| Institution Type | RurBank |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 1997 |
| Head of Institution | IAN ERIC S. PAMA |
| Regions active | |
| # Branches | 3 |
| Total Portfolio (nat'l) | PhP 28,130,268 |
| Total Portfolio (USD) | USD 672,972.92 |
| Active clients with loans | 1,772 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Rural Bankers Association of the Philippines (RBAP), Philippine Deposit Insurance Corporation (PDIC), Iloilo Federation of Rural Bankers |
| Funders |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.peap-foncresol.org |
| Year established | 1997 |
| Head of Institution | Gustavo Diez de Medina Villarreal |
| Regions active | Chuquisaca , Cochabamba , La Paz , Potosí, Tarija |
| # Branches | 5 |
| Total Portfolio (nat'l) | BOB 64,620,579 |
| Total Portfolio (USD) | USD 9,573,419.11 |
| Active clients with loans | 3,909 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | FINRURAL, INAFI - LA |
| Funders | MISEREOR, Programa Mundial de Alimentos - PMA, Obras Cardenal Leger - CLO, ACDI (Agencia Canadiense de Desarrollo Internacional) |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| BUGANA | PHP 3,000 - 150,000 | 2 - 12 | 80% - 100% | 0% - 20% | Any Purpose | Women, Men, Farmers with Multiple Sources of Income | Credit Ins | |||||||
| LEADS ME | PHP 5,000 - 150,000 | 2 - 6 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business | Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Banca Comunal | BOB 2,500 - 9,500 | 6 - 18 | 60% - 80% | 0% - 20% | Business, Agriculture, Consumer | Women, Men, Have business | Credit Educ, Group Mtgs, Other Training, Insidencia Politica - Participación ciudadana, Derechos Humanos - Género | |||||||
| Individual | USD 100 - 15,000 | 6 - 60 | 40% - 60% | 60% - 80% | Business, Agriculture, Consumer | Women, Men, Have business |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Banca Comunal | 24.0% annual, Decl Bal | 0 Fees | 1 Ins | None | 6.00% ongoing | 23.8% - 24% | 30.3% - 30.6% | 79 | ||||||||
| Individual | 9.0%-18.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 18.1% - 18.9% | 18.7% - 18.9% | 48 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Banca Comunal | 24.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | 6.00% ongoing | 23.8% - 24% | 30.3% - 30.6% | 79 | ||||||||
| Individual | 9.0%-18.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 18.1% - 18.9% | 18.7% - 18.9% | 48 |
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