maquinaria | |||||||
Eco-Agropecuario (USD) | USD 25 - 25,000 | 3 - 60 | 20% - 40% | 0% - 20% | Exclusivo para el Agro | Women, Men, Have business | Credit Ins | |||||||
Eco-Consumo | BOB 350 - 21,000 | 3 - 60 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Have business, Salaried worker, Asalariados tanto formales como informales (Hasta $us. 800), Crédito otorgado a Asalariados que cuen, Microempresarios que destinen el dinero de forma diferente a la actividad | Credit Ins | |||||||
Eco-Consumo (USD) | USD 50 - 10,000 | 3 - 60 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Have business, Salaried worker, Microempresarios y Asalariados, Asalariados sin respaldo hasta $us. 800 | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Balay Asenso | 24.0% annual, Flat | 1 Fee | 2 Ins | None | 5.0% upfront 10.00 ongoing | 57.4% - 71.3% | 69.8% - 94.1% | 29 | ||||||||
Productive Loan | 24.0% annual, Flat | 1 Fee | 2 Ins | None | 5.0% upfront 10.00 ongoing | 57.4% - 67.6% | 75.4% - 163.5% | 25 | ||||||||
Sagip Asenso | 24.0% annual, Flat | 1 Fee | 2 Ins | None | 5.0% upfront 10.00 ongoing | 64.1% - 72.7% | 82.2% - 96% | 28 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Eco Individual | 18.0%-30.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Eco Individual (USD) | 18.0%-30.0% annual, Decl Bal | 1 Fee | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Eco-Agropecuario | 24.0%-30.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Eco-Agropecuario (USD) | 20.0%-30.0% annual, Decl Bal | 2 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Eco-Consumo | 25.0%-30.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Eco-Consumo (USD) | 22.0%-30.0% annual, Decl Bal | 2 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Balay Asenso | 24.0% annual, Flat | 1 Fee | 2 Ins Ins | None | 5.0% upfront 10.00 ongoing | 57.4% - 71.3% | 69.8% - 94.1% | 29 | ||||||||
Productive Loan | 24.0% annual, Flat | 1 Fee | 2 Ins Ins | None | 5.0% upfront 10.00 ongoing | 57.4% - 67.6% | 75.4% - 163.5% | 25 | ||||||||
Sagip Asenso | 24.0% annual, Flat | 1 Fee | 2 Ins Ins | None | 5.0% upfront 10.00 ongoing | 64.1% - 72.7% | 82.2% - 96% | 28 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Eco Individual | 18.0%-30.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Eco Individual (USD) | 18.0%-30.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Eco-Agropecuario | 24.0%-30.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Eco-Agropecuario (USD) | 20.0%-30.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Eco-Consumo | 25.0%-30.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Eco-Consumo (USD) | 22.0%-30.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A |
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