Institution # Borrowers Portfolio (US$) Products Age of Data
1st Valley Bank38,90048,291,0003157
AJDFI13,100884,0006157
ARDCI44,6009,403,0001157
ASA Philippines333,40029,282,0001157
ASHI35,4005,231,0006157
ASKI60,00015,247,0004157
Bangko Kabayan8,9002,373,0002157
BSEI60073,0002157
CBI8,1002,010,0005157
CCT70,3009,504,0004157
CEV35,4005,111,0004157
DSPI59,3003,676,0003157
ECLOF5,4001,836,0004157
FCB12,0002,392,0002157
FMB2,700710,0002157
GM Bank23,5001,553,0003157
HSPFI19,1001,899,0002157
JVOFI1,300281,0001157
Katipunan Bank42,1005,325,0002157
KDCI20,5002,095,0003157
KGI32,3003,421,0004157
KMBI245,00015,098,0001157
LTMPC37,4008,935,0003157
Mallig Plains6,500641,0002157
MILAMDEC29,8003,278,0002157
MWIMPC11,8001,740,0004156
NWTF105,50012,698,0005157
OFMPC4,400964,0001157
PBC50,70010,434,0004157
PCSD700167,0001157
PMPC23,5005,565,0008157
RB Angeles9001,502,0002157
RB Labason500289,0001157
RBLI5,2001,026,0002157
RBMI11,9001,750,0002157
RMB100173,0001157
RSPI39,6002,834,0004157
SAFRAGEMC1,100229,0001157
Salve10,9001,191,0003157
SEDP27,0003,914,0003157
TSKI212,90025,187,0002157
TSPI264,50031,290,0007157
Valient1,700672,0002157
  2. ProCredit
Please note that the information you are viewing is 170 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Banco Los Andes ProCredit S.A. Av. Cristo Redentor No. 3730 entre 4 y 5 anilloSanta Cruz de la Sierra, Santa Cruz
Data approved: 2010-10-28
Data version: 1
Age of data: 170 months

Product

Creditos para Vivienda MN Product 8 of 8 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (BOB)BOB 153,131,802.90
Portfolio (USD)USD 22,686,193.02
Active Clients with Loans10,574
Approximate % Female Clients40% - 60%
Approximate % Urban Clients80% - 100%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Producto destinado a la compra de vivienda o de terrenos, refacción, ampliación,\ranticrético, construcción, instalación de servicios básicos o cualquier otro destino que implique un\rmejoramiento de vivienda.
Loan Purpose
Any purpose
Income generation
Mortgage/housingx
Consumer loan
Agriculture
Education
Other household finance
OtherCompra o construción de Vivienda
Other (2)Compra de Terreno
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyBOB
Minimum loan sizeBOB 800
Maximum loan size140,000
Loan Term and Grace Period
Shortest loan term4.0 months
Longest loan term145.0 months
Approx average34.0 months
Grace Period
Grace period usage10%
Average grace periodDK
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterlyx
Every 6 months
Every 12 months
Single end paymentx
Irregular paymentsx

Pricing Information

Interest
Lowest quoted nominal interest7.00%
Highest quoted nominal interest36.00%
Reason(s) why interest rate variesTime as Client, Loan Size, Loan Purpose
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?
Is rate fixed for entire loan termNo
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Creditos para Vivienda MN samples
Sample 1Sample 2Sample 3Sample 4Sample 5Sample 6
Loan AmountBOB 2,800BOB 6,591.77BOB 15,000BOB 28,000BOB 56,600BOB 80,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot KnownNot KnownNot Known
Disbursement Date2010-01-062010-05-192010-05-312010-05-072010-06-182010-06-11
Loan Term (Months)12.0 months12.0 months9.0 months36.0 months24.0 months48.0 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot KnownNot KnownNot Known
True Price by Comp           
Interest and Fee Component30.5%25.3%24.3%22.4%19.5%17.2%
Insurance Component0.0%0.0%0.0%0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%0.0%0.0%0.0%
Full APR (int fee ins tax dep)30.5%25.3%24.3%22.4%19.5%17.2%
Transparency Index232829313641
            
Original Repayment SchedulePDFPDFPDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDFPDFPDF
Creditos para Vivienda MN Price Graphs


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