Simbag sa Pag-Asenso, Inc. - MFTransparency.org Truth In Lending Tables

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Institution

Simbag sa Pag-Asenso, Inc. 3/F SAC Building, Cathedral CompoundAlbay DistrictLegazpi City4500

Data approved: 2011-11-15

Data version: 1

Age of data: 161 months

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Institution Details

Institution Type	Non-Governmental Organization
Is this institution regulated?	No
Website address	http://www.simbag.org/
Year established	1994
Head of Institution	Remegia L. Balucio
Regions active
# Branches	18

Total Portfolio (nat'l)	PhP 205,575,411
Total Portfolio (USD)	USD 4,918,072.03
Active clients with loans	26,942
Approximate % female clients	80% - 100%
Approximate % urban clients	20% - 40%
Network affiliations	People's Credit and Fiannce Corporation
Funders	Manos Unidas

Loan Products » Summary

Balay

4,828 Borrowers

USD 505,519.88 Portfolio

Active Product

Productive

21,517 Borrowers

USD 3,358,047.61 Portfolio

Active Product

Sagip

722 Borrowers

USD 50,541.96 Portfolio

Active Product

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Balay Asenso	PHP 1,000 - 20,000	5 - 10	80% - 100%	20% - 40%	Housing	Women, Men, Have business, Have home or land, Member for > 6 months, At least on the 2nd cycle of regular loan	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Productive Loan	PHP 1,000 - 150,000	2 - 10	80% - 100%	20% - 40%	Business	Women, Men	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Advocacy & scholarship program; Social Services, Spiritual & Formation Activities, Enterprise Development & Services, Calamity Relief Assistance
Sagip Asenso	PHP 1,000 - 10,000	5	80% - 100%	20% - 40%	Business	Women, Men, Have business, Member for > 6 months, At least on the 2nd cycle of regular loan	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Balay Asenso	24.0% annual, Flat	1 Fee	2 Ins	None	5.0% upfront 10.00 ongoing	57.4% - 71.3%	69.8% - 94.1%	29
Productive Loan	24.0% annual, Flat	1 Fee	2 Ins	None	5.0% upfront 10.00 ongoing	57.4% - 67.6%	75.4% - 163.5%	25
Sagip Asenso	24.0% annual, Flat	1 Fee	2 Ins	None	5.0% upfront 10.00 ongoing	64.1% - 72.7%	82.2% - 96%	28

Institution Price Graph

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Institution	# Borrowers	Portfolio (US$)	Products	Age of Data
Adhikar	35,300	2,674,000	1	142
AMPL	0	0	0	142
Arman	41,500	529,107,000	1	142
Arohan	43,500	8,091,000	2	142
ASA INDIA	164,000	15,380,000	1	142
Asirvad	113,500	19,328,000	1	142
Asmitha	1,114,800	217,867,000	1	142
Bandhan	4,048,600	674,564,000	5	142
Belstar	123,000	23,945,000	2	120
BSFL	275,200	31,590,000	3	142
Chaitanya	20,700	3,748,000	3	142
Disha Microfin	69,000	14,332,000	2	142
Equitas	1,220,000	186,415,000	4	142
ESAF	354,200	43,500,000	5	142
FFSL	150,600	35,719,000	2	142
Fusion	66,800	9,820,000	2	142
Grama Vidiyal	738,200	102,101,000	1	142
Grameen Koota	586,600	83,555,000	15	144
Janalakshmi	506,000	119,077,000	2	142
L & T Finance	399,800	37,199,000	1	142
MFL	331,800	49,083,000	1	142
MMFL	175,000	23,752,000	2	142
Mpower	13,600	2,263,000	2	142
Sahayata	0	0	0	142
Saija	24,700	4,682,000	2	142
Samasta	45,500	4,809,000	2	142
Satin	405,600	90,174,000	2	142
SCCI	115,600	15,910,000	2	142
Share	2,195,400	376,727,000	1	142
SKS	3,409,000	355,029,000	2	142
SMILE	360,200	56,927,000	1	142
SNFL	9,400	1,779,000	1	142
Sonata Finance	158,200	22,724,000	3	144
Spandana	533,400	147,240,000	2	142
Suryoday	78,600	14,713,000	3	142
SVCL	118,200	18,886,000	1	142
Swadhaar	92,800	17,166,000	3	142
Trident	68,700	8,852,000	1	142
Ujjivan	913,300	160,848,000	5	142
Utkarsh	168,600	25,915,000	3	142
VFS	175,400	19,264,000	2	142
Asomi	50,300	4,743,000	2	174
AES India	3,600	286,000	1	174
Arth	2,900	611,000	2	174
Asomi	50,300	4,743,000	2	174
Barasat GS	1,100	99,508.02	1	174
BJS	6,000	468,000	1	174
Cashpor	417,000	50,452,000	1	173
Credible	10,000	1,669,540.36	2	174
DIBAKAR	1,800	145,000	1	173
GOF	65,200	5,388,000	4	173
Hope	62,600	4,407,000	1	171
Jaago	2,700	237,000	1	172
LOK	4,900	573,000	1	173
Nano	25,600	3,660,000	2	174
NBSAAVS	28,100	2,821,000	1	171
Nirantara	8,200	917,000	2	173
Parama	7,100	482,000	1	173
Pragathi	26,200	4,579,000	6	173
PWMACS	36,500	5,946,000	1	173
Saadhana	90,900	12,046,000	2	173
Sambhav	1,500	183,000	3	173
Seba Rahara	6,700	468,000	1	173
SU	61,100	5,498,000	1	173
Swayanshree	7,900	918,000	2	173
Vikas Samiti	1,600	168,000	1	173
Vistaar	4,300	1,157,000	2	171
We The People	1,100	244,000	2	173
WEMCS	1,100	85,000	1	173
Yukti	1,100	99,000	2	173

Key Statistics
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Institution

Institution Details

Loan Products » Summary

Loan Products » Conditions

Loan Products » Pricing Information

Institution Price Graph

Total Borrowers of Samples

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