2. TSPI
Please note that the information you are viewing is 158 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Tulay sa Pag-unlad, Inc. 2363 Antipolo St.Makati1212
Data approved: 2011-11-15
Data version: 1
Age of data: 158 months

Product

TSPI Maunlad Program Product 6 of 7 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (PHP)PHP 4,274,666.40
Portfolio (USD)USD 102,264.75
Active Clients with Loans92
Approximate % Female Clients80% - 100%
Approximate % Urban Clients80% - 100%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
The TSPI Maunlad Program is an individual loan product primarily designed to meet the expanding credit needs of successful and loyal clients of TSPI. It is offered to clients who can guarentee their loan through either a co-borrower or collateral
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business trainingx
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
OtherMust have colateral or a co-borrower
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyPHP
Minimum loan sizePHP 30,000
Maximum loan size150,000
Loan Term and Grace Period
Shortest loan term6.0 months
Longest loan term24.0 months
Approx average12.0 months
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weeklyx
Every 2 weeksx
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest2.40%
Highest quoted nominal interest3.00%
Reason(s) why interest rate variesOn time payment
Interest rate periodMonthly
Interest Rate Calculation MethodFlat
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionEncumberance Fee
% of loan amount - min1.50%
% of loan amount - max3.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variation
Appears on Repayment Sched?No
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
Ins 1Ins 2
DescriptionGrepalife MRIMBA Credit Life
% of loan amount - min32.00%0
% of loan amount - max32.00%0
OR, Fixed amount - min0240
Fixed amount - max0240
Reason for variationN/AN/A
Appears on Repayment Sched?NoNo
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?
Do borrowers control deposit in their group?
Deposit BEFORE or AT Disbursement
% loan amount deposited10.00%
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited0
or, Fixed-amount depositedPHP 100
Conditions on access to depositAccess During
Interest Paid on Deposit
Minimum interest rate paid5.00%
Maximum interest rate paid5.00%
Interest payment frequencyMonthly
Taxes
Are taxes charged on this product?No

Full Pricing Data

TSPI Maunlad Program samples
Sample 1Sample 2Sample 3Sample 4
Loan AmountPHP 30,000PHP 60,000PHP 80,000PHP 100,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot Known
Disbursement Date2011-05-302009-08-202011-04-262011-05-30
Loan Term (Months)6.0 months24.0 months11.2 months11.2 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot Known
True Price by Comp       
Interest and Fee Component63.1%47.2%69.4%69.3%
Insurance Component3.8%1.8%2.8%2.5%
Tax Component0.0%0.0%0.0%0.0%
Deposit Component18.2%16.2%17.2%17.9%
Full APR (int fee ins tax dep)85.0%65.1%89.4%89.7%
Transparency Index34443232
        
Original Repayment SchedulePDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDF
TSPI Maunlad Program Price Graphs


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  2. EMPRENDER
Please note that the information you are viewing is 171 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

EMPRENDER c. Presbítero Medina. Pje. Tal Tal Nº 570. SopocachiLa Paz, La Paz
Data approved: 2010-10-28
Data version: 1
Age of data: 171 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.emprender-bo.org/
Year established1999
Head of InstitutionRAMIRO QUISPE CHIPANA
Regions active
# Branches13

Total Portfolio (nat'l)BOB 23,898,315
Total Portfolio (USD)USD 3,540,491.11
Active clients with loans9,163
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliations
Funders

Loan Products » Summary

Emprendi
5,755 Borrowers
USD 1,504,454.87 Portfolio
Active Product
Individual
1,869 Borrowers
USD 712,176.30 Portfolio
Active Product
1,084 Borrowers
USD 164,141.78 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Bancos de Emprendimiento Bolivianos BOB 400 - 5,000 4 - 10 80% - 100% 60% - 80% Any Purpose Women, Men, Mujeres deben ser alrededor de un 80% Group Mtgs, Credit Ins, Business Training, Other Training, Salud, Liderazgo
Crédito Individual en Bolivianos BOB 500 - 20,000 2 - 36 60% - 80% 80% - 100% Business, Consumer, Negocio: Solo para Capital de Trabajo Women, Men, Have business Credit Ins, Tech Asst Visits, Business Training
BOB 200 - 10,000 2 - 36 60% - 80% 80% - 100% Business, Consumer, Negocio: Solo para Capital de Trabajo Women, Men, Have business Credit Ins, Tech Asst Visits, Business Training, SERVICIO DE SALUD EN ATENCIÓN PRIMARIA Y MEDICINA PREVENTIVA

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Bancos de Emprendimiento Bolivianos 33.6%-36.0% annual, Decl Bal 2 Fees 0 Ins None 20.00% ongoing 57.9% - 62% 65.6% - 70.4% 49
Crédito Individual en Bolivianos 24.0%-36.0% annual, Decl Bal 2 Fees 0 Ins None N/A 55.2% - 58.9% 55.2% - 58.9% 41
24.0%-36.0% annual, Decl Bal 2 Fees 0 Ins 15.00% Principal N/A 38.8% - 59.5% 38.9% - 60.3% 49
Institution Price Graph
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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